So, what do you want to do for your birthday this year?
It’s the question that we all have to answer once every year. Maybe you round up your friends for a night on the town, grab dinner at your favorite restaurant, or go on a weekend road trip to an adventurous destination. Or maybe you just want to have a nice relaxing night at home. It’s your birthday, right? It’s up to you.
I decided that my answer to that question was going to be something a little different this year. I was feeling spontaneous and wanted to travel somewhere for the occasion. So when my fiancée asked me what I wanted to do for my birthday, I told her that I wanted to go to Paris for the weekend.
If you’re like me you have probably read at least a dozen articles that explain how your credit score works. It’s a topic that makes for an attention grabbing headline, so naturally the financial news outlets and blogs love to churn out a credit score article every few weeks.
Coming from a financial background I typically read these articles to see if they have anything new to say.
Spoiler alert: They don’t.
Have you ever noticed that when the topic of credit or credit scores comes up, everyone seems to have something to say?
Try splitting a dinner check with your friends and you’ll see what I mean. When it comes time for everyone to toss in their credit cards you’ll probably get a healthy dose of unsolicited advice along with your share of the bill.
(And yes, I see the irony that I write, blog, tweet, and talk about credit on a regular basis)
I don’t doubt that you hang out with some very educated and intelligent people, but when it comes to credit advice the vast majority of your friends have no idea what they are talking about.
Sorry Ryan, I know that you had good intentions.