The Platinum Card® from American Express

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Current Offer


Membership Rewards® Points

after you spend $6,000 on purchases in your first 6 months of Card Membership.

Annual Fee: $695

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards


Earn 10x points on eligible purchases on at restaurants worldwide and when you shop small in the U.S., combined, up to the first $25,000 in your first 6 months.


Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year (1x thereafter)


5X Membership Rewards® Points on prepaid hotels booked on


Earn 1x Membership Rewards® Points on all other purchases.


Up to $100 TSA PreCheck/Global Entry Credit

Enjoy VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Enrollment required. Terms Apply.

Priority Pass + Centurion Lounge access. Enrollment required

Card is made of metal

Terms apply.

$200 back in statement credits when you book a hotel through Amex Travel and pay with your Platinum Card

Our Take

Like the Chase Sapphire Reserve, the Platinum Card from American Express is another example of a high-annual fee card that comes with a ton of great benefits. You will also want to check the Card Match tool to see if you are targeted for a higher offer. Some readers have been able to find offers with 100,000+ bonus points.

Many people can’t get past the hefty fee, but the benefits more than make up for it.

The 100,000 bonus points can be transferred to 17 airline and 3 hotel partners or redeemed to book travel directly with American Express for a minimum of $1,000 of travel. You’ll get the most value by transferring to airline partners.

Throw in the $200 annual Uber credits (up to $15 per month and up to $35 in December). Simply add your Platinum Card to your Uber account and its automatic. Note that this also currently works for orders with Uber eats.

Like the Business Platinum from American Express, you will also receive Gold status with Marriott and Hilton, Priority Pass Select and Centurion Lounge access, and you’ll earn 5x points per dollar on hotel and airfare bookings via Amex Travel.

One key difference is that you can also earn 5x points per dollar on airfare when booking directly with an airline.

Not sure what you would do with these points? Here’s a quick look at how each member of the 10xT staff would spend them.

Essential The Platinum Card® from American Express Reading