United Explorer Card

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Current Offer


Bonus Points

after you spend $3,000 on purchases in the first 3 months your account is open + an additional 10,000 after you spend $6,000 in the first 6 months

Annual Fee: $95 $0 for your first year, then $95.

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards


2 miles per $1 spent on dining


2 miles per $1 spent on hotel stays


2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.


1 mile per $1 on everything else.


Free first checked bag

2 United Club Passes on each cardmember anniversary

$100 TSA PreCheck/Global Entry Credit

25% back on inflight purchases when flying United

Our Take

The United personal card is currently offering a tiered bonus of up to 65,000 total miles. You get 40,000 bonus miles after $2,000 spend in 3 months and an additional 25,000 bonus miles after $10,000 spend in the first 6 months.

To put things in perspective, you can fly round trip to Europe on a Saver Level ticket for 60,000 United miles so this one card would be enough to earn you a free international flight. Though this claim will be changing soon with the recent changes to United’s award chart.

You can also transfer points from Chase Ultimate Rewards to United to top off your account if needed.

The 2 United Club passes are also a nice perk for anyone who doesn’t have a card that offers lounge access. Once you try the lounge life there really is no going back.

Check out our article on why you should get the United MileagePlus explorer card. Worth a read for anyone considering getting this card.

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