Browsing Tag

CHASE SAPPHIRE PREFERRED

galapagos islands united excursionist
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How I Booked a Trip to the Galápagos Islands with the United Excursionist Perk

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By:  Anya Kartashova

If you’ve played the points and miles game for longer than a couple of years, you might remember United Airlines MileagePlus program’s generous stopover and open-jaw rules. I don’t mean to sound like my grandmother but, back in the day, we had it good.

Long gone are the loose stopover definitions and the opportunities to circle the globe on the same award. The stopover rules have changed, and we now have what United dubbed the Excursionist Perk, which still provides some fun opportunities.

What Is the United Excursionist Perk?

The Excursionist Perk is a free one-way segment you can add to select award bookings. It can be used on a multi-city itinerary of at least three one-way awards within a single reservation.

As with all award bookings, the Excursionist Perk comes with rules and limitations. As per the United website, the following must be true.

  • Travel must end in the same MileagePlus defined region where travel originates.
  • The origin and destination of the Excursionist Perk are within a single MileagePlus defined region.
  • The cabin of service and award type of the free one-way award is the same or lower than the one-way award preceding it.
  • If two or more one-way awards qualify for this benefit, only the first occurrence will be free.

Make sure you check out our two-part series on the Excursionist Perk to learn all the ins and outs of maximizing your United award bookings.

How much you’ll save with your free intra-region one-way will depend on your route, of course. However, when flying to the Galápagos Islands, it can provide big savings!

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Blog

Best Credit Cards: January 2019

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Bryce Conway – Founder of 10xTravel.com

Every month I share a post with what I believe are the top credit card offers on the market according to the 10xT staff. Today we are going to take a look at the best credit card offers for January 2019.

I rank these offers by looking at their signup bonuses, cardholder perks, ongoing value, and any fees they may charge. And while the best offer for you will vary depending on a number of factors, I am going to rank the top offers based on the order in which I think they should be chosen by the average person.

Not a ton of changes this month as most cards have retained their bonuses from late 2018.

I also divide these top credit offers in to two lists, one for those of you who are over 5/24 and one for those of you who are under.

(If you don’t know what the Chase 5/24 rule is you’re going to want to give this a read)

And finally, I added a list of the cards to the beginning of the post for easier reading. You can simply click on “the list” or “the details” below to read more about each card.

As always, feel free to email me with questions (Bryce@10xTravel.com) about your own situation and I would be happy to help you select the best card for you.

Under 5/24:

The List

The Details

Over 5/24:

The List

The Details

 

Best Credit Cards Under 5/24

Chase Sapphire Preferred Card 50,000 bonus points after $4,000 spend in 3 monthsLearn More
Ink Business Preferred Credit Card 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More
Chase Sapphire Reserve Earn 50,000 points after you spend $4,000 in the first 3 months(Learn more)
Ink Business Cash Credit Card $500 bonus cash back after $3,000 spend in the first 3 monthsLearn More
Ink Business Unlimited Credit Card $500 cash back after $3,000 spend in the first 3 monthsLearn More
Southwest Rapid Rewards Premier Business Credit Card 60,000 points after $3k spend in 3 monthsLearn More
Southwest Rapid Rewards Premier Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Plus Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Priority Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
United Explorer Card 40,000 bonus miles after $2,000 spend in 3 months(Learn more)
Marriott Rewards Premier Plus Credit Card Earn 75,000 bonus points after you spend $3,000 in the first 3 monthsLearn More
IHG Rewards Club Premier Credit Card 80,000 points after $2,000 spend in 3 monthsLearn More
British Airways Visa Signature Card 50,000 Avios after $3k of purchases in the first 3 months, 25,000 Avios after $10k of purchases in the first year, additional 25,000 Avios after $20k spend in the first yearLearn More
Chase Freedom $150 cash bonus after $500 spend in 3 monthsLearn More
Chase Freedom Unlimited $150 bonus after spending $500 in the first 3 months(Learn more)

 

 

 

