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By: Bryce Conway – Founding Editor of 10xTravel.com
Every month I share a post with what I believe are the top credit card offers on the market according to the 10xT staff. Today we are going to take a look at the best offers for July 2018.
I rank these offers by looking at their signup bonus, cardholder perks, ongoing value, and any fees they may charge. And while the best offer for you will vary depending on a number of factors, I am going to rank the top offers based on the order in which I think they should be chosen by the average person.
Not a ton of changes this month, though there is another new card in the top 7 that just launched.
If you’ve ever watched the NFL Draft before, consider this list my version of “Todd’s Big Board”. It’s simply the best overall cards available without regard to a specific points/miles need.
I also divide these top credit offers in to two lists, one for those of you who are over 5/24 and one for those of you who are under.
(If you don’t know what the Chase 5/24 rule is you’re going to want to give this a read)
As always, feel free to email me with questions (Bryce@10xTravel.com) about your own situation and I would be happy to help you select the best card for you.
Here we go!
If you are under 5/24, here are the best cards available right now:
1) Chase Sapphire Preferred
- 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
- 5,000 bonus points when you add an authorized user and make a purchase in the first 3 months
- 2 points per $1 spent on dining and travel, 1 point per $1 on all other purchases
- Trip delay and primary rental car insurance
(Full offer details here: Learn More)