Monthly Archives

November 2017


Premium Credit Cards: Which One Should You Keep?

By: John Tunningley

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Ultimately, as we try out premium credit cards, we find ourselves having to make decide which one is right for us.. This isn’t an easy decision to make as the cards with higher annual fees often come packed with some of the best perks.  

So, let’s take a look at some premium credit card options and see what if they are worth a spot in your wallet.

Chase Sapphire Reserve Card

The Chase Sapphire Reserve Card took the miles and points world by storm in 2016. when it was launched with a sign-up bonus of 100,000 Chase Ultimate Rewards points. Beyond the bonus though, it also has some great perks that make this a go-to card for many who enjoy traveling.

Here are some of the perks that it offers cardholders:

  • 3x points per dollar on travel and dining
  • $300 annual travel credit automatically credited to your statement and can be used for just about any travel purchase from rail tickets to uber rides to parking fees to airline tickets
  • Priority Pass Select membership with unlimited guest access
  • Primary insurance on rental cars
  • Global Entry or TSA PreCheck reimbursement
  • Trip delay reimbursement (after 6 hours)
  • Points are worth 1.5 cents each in the Chase Travel Portal
  • Ability to transfer Ultimate Rewards points to airline and hotel partners at a 1:1 ratio

The Chase Sapphire Reserve Card comes with a $450 annual fee.


The Platinum Card from American Express

One of the heavy hitters for many years and often seen as a status symbol of the elite is the The Platinum Card from American Express. This card has perhaps the longest list of benefits with many that can help offset the $550 annual fee.

These benefits include: Continue Reading


Companion Tickets and The Cards That Will Give Them To You

By: John Tunningley

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

One of the best perks in the travel world is the Companion Pass offered by Southwest Airlines. Longtime 10xTravel readers will have heard all the details about it and how to get it about 100 times by now but I wanted to touch on the airlines that offer companion tickets and what credit cards offer them.

As a stipulation, it’s important to note that if you see a card offering a companion ticket it is not the same benefit as the Southwest Companion Pass. These tickets are only available for a single flight and, in some cases, there is still a charge for the ticket.

Now, let’s dig into which co-branded airline credit cards offer a companion ticket:

Beautiful Companion Flight

Bank of America Alaska Airlines Credit Card

Alaska Airlines likes to brand their companion ticket. In particular, you’ll often hear them call it their “famous companion fare”. Now, in the points and miles hobby, many people are aware of their companion fare but calling it “famous” might be overselling it a bit (especially when just about all of us prefer the Southwest Companion Pass mentioned above).

Typically, the way Alaska Airlines’ companion fare works is that each year you keep their co-branded Bank of America credit card, you will receive a discount code to book a companion fare for $99 plus taxes and fees.

This companion fare can be used on any itinerary on Alaska Airlines or Virgin America. The only stipulation is the travel must be booked (not flown) before the certificate expires. Both you and your companion can earn miles and you can even book it for a friend and their companion as long as your name is the one listed on the credit card used to pay for the tickets. Continue Reading


Best Credit Card Offers – November 2017

By: Bryce Conway – Founding Editor of

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Every month I share a post with what I believe are the top credit card offers on the market according to the 10xT staff. Today we are going to take a look at the best offers for November 2017.

There are quite a few changes this month as many cards have upped their bonuses for the upcoming holiday season.

I rank these offers by looking at their signup bonus, cardholder perks, ongoing value, and any fees they may charge. And while the best offer for you will vary depending on a number of factors, I am going to rank the top offers based on the order in which I think they should be chosen by the average person.

If you’ve ever watched the NFL Draft before, consider this list my version of “Todd’s Big Board”. It’s simply the best overall cards available without regard to a specific points/miles need.

I also divide these top credit offers in to two lists, one for those of you who are over 5/24 and one for those of you who are under.

(If you don’t know what the Chase 5/24 rule is you’re going to want to give this a read)

As always, feel free to email me with questions about your own situation and I would be happy to help you select the best card for you.

Here we go!


If you are under 5/24, here are the best cards available right now:

1) Chase Sapphire Preferred

Current Offer:

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
  • 5,000 bonus points when you add an authorized user and make a purchase in the first 3 months
  • 2 points per $1 spent on dining and travel, 1 point per $1 on all other purchases
  • Trip delay and primary rental car insurance
  • $95 annual fee, waived the first year 


Once again, the Chase Sapphire Preferred comes in at #1 overall because of its incredible signup bonus, reasonable annual fee (that is also waived for the first year), and the amazing value of the points it earns.

Chase Ultimate Rewards points are widely considered to be among the best points in the industry thanks to their ability to be transferred to multiple airline and hotel partners. This gives you a ton of options for redeeming your points no matter where you want to travel.

You can also redeem Ultimate Rewards to book travel via the Chase travel portal at a value of 1.25 cents per point, meaning the 50,000 bonus points offered by this card are worth a minimum of $625 when redeemed to book travel.

Transferring them to Chase’s many transfer partners can provide the highest redemption values if you know where to look.

One of the best examples of this is round trip to Hawaii for just 25,000 Korean SKYPASS miles. Meaning that the 50,000 point signup bonus from this card could score you two round-trip flights to Hawaii.

Note that Chase has imposed new restrictions on the Chase Sapphire cards that limit your ability to get multiple versions of them. [More details on that here].


Continue Reading