Best Credit Cards Over 5/24

The Business Platinum Card from American Express Earn 50,000 points after you spend $10,000, an extra 25,000 points after an additional $10,000 all in the first 3 months. Terms apply.Learn More
Capital One Venture Rewards Credit Card 50,000 bonus miles (worth $500) after spending $3,000 in the first 3 monthsLearn More
American Express Business Gold Card Earn 4x points on 2 select business categories. Terms Apply.Learn More
Capital One Spark Miles for Business 50,000 miles after spending $5,000 in the first 3 months, an additional 150,000 miles when you spend $50,000 in 6 monthsLearn More
Capital One Spark Cash for Business $500 cash back after you spend $5,000 in the first 3 months, plus earn $1,500 when you spend $50,000 in the first 6 monthsLearn More
The Platinum Card from American Express Earn 60,000 points after you spend $5,000 in the first 3 months. Terms apply.(Learn more)
Starwood Preferred Guest Business Credit Card from American Express Earn 75,000 points after you spend $3,000 in the first 3 months. Terms apply.(Learn more)
Hilton Honors American Express Ascend Card 125,000 Hilton Honors points after $2,000 spend in 3 monthsLearn More
The Hilton Honors American Express Business Card 125,000 Hilton Points after $3,000 spend in the first 3 monthsLearn More
Capital One Savor Cash Rewards Credit Card $500 cash back after $3,000 spend in 3 monthsLearn More

 

The Details: Best CardsUnder 5/24

 

1) Chase Sapphire Preferred  

Image result for chase sapphire preferred

Current Offer:

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
  • 2 points per $1 spent on dining and travel, 1 point per $1 on all other purchases
  • Trip delay and primary rental car insurance

(Full offer details here: Learn More )

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Travel to Puerto Rico - with miles and points and credit card welcome bonus
Blog, Two Card Trip

Two Card Trip: San Juan, Puerto Rico with Chase Sapphire Preferred and Marriott Premier

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Caroline Lupini

Many people feel overwhelmed when they see all the credit card options out there. While booking travel for (almost) free is exciting, adding anxiety to the process is not. With that in mind, we’ve decided to start a new series to help uncomplicate things for you.

If you’ve seen any of our reader success stories, you know miles and points can help you put together some insane trips across the world. Sure, the international first class flights — complete with champagne — and amazing hotels are exciting but that can take a little more planning.

If you want to keep things simple, you can still get out and see the world.

With that in mind, we’re launching our new “2 Card Trip” Series. We’ll be showing you how easily you can take trips thanks to the welcome bonuses from only two cards.

To kick things off, Caroline has put together a fun trip to Puerto Rico. I’ll let her take it from here!

Spencer, Editor in Chief

Puerto Rico got crossed off a lot of people’s travel lists while recovering from Hurricane Maria, but the island is very much open for business and welcoming tourists – especially in the capital of San Juan.

You can explore the historic old city, take a day trip to the magnificent El Yunque rainforest, or spend some quality time relaxing on the beach or at the pool – your options are wide open!

Travel to Puerto Rico from USA | Chase Sapphire Preferred and Marriott Premier

El Yunque Rainforest | Photo Credit: La Concha Resort in San Juan Puerto Rico.

The Two Credit Cards

Today, I’m going to show you how you can easily use two Chase credit cards, the Chase Sapphire Preferred and the Marriott Rewards Premier Plus, to visit San Juan for next to nothing.

The Chase Sapphire Preferred comes with a welcome bonus of 50,000 Ultimate Rewards points when you spend $4,000 in the first three months from account opening. When using the card, you’ll earn 2X Ultimate Rewards points per dollar on all travel and dining expenses and 1X point on all other purchases.

Chase Sapphire Preferred Card 50,000 bonus points after $4,000 spend in 3 monthsLearn More
Marriott Rewards Premier Plus Credit Card Earn 75,000 bonus points after you spend $3,000 in the first 3 months(Learn more)

The Marriott Rewards Premier Plus Credit Card from Chase offers a bonus of two free nights (up to 35,000 points per night) when you spend $3,000 in the first three months from account opening. You’ll also automatically get Marriott Silver Elite status just for holding the card.

This card earns 6X Marriott Rewards points per dollar at Marriott properties and 2X points everywhere else. You’ll also get a free night certificate (valid at properties costing up to 35,000 points per night) every year starting on your first anniversary of opening the card. Continue Reading

READER SUCCESS STORY: A YOUNG FAMILY GOES TO MAUI HAWAII USING POINTS AND MILES
Blog, Success Stories

Reader Success Story: Maui, Hawaii Using Points and Miles for $670

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: 10xT Reader Damien Boulat

The Strategy

My wife and I have found that early to mid-November, before the madness of the Thanksgiving crowds takes hold, is a wonderful time to travel. This time around, Maui was on the wish-list, so I started exploring a strategy to get us and our 2-year old son there for a relaxing 10-day vacation.

