fbpx

The Platinum Card® from American Express

Learn How to Apply
Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

100,000

Membership Rewards® Points

after you spend $6,000 on purchases in your first 6 months of Card Membership.

Annual Fee: $695

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

5X

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year (1x thereafter).

5X

5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.

1x

Earn 1x Membership Rewards® Points on all other purchases.


Benefits

Up to $100 TSA PreCheck/Global Entry Credit

Enjoy VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Enrollment required. Terms Apply.

Priority Pass + Centurion Lounge access. Enrollment required

Card is made of metal

$200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your card

$155 Walmart+ Credit: Cover the cost of a membership with a statement credit when you use your Platinum Card to pay the monthly charge. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.

$300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.

$200 Airline Fee Credit: Get up to $200 in statement credits per year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®

$189 CLEAR® Credit: Use your Card and get up to $189 back per year on your membership.

$240 Digital Entertainment Credit: get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and the New York Times. Enrollment required.

Terms apply.


Our Take

Like the Chase Sapphire Reserve®, the Platinum Card from American Express is another example of a high-annual fee card that comes with a ton of great benefits. You will also want to check the Card Match tool to see if you are targeted for a higher offer.

Many people can’t get past the hefty fee, but the benefits more than make up for it.

The 100,000 bonus points can be transferred to 17 airline and 3 hotel partners or redeemed to book travel directly with American Express for a minimum of $1,000 of travel. You’ll get the most value by transferring to airline partners.

Throw in the $200 annual Uber credits (up to $15 per month and up to $35 in December). Simply add your Platinum Card to your Uber account and its automatic. Note that this also currently works for orders with Uber eats.

Like The Business Platinum Card® from American Express, you will also receive Gold status with Marriott and Hilton, Priority Pass Select and Centurion Lounge access, and you’ll earn 5x points per dollar on hotel and airfare bookings via Amex Travel.

One key difference is that you can also earn 5x points per dollar on airfare when booking directly with an airline.

Not sure what you would do with these points? Here’s a quick look at how each member of the 10xT staff would spend them.

Essential The Platinum Card® from American Express Reading