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Breaking: Major Changes to Multiple Capital One Cards!

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Edit: This post has been updated to reflect ongoing changes to Capital One products today.

Hi Travel Junkies,

Big news today in the world of points and miles involving three cards offered by Capital One.

Here’s what you need to know:

  • The Capital One Venture card is now offering a bonus of 75,000 miles (worth $750+) after $5k spend in 3 months
  • Capital One has introduced a handful of new transfer partners for many of their cards! More info below.
  • The Capital One Spark Miles for Business is offering a bonus of up to 200,000 miles (worth $2,000) after $50k spend in 6 months (tiered bonus)
  • The Capital One Spark Cash for Business is offering a bonus of up to $2,000 cash after $50k spend in 6 months (tiered bonus)

New Capital One transfer partners, per One Mile At A Time:

  • Aeromexico
  • Air Canada
  • Air France
  • Alitalia
  • Avianca
  • Cathay Pacific Asia Miles
  • Etihad Guest
  • EVA
  • Finnair
  • Hainan Fortune Wings Club
  • Qantas
  • Qatar

All transfers will be at a rate of 2 Capital One miles to 1.5 miles in the partner airline program. Which effectively makes Venture and Spark Miles 1.5x on everyday spend for any of these partner airlines.

Points earned from Venture, VentureOne, and Spark Miles for Business can be transferred.

What does this mean for you?

  • The Capital One Venture Rewards Credit Card just became a much more appealing option, though I still would not suggest grabbing this card if you are below 5/24
  • The Spark Miles for Business and Spark Cash for Business now have two of the best signup bonuses in the business card world. Though the spend required to earn said bonuses is steep, $50,000 in the first 6 months
  • Note that Capital One Business cards report to personal credit, so they do add to your 5/24 count. I also would not suggest getting these if below 5/24.

——- Original Post—–

For years the Venture card has been one of the easiest travel credit cards on the market due to the fact that their points can do one thing and one thing only; Erase any travel purchase at a value of 1 cent per mile.

Which is great for flexibility, but leaves much to be desired with potential upside. One of the major reasons Venture regularly sits near the bottom of our monthly best credit card rankings.

Today that changes as Capital One has announced the following changes to the Venture card.

  • Venture is now offering a bonus of 75,000 miles after $5k spend in the first 3 months
  • Those 75,000 miles are worth a minimum of $750 of free travel

We at 10xT do not have an affiliate link for this offer so feel free to check out the public offer here.

So what does this mean for you?

  • Venture just became a better option, but you should still not get this card if you are below 5/24
  • Stay tuned for more details to drop in the next hour or so

 

Happy Travels,

Bryce

Editor’s Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Guide To Hyatt All-Inclusive Properties
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The Complete Guide To Hyatt All-Inclusive Properties

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By:  Travis Cormier

Hey Travel Junkies,

Points and miles are a great way to save a lot of money when you travel, but airfare and accommodations aren’t the only costs you’ll face. You still have to pay for food, drinks, and activities.

These costs can really add up, especially if you’re traveling to a resort destination where breakfast may cost $40 for some pancakes and eggs. For families, it’s even worse! You might find yourself spending a few hundred dollars per day just to eat breakfast.

These extra costs are why so many people are attracted to all-inclusive properties where food, drinks, and activities are included in the total cost.

Guide To Hyatt All-Inclusive Properties

These extra costs are why so many people are attracted to all-inclusive properties where food, drinks, and activities are included in the total cost.  Photo Credit:  Hyatt All-Inclusive

While there aren’t many all-inclusive properties that we can book with points, Hyatt does have a few that might interest you.

Resort Fees

Some hotels sneakily charge resort fees for you to use all of the amenities such as the gym or pools. Many travelers don’t notice as resort fees aren’t mentioned up front.

Guide To Hyatt All-Inclusive Properties | Hyatt Ziva Puerto Vallarta | Oceanfront Fitness Center

The World of Hyatt Credit Card also has some unique bonus spend categories that you won’t find on any other card including 2X on fitness club memberships.  Photo Credit:  Hyatt All-Inclusive

However, when you use Hyatt points, you’ll certainly notice when your “free” hotel stay costs an extra $45+ per night thanks to resort fees.

If that sounds upsetting, then I’ve got good news. Hyatt does NOT impose resort fees on award stays. Instead, your Hyatt points will cover the entire cost of the stay.  At Hyatt, a free award night is truly a free award night.

Continue Reading

Blog, Success Stories

Reader Success Story: A $17,000 Adventure to the South Africa (with a stop in the Netherlands)

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By: 10xT Reader Alycia Moore

Every May, my boyfriend and I take a trip abroad to celebrate our anniversary. We’ve traveled to Vancouver, taken a road trip across Europe and explored Denmark. This year, we took it to a new level and visited South Africa.

