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Marriott Rewards® Premier Plus Business credit card review

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Caroline Lupini

As part of the Marriott-Starwood merger, many changes were made to the personal side of the Marriott credit card portfolio. However, for business card holders, an entirely new card wasn’t created.

The name of the card itself changed to the Marriott Premier Plus Business Credit Card, and the annual fee remained the same. The card comes with an annual free night certificate and offers benefits for Marriott guests such as faster internet and priority late checkout.

Welcome Bonus

The Marriott Rewards Premier Plus Business Credit Card offers 75,000 Marriott Rewards bonus points when you spend $3,000 in purchases in the first 3 months of opening the card.

Marriott Rewards Premier Plus Credit Card Earn 75,000 bonus points after you spend $3,000 in the first 3 monthsLearn More

Bonus Categories

The Marriott Premier Plus Business Card has the following bonus categories:

  • 6X at Marriott hotels for each $1 spent (including former Starwood and Ritz-Carlton brands)
  • 4X at gas stations, restaurants, on shipping, internet, and cable and phone services for each $1 spent
  • 2X on all other purchases for each $1 on all other purchases

There is no limit on the number of bonus points you can earn in these categories.

Annual Fee

This card has a $99 annual fee, which is not waived for the first year.

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andaz papagayo costa rica chase ink preferred world hyatt credit card
Blog, Two Card Trip

Two Card Trip: Andaz Papagayo Costa Rica with the Chase Ink Preferred and World of Hyatt Credit Card

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Travis Cormier

Editors Note: Two Card Trips is a series of articles that show how you could book a trip using points/miles earned from just two credit card bonuses. Today’s two card trip takes us to Costa Rica with bonuses from the Chase Ink Preferred and World of Hyatt Credit Cards.

Hey Travel Junkies,

Costa Rica is one of the most popular countries to visit in Central America for a good reason: your options for adventure are almost limitless in Costa Rica. Whether you’re looking to explore the rainforest, surf the waves, or watch the colorful wildlife, you will easily fill your time in this amazing country.

Thanks to some great sign-up bonuses, you can stay at a luxurious resort as your home-base for all your adventures. Let’s take a look at how you can visit Costa Rica with just two credit card sign up bonuses.

The Two Cards

With just two credit cards, you can make your Costa Rica dreams a reality.

The first card is the Ink Business Preferred Credit Card . The Chase Ink Preferred comes with 80,000 Chase Ultimate Rewards when you spend $5,000 in the first three months. You’ll also earn 3 points for every dollar spent on travel, shipping, internet cable and phone services, and online advertising. You’ll earn 1 point for every dollar spent on all other purchases.

Ink Business Preferred Credit Card 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More

The second card is The World of Hyatt Credit Card by Chase which has a tiered bonus offer. You’ll earn 25,000 points when you spend $3,000 in the first 3 months of opening the card. You’ll earn an additional 25,000 points when you spend $6,000 total in the first 6 months.

While that is a lot of minimum spend to hit, with the right strategies, it is very doable. One great way is by paying your bills with Plastiq. When paired with your daily spend, you can quickly hit the bonuses on these two cards.

Both cards have some amazing benefits that make them compelling to keep in your wallet year after year.

The Chase Ink Preferred offers cell-phone insurance when you pay your bill with the card. I love this benefit because if my phone gets accidentally damaged, I know it will have coverage.

The World of Hyatt credit card earns a free night every year you own the card, starting with your first card-member anniversary. These free nights are great to use if you need to stay overnight in a city before your next flight.

Now that you know which two cards you need to book your Costa Rica adventure, let’s look at the fun details of the trip.

Where to Stay

You’ll be looking to stay at the Andaz Papagayo Resort. The resort is a category 4 Hyatt property which costs only 15,000 points per night.

You can check out 10xT Contributor Weston Conway’s review of the property here.