Being based in Los Angeles, there are plenty of non-stop flight options to the Hawaiian islands. As I am well above 5/24 myself, I applied and was approved for the Bank of America Alaska Airlines Visa, which at the time offered a welcome bonus of 30,000 miles, a Companion Pass fare for just taxes, and a $100 statement credit, after $2,000 in spend in the first 3 months.

Maui Hawaii using Points and Miles

All in all we made a dream vacation happen for $670 out of pocket. Had we not used points and miles strategies our cost would have been over $3300. That’s more than $2630 in savings, with minimal effort on our part (2 new credit card sign-ups and an easy booking process).

As my son is over the age of two, we needed three flights. The Companion Pass fare covered my wife and son amounting to $422 total for both, or $322 if you consider the $100 statement credit.  My own flight would need to be booked using Alaska Miles; Saver Awards are 17,500 miles each way for mainland flights to Hawaii and were easy to find for our low-season dates. That’s 35,000 miles + $11 in taxes for the round-trip, so I just needed a little bit of extra spend on the Alaska Visa to earn the miles needed. The card also gave us one-free checked bag, which for our little family was plenty, saving us another $50 roundtrip.

Alaska Airlines Visa Signature Card Earn 30,000 miles after you spend $1,000 in the first 90 days

As we began to look at accommodation options, we quickly realized 9-nights in Maui, can be quite expensive. Not for us 10xT Insiders us though! We had about ~40,000 leftover Ultimate Rewards points in my wife’s Chase Sapphire Reserve account, opened the previous year, but that wouldn’t be nearly enough. My wife being at 3/24 we applied for the Chase Business Ink Preferred card, offering us another 80,000 points, and closer to 90,000 after our spend to reach the bonus. All in all, that put is around 130,000 UR points, which we combined into the CSR account to get the maximum 1.5 CPP valuation on the UR portal for travel bookings.

Chase Sapphire Reserve Earn 50,000 points after you spend $4,000 in the first 3 months(Learn more)
Ink Business Preferred Credit Card 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More

Although we considered some of the hotel options (there are beautiful resorts from Hyatt, Marriott and Hilton), given the length of our stay and the fact we were traveling with a toddler, a condo-style property made the most sense for us to have room to spread out and take things easy.

The Luana Kai’s living room at the ground floor so our son could run out directly on the big open grass area to play.

Turns out, there are quite a few condo-style options available directly through the UR portal. Our priority being a nice view at a location convenient to the beach, we settled on Luana Kai in Kihei, booking a direct-oceanfront 1-bedroom unit. We chose to be on the ground floor so our son could run out directly on the big open grass area to play.

Maui Hawaii using Points and Miles

The Luana Kai’s Bedroom

All in all, the unit would have costs us ~$1,850 for the 9-nights, but we paid nothing out of pocket by using ~123,500 UR points. The rate we booked was inclusive of a cleaning fee so that was covered as well.

The only thing left was a car rental. I did have a few UR points left, but after comparing with rates on AutoSlash, I determined the portal rates were not competitive and chose to save my points for future travel. We paid $337 total out of pocket for the duration of the trip and the Chase Sapphire Reserve we used for the booking provided us with our insurance needs.

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AMERICAN EXPRESS GOLD CARD FULL REVIEW
Blog

American Express Gold Card: Full Review

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Caroline Lupini

Credit cards that offer transferable point currencies are a great choice for many people who like to travel, and Amex just relaunched one of our long-time favorites!

American Express Gold Card Earn 35,000 points after you spend $2,000 in the first 3 months. Terms apply. Learn More by visiting our credit cards page

Previously called the Gold Premier Card from American Express, the American Express Gold Card has great benefits — including some fun new ones!

Here’s what you need to know about this refreshed credit card.

Content

American Express Gold Card Quick Stats
American Express Gold Card Perks

Should I Sign Up for This Card?
American Express Gold Card vs. Chase Sapphire Preferred
Bottom Line


American Express Gold Card Quick Stats

amex gold card full review - dining credit

The American Express Gold Card has gone from a somewhat standard travel credit card to a fantastic card for people who dine out in the U.S. restaurants.

The American Express Gold Card currently offers a welcome bonus of 25,000 Membership Rewards points after spending at least $2,000 within the first three months of account opening. As with most Amex products, the welcome bonus and minimum spend requirement often varies. With this card, we’ve seen offers as high as 50,000 points.

If you apply by January 9, 2019, you’ll also receive 20% back on dining purchases at US restaurants in the form of a statement credit, up to $100, for the first three months of card membership.

