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Best Travel Credit Card Offers: July 2017

By: Bryce Conway – Founder, 10xTravel

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

** Please see the credit cards page for updated offers. Some of the offers listed below may have changed. **

Hi Travel Junkies,

The peak summer travel season is typically filled with many of the best credit card offers of the year and July 2017 is no different. There are a ton of great offers to choose from right now.

And while the best offer for you will vary depending on a number of factors, I am going to rank the top 10 offers based purely on their value.

If you are a fan of the NFL Draft, consider this to be “Todd’s Big Board” of the best available picks without factoring in team need.

As always, feel free to email me with questions about your own situation.

Here we go!

 

1) Chase Ink Business Preferred

Current Offer:

  • 80,000 bonus points after you spend $5,000 on purchases in the first 3 months.
  • 3 points per $1 spent on the first $150,000 spent on travel, shipping, internet, cable and phone services, and advertising purchases made with social media sites each account anniversary year.
  • $95 annual fee not waived first year

Commentary:

Chase Ultimate Rewards points are widely considered to be among the best points in the industry thanks to their ability to be transferred to 7 airline partners and 4 hotel partners.

You can also redeem Ultimate Rewards to book travel via the Chase travel portal at a value of 1.25 cents per point, meaning the 80,000 bonus points offered by this card are worth $1,000 toward travel. Your points can be worth even more in the travel portal when you pair this card with the Chase Sapphire Reserve (see below for more details). Continue Reading

Blog

Last Call to Win a VIP Trip to Las Vegas!

Hi Travel Junkies,

Just a heads up, there is only 1 week left to enter to win a VIP trip to Las Vegas to attend the first ever 10xTravel reader meet-up! We are giving away two grand prizes and the winners will be announced on Friday, July 14.

We probably went a little overboard with this giveaway, but that’s how we do things here at 10xTravel. Especially when it comes to Las Vegas.

Here’s what each prize package includes:

  • A round-trip flight to Las Vegas
  • Free limo ride from the airport to your hotel
  • Two free nights in a Bella Suite the Venetian
  • Two tickets to our 10xTravel Vegas Reader Meetup (so you can bring a friend)
  • $100 in cash to spend however you like
  • Brunch with Bryce and the 10xTravel team at the Grand Lux Café

For more information and to enter check out our 10xTravel Giveaway Page.  And if this will be your first time to Sin City be sure to read my 20 tips for Vegas noobs.

Good luck!

Happy Travels,

Bryce

Blog

Drop Loyalty Program: Awesome Trick to Cover Travel Costs

It’s no secret that we love traveling on miles and points. Whether it’s hotel stays or flights, using points to travel makes everything more fun. I don’t know about you, but I’d rather spend my money at the destination than just getting there!

However, there are times we can’t cover all costs with miles and points while other times we’d be better off saving the points.

This is where Drop comes into play.

Drop is a loyalty program app that allows you to earn points when you make purchases at select merchants. These points can then be redeemed for gift cards including American Airlines, Hotels.com, and Amazon.

Let’s dive into the details so you can get signed up, earn points (on top of your credit card rewards), and cash in the points for something fun!

How To Sign Up For Drop

The sign-up process is easy. You can either sign up online or through the app. The app will give you access right away while signing up online will require you to wait for them to email you with confirmation.

To sign up via the app: Continue Reading

Blog

The Ultimate Guide to the United MileagePlus X App

By: Julie Szpira

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

When I’m shopping, I use whatever credit card is most appropriate in the situation to help me earn the most points, which I then use toward future travel.

Unfortunately, there are many places I shop where my credit cards do not earn 2x or 3x category bonuses. For example, when shopping at most stores in the mall, I am earning just ONE point per dollar spent!!!

When you’re planning a trip, and every point counts, you want to make sure that every purchase allows you to maximize your points-earning opportunities. The United MileagePlus X app allows you to do just that.

MileagePlus X

What Is the United MileagePlus X App?

MileagePlus X (MPX) is a mobile app that is available in the Apple store and Google Play that allows MileagePlus members to earn United MileagePlus award miles when shopping or dining at participating merchants.

The United MPX app allows members to purchase gift cards for various merchants through the app, all while earning bonus miles with United. Continue Reading

Blog

7 Travel Cards Offering Peak Signup Bonuses for Summer

By: Bryce Conway

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

** Please see the credit cards page for updated offers. Some of the offers listed below may have changed. **

Hi Travel Junkies,

The summer travel season is official here, and along with it, a slew of fantastic credit card offers.

At 10xTravel, we are huge fans of credit card bonuses because there truly is no faster way to earn a large amount of points/miles with so little effort. Many of the bonuses discussed in today’s post are the highest we’ve seen on these cards and worth hundreds of dollars of free travel.

So with that said, here are 7 cards that feature particularly high bonuses.

10xTravel Credit Cards on Table

 

Citi AAdvantage Platinum Select Card

  • 60,000 American AAdvantage miles after spending $3,000 in the first 3 months
  • $95 annual fee, waived first year

This card typically offers just 30,000 to 50,000 bonus miles, so the 60,000 bonus miles are particularly enticing. There is also a business version of this card that offers the same 60,000 bonus miles for $3,000 spend.

American Airlines MileSAAver awards cost just 30,000 miles each way to and from Europe, meaning this one card bonus could provide enough miles for a round trip ticket to Europe if you are able to find availability.

