By: John Tunningley
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Ultimately, as we try out premium credit cards, we find ourselves having to make decide which one is right for us.. This isn’t an easy decision to make as the cards with higher annual fees often come packed with some of the best perks.
So, let’s take a look at some premium credit card options and see what if they are worth a spot in your wallet.
Chase Sapphire Reserve Card
The Chase Sapphire Reserve Card took the miles and points world by storm in 2016. when it was launched with a sign-up bonus of 100,000 Chase Ultimate Rewards points. Beyond the bonus though, it also has some great perks that make this a go-to card for many who enjoy traveling.
Here are some of the perks that it offers cardholders:
- 3x points per dollar on travel and dining
- $300 annual travel credit automatically credited to your statement and can be used for just about any travel purchase from rail tickets to uber rides to parking fees to airline tickets
- Priority Pass Select membership with unlimited guest access
- Primary insurance on rental cars
- Global Entry or TSA PreCheck reimbursement
- Trip delay reimbursement (after 6 hours)
- Points are worth 1.5 cents each in the Chase Travel Portal
- Ability to transfer Ultimate Rewards points to airline and hotel partners at a 1:1 ratio
The Chase Sapphire Reserve Card comes with a $450 annual fee.
The Platinum Card from American Express
One of the heavy hitters for many years and often seen as a status symbol of the elite is the The Platinum Card from American Express. This card has perhaps the longest list of benefits with many that can help offset the $550 annual fee.