The one thing that differed this year from past years is we did it for insanely cheap. We paid only $1,700 for a trip that could have cost over $17,000!

How? Points and miles, of course!

I’ve spent the last year learning about points and how to best utilize credit cards to travel. We had gotten spoiled when my boyfriend worked for an airline and had flown First Class many times together. Once he quit his job – we were back to paying for flights in an economy (boo!!) and then I found travel hacking.

Here’s a recap of our amazing trip

image1

“The one thing that differed this year from past years is we did it for insanely cheap. We paid only $1,700 for a trip that could have cost over $17,000! How? Points and miles, of course!” – Alycia Moore

We had very specific dates we could travel as I’m a wedding photographer and I needed to return to the states to shoot a wedding.

For the first leg, we booked economy tickets on United from San Francisco (SFO) to Amsterdam (AMS) for about $400 each.

From there, we used 220,000 Chase Ultimate Rewards points to fly round-trip from Amsterdam to Cape Town (CPT) — about a 12-hour flight. We transferred our Ultimate Rewards points to Korean Air SkyPass to book KLM business class.

Continue Reading

How to Fly Around the World Using Singapore KrisFlyer Miles
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How to Fly Around the World Using Singapore KrisFlyer Miles

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By: Anya Kartashova

Have you ever wanted to book a round-the-world (RTW) trip but didn’t know where to begin?

Did you know that it’s possible to book such an extravagant journey with just one award ticket? Although many frequent-flyer programs have done away with RTW awards, it’s still possible.

One of the few programs that still allow you to book these fun awards is Singapore Airlines KrisFlyer.

Let’s take a look at how you can book a RTW award with Singapore KrisFlyer miles!

HOW TO FLY AROUND THE WORLD USING SINGAPORE KRISFLYER MILES

You can transfer points to Singapore KrisFlyer from all major transferable points programs: American Express Membership Rewards, Chase Ultimate Rewards and Citi ThankYou Points. Each of these programs transfers points at a 1:1 ratio.

Why Singapore KrisFlyer Miles?

There are two reasons you might want to book with KrisFlyer miles:

  1. Reasonable redemption rates for round-the-world tickets
  2. Ease of accumulation

If you’re thinking, “But wait! I don’t have any Singapore miles,” do not fret. They’re much simpler to obtain than you think, especially if you prefer collecting transferrable points.

You can transfer points to Singapore KrisFlyer from all major transferable points programs: American Express Membership Rewards, Chase Ultimate Rewards and Citi ThankYou Points. Each of these programs transfers points at a 1:1 ratio.

Marriott Rewards points can also be transferred to Singapore KrisFlyer as well at a 3:1 ratio Additionally, every 60,000 points you transfer at once will provide a bonus of 5,000 miles. In other words, 60,000 Marriott points will net you 25,000 KrisFlyer miles.

Marriott Rewards Premier Plus Credit Card Two free nights, up to 35,000 points each, after you spend $3,000 in the first 3 months(Learn more)

It’s even possible to redeem miles for another traveler, which means you can book both tickets from the same account and share this unforgettable experience.

Continue Reading

ANA First Class Review IAH to NRT
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Flight Review: ANA First Class from Houston (IAH) to Tokyo (NRT)

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By: Bryce Conway, Founder of 10xTravel

Hi Travel Junkies,

I just got back from a 10 day trip to Japan that featured a round-trip flight on ANA in its legendary first class product.

This was not my first experience flying ANA, though my previous trips had all been in economy. So, saying that I had any idea what I was in for would be like saying I know what to expect at STK because I have previously indulged in a steak nachos box at Taco Bell.

Anyway, the flight was awesome and today I am going to take you through the whole experience.

Let’s get to it.

Booking

I booked my First Class flight on ANA using the only strategy that anyone in the points/miles world really ever should when booking this flight; by transferring points and booking through Virgin Atlantic.

Virgin Atlantic uses a zone-based award chart for flights on ANA that requires just 110,000-120,000 miles round-trip for first class flights on ANA between the US and Japan.

This is about half of what many other airlines would charge for the same flight, making it one of the better sweet spots in all of points/miles.

For most folks the booking process is relatively easy.

  1. Find first class saver space on United.com from the USA (select airports only) to Tokyo (Narita only) on a flight operated by ANA. Must be a round-trip booking, though you can return to a different US airport than the one you departed from.
  2. Call Virgin Atlantic and give them the flight information from #1. Ask them to put a 24 hour hold on the reservation.
  3. Transfer the required points from Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou Points, Marriott, or any combination of the four to Virgin Atlantic.
  4. Log in to your Virgin Atlantic account to confirm that the transfer is complete, then call Virgin again to finalize the booking

Though, I was only able to do this after going through one of the craziest booking processes I have experienced since starting in this world 7+ years ago.