American also has some amazing Oneworld partner airlines that can be booked with your American AAdvantage miles including Cathay Pacific, Japan Airlines, and Qatar Airways. An additional partner that should not be overlooked is Etihad Airways. Continue Reading

Blog

TSA Pre-Check and Global Entry: Programs That Make Traveling A Breeze

By: Julie Szpira

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

During the busy summer travel season, airports can be chaotic. One of the worst feelings while traveling is the stress of arriving at the airport with plenty of time before your flight, seeing a mass of people jammed into the TSA security line, and having to sprint to the gate to board just before the door closes.

TSA Precheck

An unpleasant sight at Denver International Airport

One of the best feelings while traveling is the triumph you feel from walking up to a TSA PreCheck line and breezing through security in under 5 minutes.

An empty line is my favorite line

If you thought that expedited security lines were only for elite frequent flyers, or those traveling in business or first class, you thought wrong.

There are a variety of different Trusted Traveler programs which provide travelers with easier security and immigration clearance.  The most common programs used by US based travelers are TSA PreCheck and Global Entry.

TSA PreCheck is a program which requires an application and pre-screening to identify travelers as low risk, and allows for faster screening at security lines at airports in the US. Continue Reading

Blog

How To Visit The Maldives With Miles and Points

By: Spencer Howard and Travis Cormier 

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Hey Travel Junkies,

Many of you have been wondering how to make a trip to the Maldives happen. Off the bat, you should know that it takes a lot of planning. It can take 500,000+ points to put together a full trip if you’re flying in business or first class.

Personally, my trip took almost a year of planning. This guide will help you navigate and plan what points to get so you can take a dream vacation.

How to Travel to Maldives with Miles and Points

How To Book Your Flights

The biggest challenge you’ll run into is figuring out what flights to book. Flying from the US often means over 24 hours of travel! Fortunately, you have three amazing airlines to choose from if you are booking with American Airlines AAdvantage miles.

American Airlines classifies the Maldives as part of the Indian Subcontinent and, while American’s routing rules can be confusing, you can connect in Abu Dhabi to get to the Maldives.

You can fly with Cathay Pacific through Hong Kong, Etihad through Abu Dhabi, or Qatar Airways through Doha*. A one-way first class award ticket will cost 115,000 American miles between the US and the Maldives, while a one-way business class award is 70,000 miles. A one-way economy class seat costs 40,000 miles. Continue Reading

Blog

Citi Bonus and Application Rules

By: Jeff Brownson

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Well, I’m not sure if we saved the best for last, or if it just took me longer to get this written up, but it’s time to end the workweek with a bit of information about Citi Sign-Up Bonus Rules. Once you have learned this information, you are free to start your weekend. Unless you are reading this while at work. Then you should probably stay until the end of your day. Citi Bonus Sign-Up Rules will not help you if you get fired.

The Happiest (and Saddest) Part of Earning Points

So you’ve read a few posts, you’ve done your research, and you’ve decided to apply for a credit card. It’s an exciting time. You may have a vacation spot all picked out. Maybe there’s an airline that you really want to fly.

Perhaps you are looking forward to a drink with an umbrella on a faraway island. But stop right there, if you want that shiny pile of points that are listed as a sign-up bonus, you had better know the rules.

Otherwise, that happy feeling can turn into a denial of your application. That’s what we want to avoid. Continue Reading

Blog

American Express Bonus and Application Rules

By: Travis Cormier

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Hey Travel Junkies,

Recently, we’ve discussed some big changes to the American Express Platinum Card and how to use SPG Starpoints. With so many great offers coming from American Express, you should know what rules Amex places on its applications and bonuses.

credit card up close

Charge card vs Credit Card

American Express offers two types of cards – charge cards or credit cards. Understanding the difference is important if you want to be sure that you can open a new account with American Express.

Credit cards are lines of credit with a pre-set spending limit that does not have to be paid off monthly. Many of the co-branded cards provided by American Express are credit cards including the Gold Delta SkyMiles and Platinum Delta SkyMiles cards, the Starwood Preferred Guest card, and the Hilton Honors Surpass card.

Charge cards are lines of credit without a pre-set spending limit, but must be paid monthly. Several cards that earn Membership Rewards are charge cards, including the American Express Platinum and Premier Rewards Gold cards.

There are also some co-branded charge cards, including the American Express Platinum cards by Charles Schwab and Mercedes-Benz.

 

Two credit cards every 90 days

American Express has limitations on credit card applications. You can only open two new credit cards every 90 days. This same limitation does not apply to charge cards. Continue Reading

Blog

Using Household Income for Credit Card Applications

By: Julie Szpira

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

A few weeks ago, I was having dinner with a friend and her husband. We were talking about frequent flyer miles, credit card points and sign up bonuses (my favorite topics), and I asked if they had each signed up for the Chase Sapphire Reserve.

My friend said “No”, and explained that since her husband was in school, his student income was too low to apply for credit cards.

We were thankfully in a loud restaurant, because I pretty much screamed, “You’re married! You can use HOUSEHOLD INCOME!”

 

What Counts as Income

Prior to 2009, credit card companies were generous in their credit card approvals. Almost everyone was approved, and huge credit lines were extended to some that did not have the ability to pay the bill. This resulted in many people experiencing default, bankruptcy and ending up with terrible credit scores.

In 2009, the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) became law. It requires credit card companies to assess an applicant’s ability to pay, before opening a new account or increasing an existing credit line. Continue Reading