United Explorer Card

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Current Offer


Bonus Points

after you spend $2,000 on purchases in the first 3 months your account is open.

Annual Fee: $95 $0 for your first year, then $95.
No Foreign Transaction Fees

How to Earn Rewards


2 miles per $1 spent at restaurants and eligible delivery services, including Grubhub, Caviar, Seamless and DoorDash.


2 miles per $1 spent on hotel accommodations when purchased directly with the hotel.


2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.


1 mile per $1 on everything else.


Free first checked bag

2 United Club Passes on each cardmember anniversary

$100 TSA PreCheck/Global Entry Credit

25% back on inflight purchases when flying United

Our Take

The United personal card is currently offering a bonus of 60,000 miles after $3,000 spend in 3 months.

To put things in perspective, you can fly round trip to Europe on a Saver Level ticket for 60,000 United miles so this one card would be enough to earn you a free international flight. Though this claim will be changing soon with the recent changes to United’s award chart.

You can also transfer points from Chase Ultimate Rewards to United to top off your account if needed.

The 2 United Club passes are also a nice perk for anyone who doesn’t have a card that offers lounge access. Once you try the lounge life there really is no going back.

Our own Julie Szpira wrote a recent article on why you should get the United MileagePlus explorer card. Worth a read for anyone considering getting this card.

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