Here’s the tl;dr: Continue Reading

Blog

Best Credit Cards: November 2018

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By: Bryce Conway – Founder of 10xTravel.com

Every month I share a post with what I believe are the top credit card offers on the market according to the 10xT staff. Today we are going to take a look at the best credit card offers for November 2018.

I rank these offers by looking at their signup bonuses, cardholder perks, ongoing value, and any fees they may charge. And while the best offer for you will vary depending on a number of factors, I am going to rank the top offers based on the order in which I think they should be chosen by the average person.Top Credit Card Offers November 2018

Really only a couple of changes this month and plenty of cards to choose from.

If you’ve ever watched the NFL Draft before, consider this list my version of “Todd’s Big Board”. It’s simply the best overall cards available without regard to a specific points/miles need.

I also divide these top credit offers in to two lists, one for those of you who are over 5/24 and one for those of you who are under.

(If you don’t know what the Chase 5/24 rule is you’re going to want to give this a read) 

And finally, I added a list of the cards to the beginning of the post for easier reading. You can simply click on “the list” or “the details” below to read more about each card.

As always, feel free to email me with questions (Bryce@10xTravel.com) about your own situation and I would be happy to help you select the best card for you.

Under 5/24:

The List

The Details

Over 5/24:

The List

The Details

Best Credit Cards Under 5/24

 

 

Best Credit Cards Over 5/24

The Details: Best CardsUnder 5/24

 

1) Chase Sapphire Preferred 

Image result for chase sapphire preferred

Current Offer:

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
  • 2 points per $1 spent on dining and travel, 1 point per $1 on all other purchases
  • Trip delay and primary rental car insurance

(Full offer details here: Learn More)

Continue Reading

Blog

What Happens When You Put 70 10xT Readers, a Magician, and an Open Bar in a Vegas Penthouse? This.

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By: Bryce Conway, Founder of 10xTravel.com

Hi Travel Junkies,

After throwing a banger of a party in 2017, we knew that we had to up our game for the 2018 Las Vegas Reader Meetup.

So we did.

We booked an even bigger (~4,000 square feet) Penthouse Suite and invited more readers. Who proceeded to buy up all of the available tickets in less than 30 seconds.

We hired a bartender and a flight attendant to serve drinks from a fully-stocked wet bar. Which included custom 10xT champagne shipped from Europe.

We even hired a magician. Who proceeded to steal the show in the best way possible.

The result of all of this? See for yourself.

So why did we do this?

Its simple. To say thank you for being the best readers on the internet. We appreciate all that you do for us and this is our way of showing it.

We also love to party in Las Vegas Penthouses. Which is definitely more fun with a crowd.

Thanks to 10xT Reader Kennedy Carey for once again creating an amazing video of the event. You can find Kennedy on Instagram or check out his company website here.

Also a big thanks to Johnny with King of Clubs Las Vegas for help with the accommodations and and event planning. If you are headed to Vegas be sure to reach out to him (Johnny@kingofclubslasvegas.com) and tell him Bryce sent you. You can even book this exact same suite from the video.

Congrats to our 10xT Las Vegas Giveaway Winners, Adel from Seattle and Clara from Atlanta! Each of whom won a free flight, hotel, limo ride, $100 cash, and tickets to the big event.

10xT 2018 Vegas Meetup

Congrats to the 2018 Giveaway Winners Adel and Clara!

And finally, thanks to everyone who attended the weekend’s events! Everything went perfectly and we had an absolute blast hanging out with all of you.

Most importantly, I didn’t have to call our insurance agent on Sunday morning and make a claim for what was left of a Vegas hotel suite.

So what do you think? Should we do it again next year?

Happy Travels,

Bryce

Editor’s Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Blog

7 Reasons to Get the Chase Sapphire Preferred

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By: Caroline Lupini

The Chase Sapphire Preferred was a game-changing credit card when it launched in 2009 and, nearly a decade later, it remains a great card for those starting their points and miles journeys.

Chase Sapphire Preferred 50,000 bonus points after $4,000 spend in 3 monthsLearn More

 

Here are some of the reasons we still love the Chase Sapphire Preferred.

7 reasons to get the chase sapphire preferred credit card

The Chase Sapphire Preferred is a great card for people who travel a few times a year and/or have significant commuting and dining expenses at home, or who use another Ultimate Rewards card for everyday or business expenses and want to get more value out of their points.

1. 50,000 Point Welcome Bonus

When you sign up for the Chase Sapphire Preferred and spend $4,000 in the first three months, you’ll earn 50,000 Ultimate Rewards points – that’s worth at least $625 in travel through the Chase travel portal.

