Drop Loyalty Program: Awesome Trick to Cover Travel Costs

It’s no secret that we love traveling on miles and points. Whether it’s hotel stays or flights, using points to travel makes everything more fun. I don’t know about you, but I’d rather spend my money at the destination than just getting there!

However, there are times we can’t cover all costs with miles and points while other times we’d be better off saving the points.

This is where Drop comes into play.

Drop is a loyalty program app that allows you to earn points when you make purchases at select merchants. These points can then be redeemed for gift cards including American Airlines,, and Amazon.

Let’s dive into the details so you can get signed up, earn points (on top of your credit card rewards), and cash in the points for something fun!

How To Sign Up For Drop

The sign-up process is easy. You can either sign up online or through the app. The app will give you access right away while signing up online will require you to wait for them to email you with confirmation.

To sign up via the app:

  1. Download the app on your Android or iPhone
    • Search for “drop loyalty”
  2. Enter an invite code to receive 1,000 points (mine is spencerformiles)
  3. Link a card or cards
    • This requires you to link your credit card account login but allows all cards under the account to be linked automatically
  4. Choose your 5 merchants where you’d like to earn points
    • You are limited to 5 and they cannot be changed

Since you’re going to be linking your credit cards accounts to Drop, you probably want to know a little bit about the security of their system. The short story is that Drop does not see account information. That means they do NOT see any information about you or your account balance.

Drop only sees the transaction data. You can read more about their security on their site or about Plaid, the service they use to ensure your data is secure.

How To Earn Drop Points

Drop Ongoing Offers

Earning Drop points is simple. Once you have linked your cards and selected your 5 merchants, you don’t even have to think about it. You will automatically earn Drop points anytime you shop at a selected merchant.

Drop One-Time Offers

While you can only select 5 merchants for ongoing offers, Drop will send you one-time offers to a number of other merchants. For example, Drop recently sent me a one-time offer for Amazon – spend $20, earn 2,000 Drop points.

When you’re in the app, don’t forget to check the “Unlock Bonuses” tab where you can earn some bonus points with a simple click!

Merchants In The Drop App

Drop has a number of merchants to choose from in the US, here are some of our favorites:

MerchantPoints per DollarMerchantPoints per Dollar
Amazon20 points/dollarUber15 points/dollar
Fred Meyer20 points/dollarWalgreens10 points/dollar
HEB20 points/dollarWalmart10 points/dollar
Safeway11 points/dollarWhole Foods Market10 points/dollar
Starbucks15 points/dollar7-Eleven19 points/dollar

There are a bunch of other options to choose from, so pick the ones that fit your spending habits so you can get the most out of it.

Some of these merchants are gas stations, grocery stores, and restaurants so you make sure you choose a card that will earn bonus points based on the merchant.

If you select restaurants on Drop, consider a card like the Chase Sapphire Preferred or Chase Sapphire Reserve to earn 2 or 3 points per dollar, respectively.

With gas stations like 7-Eleven, the Citi ThankYou Premier or the Premier Rewards Gold Card from American Express.

For grocery stores, take a look at the Amex Everyday Preferred in addition to the Premier Rewards Gold Card from American Express.

Redeeming Points for Gift Cards

For every 1000 Drop points you earn, you earn 1 dollar to redeem for gift cards. As you can see from the table above, most merchants earn between 10 and 20 points per dollar which are equal to 1 to 2 percent when redeeming for gift cards.

Currently, Drop provides 21 different merchant gift cards as options. Each gift card option has a minimum threshold for redemption. Amazon gift cards are available once you have hit 10,000 points which will get you can $10 gift card.

Since we love to travel, let’s look at how you can use this to help offset some of those costs. With 50,000 Drop points, you can redeem for a $50 gift card to offset the cost of a paid hotel stay.

If you earn 100,000 Drop points, you can redeem them for a $100 American Airlines gift card which can really knock down the price of a flight.


What About Customer Service?

I’ve had a couple purchases not track properly, but Drop has been very responsive in resolving the issues. I redeemed points for an Amazon gift card as a test but when I didn’t receive it for several days, I contacted Drop to resolve the issue.

Fortunately, I received the Amazon gift card after they looked into the issue.

Like any service, there will be little bumps in the road along the way, but responsive customer service goes a long way.


Bottom Line

Drop has been a fun new loyalty program to test the last couple of weeks. Purchases have been tracking well and I like knowing they have a top-notch security system in place to ensure customer data is secure.

I hope they will continue to add new merchants to provide new earning opportunities and new gift card redemption options. Ideally, they wouldn’t lock you into the 5 merchants you select during your account set up. Perhaps, we’ll see them relax that in the future. I think allowing a change every few months would be a good move.

All in all, Drop is a great way to supercharge your purchases with easy points.

See you in the sky,



Bonus: Stacking Drop For Cash Back Or Airline Miles

Now, this is where the fun really begins. Because you are linking your cards to Drop, this means you can earn points with other loyalty programs too!

You could link a card to your Ebates account for in-store purchases and if it overlaps with a Drop retailer, you’ll earn Drop points AND cash back from Ebates. It’s not just Ebates, though. You can earn any other applicable cash back and points from other programs at the same time.

Here’s a fun one to help you travel.

JetBlue has partnered with Amazon so you can earn True Blue points on your Amazon purchases. Go through JetBlue to shop at Amazon and you will earn 3 True Blue points for every dollar you spend at Amazon.

If you have linked your card to Drop, you will also earn 20 Drop points per dollar on your Amazon purchases. You could even use one of Barclaycard’s co-branded JetBlue credit cards to earn even more TrueBlue points. Before you know it, you’ll have enough points for an award flight!

Think about the opportunities you have here: Drop points, True Blue points, and miles or points you earn from your credit card.

If you really want to take this to the next level, redeem your Drop points for an Amazon gift card, go through the JetBlue portal, and buy a Southwest Airlines,, or Airbnb gift card. Not only will you earn more True Blue points, but you’ll have a gift card to offset some travel expense.

To do this, just load your Amazon account with your Amazon gift cards. When redeeming Drop points for Amazon gift cards, regardless of how many points you redeem, the gift cards will come in denominations of 10 dollars.

This is definitely one of my favorite tricks to maximizing the points I earn.

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