The Platinum Card from American Express

Learn More
Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer


Membership Rewards® Points

after you spend $5,000 on purchases in your first 6 months of Card Membership.

Annual Fee: $550
No Foreign Transaction Fees

How to Earn Rewards


Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.


Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.


5X Membership Rewards® Points on prepaid hotels booked on


Earn 1x Membership Rewards® Points on all other purchases.


$100 TSA PreCheck/Global Entry Credit

Enjoy VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Terms Apply.

Priority Pass + Centurion Lounge access

$200 in annual airline incidental fees with one airline

Card is made of metal

Our Take

Like the Chase Sapphire Reserve, the Platinum Card from American Express is another example of a high-annual fee card that comes with a ton of great benefits. You will also want to check the Card Match tool to see if you are targeted for a higher offer. Some readers have been able to find offers with 100,000+ bonus points.

Many people can’t get past the hefty fee, but the benefits more than make up for it.

The 75,000 bonus points can be transferred to 17 airline and 3 hotel partners or redeemed to book travel directly with American Express for a minimum of $750 of travel. You’ll get the most value by transferring to airline partners.

Throw in the $200 annual Uber credits ($15 per month and $35 in December). Simply add your Platinum Card to your Uber account and its automatic. Note that this also currently works for orders with Uber eats.

Like the Business Platinum from American Express Open, you will also receive Gold status with SPG and Hilton, an annual $200 airline fee credit, Priority Pass Select and Centurion Lounge access, and you’ll earn 5x points per dollar on hotel and airfare bookings via Amex Travel.

One key difference is that you can also earn 5x points per dollar on airfare when booking directly with an airline.

Not sure what you would do with these points? Here’s a quick look at how each member of the 10xT staff would spend them.

Essential The Platinum Card from American Express Reading

The Platinum Card from American Express Articles