Here’s a quick rundown of the Amex Gold’s benefits:

  • 4X Membership Rewards per dollar spent at US restaurants
  • 4X Membership Rewards per dollar spent at US supermarkets (up to $25,000 per calendar year), then 1x
  • 3X Membership Rewards per dollar spent on airfare purchased directly from the airline
  • 1X Membership Rewards per dollar spent on all other purchases
  • $120 Annual Dining Credit
  • $100 Annual Airline Fee Credit
  • $250 Annual Fee

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Blog

Best Credit Cards: December 2018

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Bryce Conway – Founder of 10xTravel.com

Every month I share a post with what I believe are the top credit card offers on the market according to the 10xT staff. Today we are going to take a look at the best credit card offers for December 2018.

I rank these offers by looking at their signup bonuses, cardholder perks, ongoing value, and any fees they may charge. And while the best offer for you will vary depending on a number of factors, I am going to rank the top offers based on the order in which I think they should be chosen by the average person.

Quite a few changes this month as Chase has expanded the 5/24 rule to more cards and a couple of cards have gone through dramatic transformations.

If you’ve ever watched the NFL Draft before, consider this list my version of “Todd’s Big Board”. It’s simply the best overall cards available without regard to a specific points/miles need.

I also divide these top credit offers in to two lists, one for those of you who are over 5/24 and one for those of you who are under.

(If you don’t know what the Chase 5/24 rule is you’re going to want to give this a read) 

And finally, I added a list of the cards to the beginning of the post for easier reading. You can simply click on “the list” or “the details” below to read more about each card.

As always, feel free to email me with questions (Bryce@10xTravel.com) about your own situation and I would be happy to help you select the best card for you.

Under 5/24:

The List

The Details

Over 5/24:

The List

The Details

 

Best Credit Cards Under 5/24

Chase Sapphire Preferred Card 50,000 bonus points after $4,000 spend in 3 monthsLearn More
Ink Business Preferred Credit Card 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More
Chase Sapphire Reserve Earn 50,000 points after you spend $4,000 in the first 3 months(Learn more)
Ink Business Cash Credit Card $500 bonus cash back after $3,000 spend in the first 3 monthsLearn More
Ink Business Unlimited Credit Card $500 cash back after $3,000 spend in the first 3 monthsLearn More
Southwest Rapid Rewards Premier Business Credit Card 60,000 points after $3k spend in 3 monthsLearn More
Southwest Rapid Rewards Premier Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Plus Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Priority Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
United Explorer Card 40,000 bonus miles after $2,000 spend in 3 months(Learn more)
Marriott Rewards Premier Plus Credit Card Earn 75,000 bonus points after you spend $3,000 in the first 3 monthsLearn More
IHG Rewards Club Premier Credit Card 80,000 points after $2,000 spend in 3 monthsLearn More
British Airways Visa Signature Card 50,000 Avios after $3k of purchases in the first 3 months, 25,000 Avios after $10k of purchases in the first year, additional 25,000 Avios after $20k spend in the first yearLearn More
Chase Freedom $150 cash bonus after $500 spend in 3 monthsLearn More
Chase Freedom Unlimited $150 bonus after spending $500 in the first 3 months(Learn more)

 

 

 

Best Credit Cards Over 5/24

Capital One Venture Rewards Credit Card 50,000 bonus miles (worth $500) after spending $3,000 in the first 3 monthsLearn More
The Business Platinum Card from American Express Earn 50,000 points after you spend $10,000, an extra 25,000 points after an additional $10,000 all in the first 3 months. Terms apply.Learn More
American Express Business Gold Card Earn 4x points on 2 select business categories. Terms Apply.Learn More
Capital One Spark Miles for Business 50,000 miles after spending $5,000 in the first 3 months, an additional 150,000 miles when you spend $50,000 in 6 monthsLearn More
Capital One Spark Cash for Business $500 cash back after you spend $5,000 in the first 3 months, plus earn $1,500 when you spend $50,000 in the first 6 monthsLearn More
The Platinum Card from American Express Earn 60,000 points after you spend $5,000 in the first 3 months. Terms apply.(Learn more)
Starwood Preferred Guest Business Credit Card from American Express Earn 75,000 points after you spend $3,000 in the first 3 months. Terms apply.(Learn more)
Hilton Honors American Express Ascend Card 125,000 Hilton Honors points after $2,000 spend in 3 monthsLearn More
The Hilton Honors American Express Business Card 125,000 Hilton Points after $3,000 spend in the first 3 monthsLearn More
Capital One Savor Cash Rewards Credit Card $500 cash back after $3,000 spend in 3 monthsLearn More