The welcome bonus could be worth much more if you transfer those points to airline or hotel partners (more on that in a moment!).

2. No Foreign Transaction Fee

Many credit cards charge a 3% foreign transaction fee when making purchases outside the United States. The Chase Sapphire Preferred doesn’t charge this fee, which can save you a significant amount of money when you travel abroad.

3. Earn 2X Ultimate Rewards points on travel and dining

benefits of chase sapphire preferred credit card

The Chase Sapphire Preferred isn’t the only credit card that offers a bonus in these areas, but Chase has perhaps the most generous definition of travel: “Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”

Even if you aren’t a  frequent traveler, dining and travel expenses are often some of our most significant budget categories, so it’s great to have a credit card that offers bonus points. The Chase Sapphire Preferred isn’t the only credit card that offers a bonus in these areas, but Chase has perhaps the most generous definition of travel:

“Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”

Between travel and restaurants, you can easily find yourself earning double points on almost all of your purchases when you’re exploring the world, and plenty of purchases at home.

Continue Reading

Credit card rewards: Are they a rebate or award?
Blog

Do I Need to Claim My Credit Card Points and Air Miles on My Taxes?

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Guest post by: Steven C. Hamilton 

Hi Travel Junkies,

One of the more frequent questions that I am asked about points/miles is what impact they have on your taxes. Booking free flights and earning cash back is great and all, but nobody wants to get stuck with a tax bill when they get home.

So I wanted to take a moment today to discuss this subject to hopefully answer some of the more common questions.

How do taxes on points/miles work?

Do you need to claim your free trips as “income”?

Do you need to hire an accountant to help you sort all of this out?

Ok, I lied. I am not going to be answering any of these questions because I know very little about taxes and accounting (my college professors can vouch for that).

But thankfully 10xT Facebook Insider Steven Hamilton does. And will be taking over from here.

Take it away, Steven!

—–

DO I NEED TO CLAIM MY CREDIT CARD POINTS AND AIR MILES ON MY TAXES?

Most Credit Card rewards are a rebate giving you miles when you spend a certain amount. These won’t impact your taxes.

The IRS requires you to report all of your worldwide income. This can include that $20 bill you found on the ground or the value of that rare coin you found in the attic. Sometimes it can include odd things most people would never think of as income such as credit card rewards.

If you earn air miles and points on your credit cards, these could be considered taxable income by the IRS.

Miles and points are not always taxable, but they can be in certain circumstances. So how do you know the difference?

Continue Reading

How to Earn the Southwest Companion Pass [Updated for 2019]
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How to Earn the Southwest Companion Pass [Updated for 2019]

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

By: Bryce Conway, Founding Editor of 10xTravel.com

Hi Travel Junkies,

The leaves are changing colors, football is back, and companies are putting pumpkin spice in every product imaginable.

Which can only mean one thing; Southwest Companion Pass season is here!

How to Earn the Southwest Companion Pass [Updated for 2019]

The Southwest Companion Pass (often abbreviated as “CP” or “SWCP”) is a perk offered by Southwest Airlines that allows you to bring a companion on any Southwest flight you fly for just the taxes and fees.

So let’s get right to it.

Today we are going to cover all things Southwest Companion Pass. This year’s strategy is going to be a bit different than past years so read closely and pay close attention to the changes to the Southwest credit cards.

Table of Contents

What is the Southwest Companion Pass?
How to Earn the Southwest Companion Pass?
How to earn 110,000 Qualifying Southwest Rapid Reward Points in a calendar year?
How to earn 110,000 Southwest miles in a calendar year?
Maximizing the Value of Your Companion Pass
How to Use the Southwest Companion Pass
Changing the Name of Your Companion
Frequently Asked Questions
Final Thoughts

Here we go.

What is the Southwest Companion Pass?

The Southwest Companion Pass (often abbreviated as “CP” or “SWCP”) is a perk offered by Southwest Airlines that allows you to bring a companion on any Southwest flight you fly for just the taxes and fees.

Think of it like a plus-one invite that you can use with any of your Southwest flight reservations. As long as you are physically on the plane, you can bring your plus-one Companion with you.

Unlike many of the other “companion passes” offered by competitor airlines (Delta, Alaska, British Airways, etc.), the Southwest Companion Pass has very few restrictions on when or how often you use it.

How to earn the southwest companion pass

Unlike many of the other “companion passes” offered by competitor airlines (Delta, Alaska, British Airways, etc.), the Southwest Companion Pass has very few restrictions on when or how often you use it

It works on both paid and award tickets, even if you weren’t the one purchasing the flight (work travel, generous family/friends, etc.).

It has no limit on how often you use it.

There are no blackout dates.

And there are no restrictions on which Southwest flights it can be used with. Continue Reading