Using points to stay at the Andaz Papagayo Resort is a great deal because it’s an expensive resort if you wanted to pay cash, but by using points, you’re going to save money and get a great experience for free. For example, A quick search shows some nights in February costing $650 per night! With points, you’ll pay nothing!

andaz papagayo costa rica chase ink preferred world hyatt credit card

15,000 points, or $652 per night… tough choice!

Another great way using point saves you money comes from the fact that Hyatt doesn’t charge resort fees on award nights, so you won’t have any extra charges to pop-up and surprise you when you check out. Continue Reading

tips visiting Bora Bora
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9 Tips For Visiting Bora Bora

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By:  10xTravel Reader, Traci

Most people who book travel with miles and points will at some point consider visiting Bora Bora. If you’ve seen pictures of these beautiful islands, you know why.  If you haven’t seen pictures, go ahead and google it — don’t worry, we’ll wait.

With that in mind, 10xTravel reader, Traci, took an amazing trip to Bora Bora and has some tips that could make your trip just that little bit better.

Take it away, Traci!

I recently got back from a trip to Bora Bora (we stayed at the Intercontinental Thalasso in an overwater bungalow) and wanted to share my “Top 9” tips.

Let’s get right into it! Continue Reading

galapagos islands united excursionist
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How I Booked a Trip to the Galápagos Islands with the United Excursionist Perk

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By:  Anya Kartashova

If you’ve played the points and miles game for longer than a couple of years, you might remember United Airlines MileagePlus program’s generous stopover and open-jaw rules. I don’t mean to sound like my grandmother but, back in the day, we had it good.

Long gone are the loose stopover definitions and the opportunities to circle the globe on the same award. The stopover rules have changed, and we now have what United dubbed the Excursionist Perk, which still provides some fun opportunities.

What Is the United Excursionist Perk?

The Excursionist Perk is a free one-way segment you can add to select award bookings. It can be used on a multi-city itinerary of at least three one-way awards within a single reservation.

As with all award bookings, the Excursionist Perk comes with rules and limitations. As per the United website, the following must be true.

  • Travel must end in the same MileagePlus defined region where travel originates.
  • The origin and destination of the Excursionist Perk are within a single MileagePlus defined region.
  • The cabin of service and award type of the free one-way award is the same or lower than the one-way award preceding it.
  • If two or more one-way awards qualify for this benefit, only the first occurrence will be free.

Make sure you check out our two-part series on the Excursionist Perk to learn all the ins and outs of maximizing your United award bookings.

How much you’ll save with your free intra-region one-way will depend on your route, of course. However, when flying to the Galápagos Islands, it can provide big savings!

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Best Balance Transfer Cards of 2019
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Best Balance Transfer Cards of 2019

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Bryce Conway

Hi Travel Junkies,

January is by far the worst month of the year for credit card debt because many people overspend during the holidays. For that reason, balance transfer cards take center stage. While these cards aren’t as exciting as travel rewards cards, they can help you save money on credit card interest in a pinch.

Rather than waxing poetically about the virtues of balance transfer cards and what they can do for you, I’m just going to dive right in and talk about what you need to know with none of the fluff. Let me know what you think about this writing style in the comments or with a quick email.

Best Balance Transfer Cards of 2019

Best balance transfer cards for 2019 take center stage again after overspending during the holidays to help you save on credit card interest.  The goal of a balance transfer card is to pay off your balance before the 0% period is up.

What Are Balance Transfer Cards?

Balance transfer cards are a type of credit card that allows you to transfer existing credit card debt to them, often giving you ~12-15 months of 0% interest.

There really is no catch to them. Once the 0% interest period is up their rates will be a little higher than most other cards, but not dramatically so.

The goal of a balance transfer card is to pay off your balance before the 0% period is up. Many people don’t do this, which is why these products exist.

Balance transfer cards are a powerful tool to eliminate credit card debt, but dangerous when used to simply defer the problem.

Here’s how to choose one.

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Blog

New Southwest Card Offer: Companion Pass + 30,000 Bonus Points

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Bryce Conway, Founder of 10xTravel

Hi Travel Junkies,

Big news this morning regarding the Southwest credit cards.