 

The Details: Best CardsUnder 5/24

 

1) Chase Sapphire Preferred  

Image result for chase sapphire preferred

Current Offer:

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
  • 2 points per $1 spent on dining and travel, 1 point per $1 on all other purchases
  • Trip delay and primary rental car insurance

(Full offer details here: Learn More )

Continue Reading

Blog, Success Stories

Reader Success Story: A Family Adventure to Italy Using Points and Miles

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: 10xT Reader Megan Parsons

We just came back home from a $16,000+ family adventure through Italy for less than $1,500!

I started earning points and miles in late 2015 and although we have used them for smaller trips, this was our first big international redemption.

Early this summer, my family and I took a wonderful 15 day trip to Italy using points and miles. This was planned as a trip for 4 but later changed to 3 as my son had enlisted in the National Guard and was away for training.

Deciding where to go was difficult, as my husband and I prefer to do a bit more wandering off the beaten track.  For this trip, our itinerary included Rome, Naples (incl Pompeii and Amalfi), Florence, Tuscany and Venice.

Trip to Italy Using Points and Miles | Reader Success Story: A $16,000+ Family Adventure Through Italy For Less Than $1,500

Booking Flights to Italy

We live in Milwaukee, which generally stinks as far as flight options, particularly when trying to use miles. We often fly out of Chicago and that’s just what we did this time. Our outbound flights for this trip were on Turkish Airlines with a connection in Istanbul (IST).

This was originally booked with my husband and me in business class and the two kids in economy — yes, I am a mean mom — but I couldn’t find both business and economy seats with the same program, so I booked the business class seats through Aeroplan and the economy seats through United.

The approximate cost of two business class seats would have been $6,840 but we used 55,000 Aeroplan miles plus 14.70 CAD (about $11) per ticket. Fortunately, when booking Turkish Airlines with Aeroplan, you won’t have to pay surcharges — though you will on a number of partners.

To get enough Aeroplan miles, I transferred a combination of SPG Starpoints (now part of Marriott Rewards) and American Express Membership Rewards points. I made sure to transfer chunks of 20,000 Starpoints so we could receive the 5,000-mile transfer bonus.

Editor’s note: When the SPG program was transitioned to Marriott Rewards, SPG points were converted to Marriott Rewards points at a 1:3 ratio. This means 20,000 SPG points became 60,000 Marriott Rewards points. You can now receive the 5,000-mile transfer bonus when transferring 60,000 Marriott points.

Italy Using Points and Miles | Reader Success Story: A $16,000+ Family Adventure Through Italy For Less Than $1,500

10xT Reader Megan in Turkish Airlines Business Class

Trip to Italy Using Points and Miles | Reader Success Story: A $16,000+ Family Adventure Through Italy For Less Than $1,500

For the kids’ economy tickets, I transferred Chase Ultimate Rewards points to my United MileagePlus account. These award tickets cost 30,000 United miles each plus $22.60 in taxes/fees. The Approximate cash price of the tickets was $1,873.00

Editors Note: You could earn these same 30,000 bonus points (50,000 actually) with one Chase Sapphire Preferred bonus

Chase Sapphire Preferred Card 50,000 bonus points after $4,000 spend in 3 monthsLearn More

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How to Fly Around the World Using Singapore KrisFlyer Miles
Blog

How to Fly Around the World Using Singapore KrisFlyer Miles

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Anya Kartashova

Have you ever wanted to book a round-the-world (RTW) trip but didn’t know where to begin?

Did you know that it’s possible to book such an extravagant journey with just one award ticket? Although many frequent-flyer programs have done away with RTW awards, it’s still possible.

One of the few programs that still allow you to book these fun awards is Singapore Airlines KrisFlyer.

Let’s take a look at how you can book a RTW award with Singapore KrisFlyer miles!

HOW TO FLY AROUND THE WORLD USING SINGAPORE KRISFLYER MILES

You can transfer points to Singapore KrisFlyer from all major transferable points programs: American Express Membership Rewards, Chase Ultimate Rewards and Citi ThankYou Points. Each of these programs transfers points at a 1:1 ratio.

Why Singapore KrisFlyer Miles?

