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Julie Szpira

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TSA Pre-Check and Global Entry: Programs That Make Traveling A Breeze

By: Julie Szpira

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

During the busy summer travel season, airports can be chaotic. One of the worst feelings while traveling is the stress of arriving at the airport with plenty of time before your flight, seeing a mass of people jammed into the TSA security line, and having to sprint to the gate to board just before the door closes.

TSA Precheck

An unpleasant sight at Denver International Airport

One of the best feelings while traveling is the triumph you feel from walking up to a TSA PreCheck line and breezing through security in under 5 minutes.

An empty line is my favorite line

If you thought that expedited security lines were only for elite frequent flyers, or those traveling in business or first class, you thought wrong.

There are a variety of different Trusted Traveler programs which provide travelers with easier security and immigration clearance.  The most common programs used by US based travelers are TSA PreCheck and Global Entry.

TSA PreCheck is a program which requires an application and pre-screening to identify travelers as low risk, and allows for faster screening at security lines at airports in the US. Continue Reading

Blog

Using Household Income for Credit Card Applications

By: Julie Szpira

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

A few weeks ago, I was having dinner with a friend and her husband. We were talking about frequent flyer miles, credit card points and sign up bonuses (my favorite topics), and I asked if they had each signed up for the Chase Sapphire Reserve.

My friend said “No”, and explained that since her husband was in school, his student income was too low to apply for credit cards.

We were thankfully in a loud restaurant, because I pretty much screamed, “You’re married! You can use HOUSEHOLD INCOME!”

 

What Counts as Income

Prior to 2009, credit card companies were generous in their credit card approvals. Almost everyone was approved, and huge credit lines were extended to some that did not have the ability to pay the bill. This resulted in many people experiencing default, bankruptcy and ending up with terrible credit scores.

In 2009, the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) became law. It requires credit card companies to assess an applicant’s ability to pay, before opening a new account or increasing an existing credit line. Continue Reading

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How To Use Miles And Points To Visit Disney

By: Julie Szpira

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Whether you’re 2 or 92, a trip to Disney can be a magical experience for the family to share. What can be not-so-magical is the high price tag of a visit to the Happiest Place on Earth.

Flights, hotels and park tickets can quickly add up to thousands of dollars. Well, we here at 10xTravel want you to enjoy your trip to see Mickey and Minnie, and not worry about the costs.

By maximizing points and miles, you can make your visit, and still have cash left to buy that $11 souvenir cup!

Despite the fact that I am a non-married, childless, 32 year old woman, I love Disney and actually had an annual pass for Disneyland as recently as 2016.

Disney Main

Is it normal for an adult to have multiple solo photos in front of the Disneyland Castle?

The following plan is designed for a visit to Disney World, but with a few tweaks to hotel planning it would also work for a visit to Disneyland.

Disney World is a larger property, with many more hotels from which to choose, including more than 25 Disney owned properties, as well as many hotel chain options.

Disneyland has a much smaller footprint, with only three Disney properties, but the area still provides many excellent hotel chain options.

 

How To Fly To Disney World

Unless you are living within a reasonable driving distance of Disney (for my family, 1200 miles was considered reasonable… it’s not), you’re going to have to fly.

With a little bit of pre-planning, a family of four can fly for almost free with the Southwest Companion Pass. Check out our complete guide to obtaining the Southwest Companion Pass to learn more. Continue Reading