The Southwest Rapid Rewards Plus , Southwest Rapid Rewards Premier , and Southwest Priority Card all now have signup bonuses of 30,000 points + a Southwest Companion Pass (valid through 12/31/19) after $4,000 spend in the first 3 months.

Southwest Rapid Rewards Plus Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Premier Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Priority Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More

Southwest Companion Pass

My gut reaction to hearing this news was “hell yeah!” but as I think about it more there are pros and cons.

Here are a few thoughts:

  1. This is great news for anyone who wants a Companion Pass who were not able to get approved for the Southwest Rapid Rewards Business Card. Now one single card bonus will earn that perk.
  2. This is not good news for anyone who has already been approved for the Southwest Business card with plans to get one of the personal cards (though its not terrible news either) because the bonus mile offer has been reduced from 60k to 30k.
  3. Note that the Companion Pass earned from this bonus is only valid through 12/31/19. So earning Companion Pass with a combo of the personal and biz card is still a much better move, as it will result in a Companion Pass valid through 12/31/2020.

Few other things to note:

  1. You need to be under 5/24 to get any of these offers + not received a Southwest bonus on a personal card in the last 24 months
  2. This new offer is only valid through 2/11/19, so don’t delay if you want it
  3. The Southwest Rapid Rewards Plus card seems to make the most sense because it has the lowest annual fee (and they all have the same bonus anyway)
Southwest Rapid Rewards Plus Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More

I am curious to see the long term impact this has on the points/miles world. The Companion Pass has always been a popular move among true points junkies but this now brings it in to the mainstream.

This also tells me that Southwest is not overly concerned about people earning Companion Pass without actually flying on Southwest. Which I believe is good news for our world.

As always, feel free to comment or email me with questions.

Happy Travels,

Bryce

Editor’s Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

starwood preferred guest spg credit card review
Blog

Starwood Preferred Guest (SPG) Credit Card Review

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Caroline Lupini

The Starwood Preferred Guest Credit Card from American Express has long been a favorite amongst travelers. But with the Starwood and Marriott merger, is it still worth your time?

The Marriott rewards program brought over much of the good of the classic SPG program, like its broad range of transfer partners and transfer bonus. And thankfully, the SPG credit card was also updated with new features and benefits after the merger as well. Though, it’s definitely not all rainbows and unicorns.

In this article, we’ll run through the new SPG credit card’s features, enhancements, and discuss whether or not the card deserves a place in your wallet.

Let’s get started!

Welcome Bonus

The Starwood Preferred Guest Amex credit card currently has a 75,000 Marriott point welcome bonus after spending at least $3,000 on purchases within the first three months of card membership.

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credit cards free checked bag
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Which Credit Cards Require You to Pay with Them for Free Checked Bags?

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Anya Kartashova

With the introduction of bare-bones basic economy fares, panic has settled in among the traveling masses. Most budget fares do not offer a seat selection and make you board the aircraft last, which oftentimes leaves you with no room for luggage in the overhead bin. Your options are to place the bag underneath the seat in front of you or, if it’s too big, you’re forced to check it, which doesn’t come cheap.

Luckily, there are ways to avoid paying for a checked bag. Being an elite flyer is one of them. Flying in a premium cabin is another.

An alternative option?

Holding a co-branded credit card from an airline of your choice.

Typical perks include boarding a plane in an early group to get access to the oh-so-limited overhead space, yes, but also being able to check a bag at no extra cost. The benefit often even covers your travel companions.

So, which credit cards allow you to check a bag for free? And, more importantly, which credit cards require you to pay for the ticket with them to receive the benefit?


Alaska Airlines

Bank of America Alaska Airlines Visa Credit Card

With the Bank of America Alaska card, you and up to six travel companions are able to save on baggage fees. Most domestic airlines have increased their bag fees from $25 to $30 for the first checked bag, but Alaska still charges $25. Your group can save up to $350 per round-trip reservation provided that everyone in the party checks a bag each way.

