We are excited to let you know that the Chase Sapphire Preferred® Card‘s bonus has been elevated to 80,000 Ultimate Rewards points. We hope many of you jump on this opportunity, as a lot of the 10xTravel staff did last time. If the CSP is on your radar, now is the time to go.


If you’re eligible you should really consider taking advantage of this elevated bonus while it’s still around. Who is eligible? Anyone who hasn’t earned a bonus on any Sapphire product in the past 48 months, and anyone who doesn’t currently own a Sapphire card.

Here’s what you should do if you do have a Sapphire card but you’ve earned the bonus more than 48 months ago:

  • Product Change to a Chase Freedom (no longer available to new applicants), Chase Freedom Flex℠, or Chase Freedom Unlimited® today by calling Chase. You should do this ASAP
  • Wait until the 30th
  • Apply for the Chase Sapphire Preferred on the 30th – don’t wait until the last day!

Even if you’re denied, you can call and recon in 1-2 weeks to try to push it through and get the bonus, but we’ve found around one week of waiting time is sufficient for Chase’s system to clear, but your results may differ.

This is an incredible opportunity. Although there are other Chase cards offering around the same number of Chase Ultimate Rewards points as a bonus, those are typically business cards with a higher minimum spend requirement.

Given points on the Chase Sapphire Preferred are worth 1.25 cents each when redeemed for travel in the Chase travel portal, that makes this bonus worth, at a minimum, $1,000 in travel.

If you’re under 5/24, don’t pass up this chance.

Biggest Sign-up Bonus

Chase is now offering a bonus of 80,000 Chase Ultimate Rewards points when you open a new Chase Sapphire Preferred® Card and spend $4,000 on purchases in the first three months.

100,000 Chase Ultimate Rewards points

There’s a lot of great ways to use Chase Ultimate Rewards points. You could use them for a few nights at one of Hyatt’s all-inclusive resorts, or use them to fly in to Europe and back.

Now, I know some of you might be pretty bummed with this if you recently opened a Chase Sapphire Preferred card with a lower bonus. This is one of those situations where you’ll have to lick your wounds and understand you still got a great elevated bonus that is more than what is normally offered on the card.

For those of you, like me, who have been too lazy to get around to applying for the offer on the Chase Sapphire Preferred® Card, well our procrastination paid off. Take that all my high school teachers who told me to not wait until the last minute.

I wouldn’t anticipate a higher offer on the Chase Sapphire Preferred Card or one that comes even close to it for awhile. If you haven’t opened a Sapphire product of any kind in the past 48 months, and you’re below 5/24, now is the time to jump all over the Chase Sapphire Preferred Card.


Ug!  I’m so mad, I JUST got the Sapphire Preferred

We get it!  It sucks.  You can always reach out to Chase via secure messenger and ask if they will honor the new sign up bonus.  We haven’t seen a lot of success as of late, but it never hurts to ask.  Luckily there are other great opportunities to earn URs, consider applying for the Ink Cash, Ink Unlimited or Ink Preferred.

I want to refer my friend, but my referral link is only for 60K

Referral links often don’t match the publicly available offers.  If referring your friend isn’t time sensitive, consider waiting a few weeks.  The referral may update, if not consider sending your friend our link.

I got the Chase Sapphire Reserve® in January 2019, can I get the Sapphire Preferred as well?

Unfortunately not.  Chase has a 48 months between Sapphire Bonuses rule.  You will not be eligible for a new Sapphire product until February 2023 at the earliest.

I’m an authorized user on my partner’s CSP, does that mean I can’t get my own?

This is a common misunderstanding, but being an AU on a card does not make you ineligible to apply for the same card outright and receive the sign up bonus.

I’ve had my CSP for more than 4 years?  Can I cancel it and apply again?

As long as it has been 48 months past when you last received the sign up bonus on any Sapphire product, you are a candidate to get the Sapphire Preferred again.  Rather than canceling the Sapphire, we recommend downgrading it to a Freedom product — the Chase Freedom (no longer publicly available, but available via product change), the Chase Freedom Unlimited® or the Chase Freedom Flex℠.  All three cards earn URs and are valuable cards to boost your UR earnings when you’re not working on a new sign up bonuses.

But I already have Freedom cards, why would I want more?

You can have all three Freedom cards and you can even have multiples of the same card.  The Freedom and Freedom Flex are great cards to have more than one of because you can hit the quarterly bonus spend (5X Ultimate Rewards per dollar on up to $1,500 spend in select rotating categories each quarter) multiple times.  Mo Freedoms, Mo Points!

Can I combine Ultimate Rewards amongst different cards?  How about my partner’s?

Ultimate Rewards can be combined across any UR earning cards — all Sapphires, Freedoms and Inks earn URs — in the same household.  Here’s how to combine Chase Ultimate Rewards points

Isn’t Chase Sapphire Reserve® the better card?

The Sapphire Reserve is a great card, but the 80,000 point sign up bonus for the CSP is a lot more valuable, at least for the first year.

We recommend applying for the Chase Sapphire Preferred and after the second annual fee hits, upgrading to the CSR for the better long term earn and benefits.

I’m not sure the CSP is right for me.  Wouldn’t an airline or hotel card be better?

Ultimate Rewards, the flexible points currency earned on the CSP, is one of the most versatile points currencies out there.  You can use URs to book almost any major carrier via Chase Travel OR transfer to partner programs.  Even if your preferred domestic carrier isn’t a Chase transfer partner you may be able to transfer to another loyalty program to book flights on your preferred carrier.

Does the CSP have trip insurance?

Yes the CSP has trip insurance and some primary rental coverage as well. It has a lot of great travel benefits.


There are so many wonderful options!  For inspiration, check out how the 10xTravel team would use 100,000 Chase Ultimate Rewards – the sign up bonus gets you pretty close to 100k!

Also click on the #fridaybrag hashtag and follow along with current and old posts to learn from other members in the 10xTravel Insiders Facebook Group.