There are two reasons you might want to book with KrisFlyer miles:

  1. Reasonable redemption rates for round-the-world tickets
  2. Ease of accumulation

If you’re thinking, “But wait! I don’t have any Singapore miles,” do not fret. They’re much simpler to obtain than you think, especially if you prefer collecting transferrable points.

You can transfer points to Singapore KrisFlyer from all major transferable points programs: American Express Membership Rewards, Chase Ultimate Rewards and Citi ThankYou Points. Each of these programs transfers points at a 1:1 ratio.

Marriott Rewards points can also be transferred to Singapore KrisFlyer as well at a 3:1 ratio Additionally, every 60,000 points you transfer at once will provide a bonus of 5,000 miles. In other words, 60,000 Marriott points will net you 25,000 KrisFlyer miles.

Marriott Rewards Premier Plus Credit Card Earn 75,000 bonus points after you spend $3,000 in the first 3 monthsLearn More

It’s even possible to redeem miles for another traveler, which means you can book both tickets from the same account and share this unforgettable experience.

Continue Reading

Best Credit Cards 2018 | Top Credit Card Offers November 2018
Blog

Best Credit Cards: November 2018

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Bryce Conway – Founder of 10xTravel.com

Every month I share a post with what I believe are the top credit card offers on the market according to the 10xT staff. Today we are going to take a look at the best credit card offers for November 2018.

I rank these offers by looking at their signup bonuses, cardholder perks, ongoing value, and any fees they may charge. And while the best offer for you will vary depending on a number of factors, I am going to rank the top offers based on the order in which I think they should be chosen by the average person.best credit cards 2018 | Top Credit Card Offers November 2018

Really only a couple of changes this month and plenty of cards to choose from.

If you’ve ever watched the NFL Draft before, consider this list my version of “Todd’s Big Board”. It’s simply the best overall cards available without regard to a specific points/miles need.

I also divide these top credit offers in to two lists, one for those of you who are over 5/24 and one for those of you who are under.

(If you don’t know what the Chase 5/24 rule is you’re going to want to give this a read) 

And finally, I added a list of the cards to the beginning of the post for easier reading. You can simply click on “the list” or “the details” below to read more about each card.

As always, feel free to email me with questions (Bryce@10xTravel.com) about your own situation and I would be happy to help you select the best card for you.

Under 5/24:

The List

The Details

Over 5/24:

The List

The Details

Best Credit Cards Under 5/24

 

 

Best Credit Cards Over 5/24

The Details: Best CardsUnder 5/24

 

1) Chase Sapphire Preferred  

Image result for chase sapphire preferred

Current Offer:

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
  • 2 points per $1 spent on dining and travel, 1 point per $1 on all other purchases
  • Trip delay and primary rental car insurance

(Full offer details here: Learn More )

Continue Reading

7 reasons to get the chase sapphire preferred credit card
Blog

7 Reasons or Benefits to Get the Chase Sapphire Preferred

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Caroline Lupini

The Chase Sapphire Preferred was a game-changing credit card when it launched in 2009 and, nearly a decade later, it remains a great card for those starting their points and miles journeys.

Chase Sapphire Preferred Card 50,000 bonus points after $4,000 spend in 3 monthsLearn More

 

Here are some of the reasons or benefits we still love the Chase Sapphire Preferred.

1. 50,000 Point Welcome Bonus

When you sign up for the Chase Sapphire Preferred and spend $4,000 in the first three months, you’ll earn 50,000 Ultimate Rewards points – that’s worth at least $625 in travel through the Chase travel portal.

The welcome bonus could be worth much more if you transfer those points to airline or hotel partners (more on that in a moment!).

2. No Foreign Transaction Fee

Many credit cards charge a 3% foreign transaction fee when making purchases outside the United States. The Chase Sapphire Preferred doesn’t charge this fee, which can save you a significant amount of money when you travel abroad.

3. Earn 2X Ultimate Rewards points on travel and dining

benefits of chase sapphire preferred credit card

The Chase Sapphire Preferred isn’t the only credit card that offers a bonus in these areas, but Chase has perhaps the most generous definition of travel: “Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”

Even if you aren’t a  frequent traveler, dining and travel expenses are often some of our most significant budget categories, so it’s great to have a credit card that offers bonus points. The Chase Sapphire Preferred isn’t the only credit card that offers a bonus in these areas, but Chase has perhaps the most generous definition of travel:

“Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”

Between travel and restaurants, you can easily find yourself earning double points on almost all of your purchases when you’re exploring the world, and plenty of purchases at home.

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