The New The New IHG One Rewards Business Credit Card

Learn How to Apply

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Current Offer

Limited Time Launch Offer! Earn 190,000

Bonus Points

after spending $5,000 on purchases in the first 3 months from account opening.

Annual Fee: $200

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

26X

Earn up to 26X total points on stays at IHG Hotels and Resorts.

5X

Earn 5X points on flights booked directly, car rental agencies, select advertising, at gas stations and restaurants.

3X

Earn 3X points per $1 spent on all other purchases.

Benefits

Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.

Automatic Platinum Elite status as long as you remain a Business cardmember. Plus, enjoy 15 Elite Night Credits annually (new!).

Our Take

The New IHG One Rewards Business Credit Card delivers substantial value for business owners who frequently stay at IHG properties. Cardholders can earn up to 26 total points on stays at IHG Hotels and Resorts, 5 points on flights booked directly, car rental agencies, select advertising, at gas stations and restaurants, and 3 points per $1 spent on all other purchases. This earning structure generously rewards both IHG stays and common business expenses, making point accumulation straightforward for business travelers.

The card provides impressive benefits that enhance its overall value proposition, including automatic Platinum Elite status, an Anniversary Free Night, fourth reward night free on point redemptions, and statement credits for Global Entry, TSA PreCheck®, or NEXUS. With no foreign transaction fees and a modest annual fee compared to similar business travel cards, it presents a compelling option for business owners loyal to the IHG brand. While IHG points may not offer the flexibility of some transferable currencies, the card’s combination of elite status, free night certificates, and bonus earning categories makes it worth consideration for IHG-focused business travelers.