The End of Amazon Payments

All good things must come to an end.

Last week Amazon sent out an email containing updated terms and conditions for their Amazon Payments service.

Buried among the usual boring legal jargon was the following paragraph:


Additionally, we have updated the terms and conditions of our User Agreement ( that apply to your use of the products and services provided by Amazon Payments.  Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement.  By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.”

*emphasis is mine

Amazon Payments is (was?) a service that allows you to send and receive up to $1,000 per month using a credit card without being charged any fees. This is a great tool for travel hackers because it allows us to transfer money to each other that counts as spending.

Any money that you receive can be transferred to your bank account the very next day, meaning that you pay nothing out of pocket to generate the $1,000 a month in spend.

I have been using Amazon Payments to “spend” more than $40,000 a year (using multiple accounts) on credit cards for the past 2+ years. This has allowed me to reach multiple minimum spending requirements at the same time, helping me earn frequent flyer miles at an incredible rate.

While this change effectively kills one of the easiest manufactured spending techniques on the market, the game is far from over. There are a variety of other methods that are still available to use.

We’ll talk about some of them in a future post.

For now, be sure to take advantage of your last opportunity to use Amazon Payments. The changes take effect on October 13, meaning that you still have time to complete transfers for September and October.


Happy Travels,



P.S. I’m heading to Boston this weekend for a short getaway. Any recommendations on things to do, places to eat, etc. are appreciated.

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