 Alaska Airlines - book ticket using credit card to get free baggage fee

When you book, simply make sure you attach your Mileage Plan number at the time of booking.

You’re not required to pay for the reservation with the Alaska co-branded credit card for the benefit to apply — this is key since cards such as the Chase Sapphire Reserve and Chase Sapphire Preferred provide trip delay coverage.

When you book, simply make sure you attach your Mileage Plan number at the time of booking. It takes about two to three weeks for the perk to activate once you open the card.

Alaska Airlines Visa Business Card from Bank of America

Same benefit as on the personal Alaska Airlines Visa Credit Card.

Alaska Airlines Visa Signature Card Earn 30,000 miles after you spend $1,000 in the first 90 days

American Airlines

Citi / AAdvantage Platinum Select World Elite MasterCard

Holding the Citi / AAdvantage Platinum Select World Elite MasterCard will allow you and up to four travel companions booked on the same reservation to check the first bag for free on domestic flights operated by American Airlines and its regional subsidiaries, such as American Eagle, Compass Airlines, ExpressJet Airlines, etc.

credit card to get free checked bag

Keep in mind that flights to the Caribbean don’t count as domestic, and you’ll be on the hook for a bag fee even if you’re a credit cardholder. Been there, done that.

American Airlines charges $30 for the first checked bag (for tickets issued after Sept. 21, 2018), so you’re looking at potentially saving $60 per person on a round-trip flight. If all four of your travel companions check a bag, you’ll save the group $300 on your entire trip.

The benefit applies to award travel as well. Not bad for a card that costs $99 annually (waived for the first year).

You don’t have to pay for the flights with your Citi / AAdvantage Platinum Select credit card, but the account must be open at least seven days before travel date.

Citi / AAdvantage Executive World Elite MasterCard

The Citi / AAdvantage Executive World Elite MasterCard has a similar baggage perk, except now you and eight of your companions are covered on the same trip as long as all of you were booked together. In this scenario, your Brady Bunch can save up to $540 on each round-trip.

Keep in mind that this premium credit card has a high annual fee of $450, but it more than makes up for it in other benefits, such as Admirals Club access and Global Entry / TSA Precheck enrollment fee. Continue Reading

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Best Credit Cards: January 2019

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Bryce Conway – Founder of 10xTravel.com

Every month I share a post with what I believe are the top credit card offers on the market according to the 10xT staff. Today we are going to take a look at the best credit card offers for January 2019.

I rank these offers by looking at their signup bonuses, cardholder perks, ongoing value, and any fees they may charge. And while the best offer for you will vary depending on a number of factors, I am going to rank the top offers based on the order in which I think they should be chosen by the average person.

Not a ton of changes this month as most cards have retained their bonuses from late 2018.

I also divide these top credit offers in to two lists, one for those of you who are over 5/24 and one for those of you who are under.

(If you don’t know what the Chase 5/24 rule is you’re going to want to give this a read)

And finally, I added a list of the cards to the beginning of the post for easier reading. You can simply click on “the list” or “the details” below to read more about each card.

As always, feel free to email me with questions (Bryce@10xTravel.com) about your own situation and I would be happy to help you select the best card for you.

Under 5/24:

The List

The Details

Over 5/24:

The List

The Details

 

