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CREDIT CARD REWARDS

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Marriott Rewards® Premier Plus Business credit card review

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Caroline Lupini

As part of the Marriott-Starwood merger, many changes were made to the personal side of the Marriott credit card portfolio. However, for business card holders, an entirely new card wasn’t created.

The name of the card itself changed to the Marriott Premier Plus Business Credit Card, and the annual fee remained the same. The card comes with an annual free night certificate and offers benefits for Marriott guests such as faster internet and priority late checkout.

Welcome Bonus

The Marriott Rewards Premier Plus Business Credit Card offers 75,000 Marriott Rewards bonus points when you spend $3,000 in purchases in the first 3 months of opening the card.

Marriott Rewards Premier Plus Credit Card Earn 75,000 bonus points after you spend $3,000 in the first 3 monthsLearn More

Bonus Categories

The Marriott Premier Plus Business Card has the following bonus categories:

  • 6X at Marriott hotels for each $1 spent (including former Starwood and Ritz-Carlton brands)
  • 4X at gas stations, restaurants, on shipping, internet, and cable and phone services for each $1 spent
  • 2X on all other purchases for each $1 on all other purchases

There is no limit on the number of bonus points you can earn in these categories.

Annual Fee

This card has a $99 annual fee, which is not waived for the first year.

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points shopping online
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How to Maximize Points When Shopping Online

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

Hey Travel Junkies,

The holidays are my favorite time of the year to be involved in the 10xTravel points and miles community. I get to see people use points to see friends and family across the country or celebrating the holidays with a vacation.

Right now, many people are buying last minute gifts for loved ones, creating a great opportunity to meet minimum spends to get new bonuses. I just signed myself up for a few cards that will get me almost 500,000 points this holiday season from welcome bonuses. But, just because you’re getting bonuses doesn’t mean you should leave points on the table.

Unfortunately, there are very few cards that offer bonus points simply for “shopping online.” That means most of your spend will only be earning 1 or 2 points for every dollar spent. If you leave it at that, you’re missing out on a ton of points.

Let’s look at your online shopping strategy and how you can formulate it to get the most points when shopping online this holiday season and beyond.

points shopping online

This holiday season, many people are buying last minute gifts for loved ones, creating a great opportunity to meet minimum spends to get new bonuses.

Use the Right Card

The first thing to do to get the most points when shopping online is to use the right card. There’s a lot of award programs available, but let’s focus on the major transferable programs: Chase Ultimate Rewards, Citi ThankYou Points, American Express Membership Rewards, and Capital One Miles.

Ink Business Preferred Credit Card 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More

To get the most points when shopping online, some cards are better than others. If you’re not working on a sign-up bonus, here are the best cards for each program:

  • Chase Freedom Unlimited or Chase Ink Unlimited
  • Citi AT&T Access Card
  • American Express Blue Business Plus Credit Card
  • Capital One Spark Miles Credit Card
  • Capital One Venture Card
Chase Freedom Unlimited $150 cash bonus after $500 spend in 3 monthsLearn More
Ink Business Preferred Credit Card 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More

If you want to earn Chase Ultimate Rewards, the Chase Freedom Unlimited and the Chase Ink Unlimited earn 1.5X points on every purchase.

The American Express Blue Business Plus Credit Card earns 2X Membership Rewards on the first $50,000 you spend every year, making it a great card for earning Membership Rewards points.

The Blue Business Plus Credit Card from American Express Earn 2x points on eligible purchases up to $50,000 annually, 1x on all else. Terms apply.(Learn more)

With either of the Capital One cards, you’ll earn 2X points per dollar on every purchase. The great thing about them is that there’s no cap – you’ll earn 2X points on all purchases you make throughout the year. You can transfer Venture or Spark Miles to various airline partners at a 2:1.5 ratio — this means you’re essentially earning 1.5X airline miles per dollar.

Capital One Spark Cash for Business $500 cash back after spending $5,000 in the first 3 months, an additional $1,500 cash back when you spend $50,000 in 6 monthsLearn More

The card on this list you’re probably the least familiar with is the Citi AT&T Access Card. If you’re looking to earn Citi ThankYou points, this should be a go-to card if you shop online.

The Citi AT&T Access Card is one of the only cards with a bonus category for online shopping. You’ll earn 2X ThankYou points for every dollar you spend online. While Citi doesn’t provide an official list of online merchants that will earn 2X, experience shows that popular sites such as Amazon, Best Buy, Target and Walmart are included. Just remember this is for online purchases only, not in-store purchases.

With these cards, you can be sure to earn more than 1X on all online purchases. All you have to do is decide what points you need to help you book your next trip.

Capital One Venture Rewards Credit Card 50,000 bonus miles (worth $500) after spending $3,000 in the first 3 monthsLearn More

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Credit card rewards taxable? | Are they a rebate or award?
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Do I Need to Claim My Credit Card Points and Air Miles on My Taxes?

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

Guest post by: Steven C. Hamilton 

Hi Travel Junkies,

One of the more frequent questions that I am asked about points/miles is what impact they have on your taxes. Booking free flights and earning cash back is great and all, but nobody wants to get stuck with a tax bill when they get home.

So I wanted to take a moment today to discuss this subject to hopefully answer some of the more common questions.

How do taxes on points/miles work?

Do you need to claim your free trips as “income”?

Do you need to hire an accountant to help you sort all of this out?

Ok, I lied. I am not going to be answering any of these questions because I know very little about taxes and accounting (my college professors can vouch for that).

But thankfully 10xT Facebook Insider Steven Hamilton does. And will be taking over from here.

Take it away, Steven!

—–

Credit Card Rewards Tax | Credit Card Reward Taxable

Most Credit Card rewards are a rebate giving you miles when you spend a certain amount. These won’t impact your taxes.

The IRS requires you to report all of your worldwide income. This can include that $20 bill you found on the ground or the value of that rare coin you found in the attic. Sometimes it can include odd things most people would never think of as income such as credit card rewards.

If you earn air miles and points on your credit cards, these could be considered taxable income by the IRS.

Miles and points are not always taxable, but they can be in certain circumstances. So how do you know the difference?

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