Best Credit Cards Under 5/24

Chase Sapphire Preferred Card 50,000 bonus points after $4,000 spend in 3 monthsLearn More
Ink Business Preferred Credit Card 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More
Chase Sapphire Reserve Earn 50,000 points after you spend $4,000 in the first 3 months(Learn more)
Ink Business Cash Credit Card $500 bonus cash back after $3,000 spend in the first 3 monthsLearn More
Ink Business Unlimited Credit Card $500 cash back after $3,000 spend in the first 3 monthsLearn More
Southwest Rapid Rewards Premier Business Credit Card 60,000 points after $3k spend in 3 monthsLearn More
Southwest Rapid Rewards Premier Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Plus Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
Southwest Rapid Rewards Priority Credit Card Earn Companion Pass and 30,000 points after $4k spend in 3 months. Companion Pass expires 12/31/19Learn More
United Explorer Card 40,000 bonus miles after $2,000 spend in 3 months(Learn more)
Marriott Rewards Premier Plus Credit Card Earn 75,000 bonus points after you spend $3,000 in the first 3 monthsLearn More
IHG Rewards Club Premier Credit Card 80,000 points after $2,000 spend in 3 monthsLearn More
British Airways Visa Signature Card 50,000 Avios after $3k of purchases in the first 3 months, 25,000 Avios after $10k of purchases in the first year, additional 25,000 Avios after $20k spend in the first yearLearn More
Chase Freedom $150 cash bonus after $500 spend in 3 monthsLearn More
Chase Freedom Unlimited $150 bonus after spending $500 in the first 3 months(Learn more)

 

 

 

Best Credit Cards Over 5/24

The Business Platinum Card from American Express Earn 50,000 points after you spend $10,000, an extra 25,000 points after an additional $10,000 all in the first 3 months. Terms apply.Learn More
Capital One Venture Rewards Credit Card 50,000 bonus miles (worth $500) after spending $3,000 in the first 3 monthsLearn More
American Express Business Gold Card Earn 4x points on 2 select business categories. Terms Apply.Learn More
Capital One Spark Miles for Business 50,000 miles after spending $5,000 in the first 3 months, an additional 150,000 miles when you spend $50,000 in 6 monthsLearn More
Capital One Spark Cash for Business $500 cash back after you spend $5,000 in the first 3 months, plus earn $1,500 when you spend $50,000 in the first 6 monthsLearn More
The Platinum Card from American Express Earn 60,000 points after you spend $5,000 in the first 3 months. Terms apply.(Learn more)
Starwood Preferred Guest Business Credit Card from American Express Earn 75,000 points after you spend $3,000 in the first 3 months. Terms apply.(Learn more)
Hilton Honors American Express Ascend Card 125,000 Hilton Honors points after $2,000 spend in 3 monthsLearn More
The Hilton Honors American Express Business Card 125,000 Hilton Points after $3,000 spend in the first 3 monthsLearn More
Capital One Savor Cash Rewards Credit Card $500 cash back after $3,000 spend in 3 monthsLearn More

 

The Details: Best CardsUnder 5/24

 

1) Chase Sapphire Preferred  

Image result for chase sapphire preferred

Current Offer:

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
  • 2 points per $1 spent on dining and travel, 1 point per $1 on all other purchases
  • Trip delay and primary rental car insurance

(Full offer details here: Learn More )

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Dosh cash review
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How to Earn Cash Back Without Even Thinking About It (Plus an Easy $5+ Bonus)

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support. You can read our advertising disclosure here.

By: Bryce Conway, Founder of 10xTravel.com

Hi Travel Junkies,

Happy Holidays! Quick win today that I want to share with all of you.

This will allow you to earn cash back without even thinking about it as well as a $5 bonus for ~30 seconds of work. Plus the potential to earn a lot more by referring your friends.

Introducing Dosh. 

Cash Back App | Dosh Cash Review

Image courtesy of dosh.cash

How Dosh Works

Dosh is a “fire and forget” cash back app that pays you cash back for everyday purchases at participating retailers. The app is totally free, takes ~30 seconds to set up, and will allow you to start earning cash back on everyday purchases without ever thinking about it.

Simply sign up, link one or more credit cards, and start earning extra cash back on purchases at participating retailers.

Most cash back offers are between 2-5% and there are dozens of participating retailers. Keep in mind that this cash back is on top of the points that you earn on your credit card for everyday spend.

We introduced Dosh to the 10xT Insiders Facebook Group a couple days ago and were surprised to see just how rewarding it has been for many of our readers. Continue Reading