Your points are only worth as much as where you can move them. This Transfer Partners tool shows you exactly which airline and hotel programs each major transferable currency — American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, Capital One, Bilt, and Wells Fargo — can transfer to, along with current transfer ratios and any active transfer bonuses. Search by your bank’s points to see every partner you can book, or start with an airline or hotel to find which cards get you there. New to award travel? Start with our guide to partner award bookings.
Current Transfer Bonuses
From
To
Bonus
Ends
American Express Membership Rewards®
Hilton Honors
+30%
Oct 14, 2026
Chase Ultimate Rewards®
Marriott Bonvoy®
+70%
Oct 15, 2026
Chase Ultimate Rewards®
Singapore Airlines KrisFlyer
+70%
Oct 15, 2026
Citi ThankYou® Rewards
Avianca Lifemiles
+25%
Oct 24, 2026
Citi ThankYou® Rewards
JAL Mileage Bank
+30%
Oct 24, 2026
American Express Membership Rewards®
Aeromexico Club Premier
+20%
Oct 30, 2026
Capital One Miles
British Airways Avios
+20%
Oct 31, 2026
American Express Membership Rewards®
FlyingBlue
+25%
Oct 31, 2026
Rove
JAL Mileage Bank
+50%
Oct 31, 2026
Rove
FlyingBlue
+40%
Oct 31, 2026
Rove
Qatar Airways Privilege Club
+35%
Oct 31, 2026
All Transfer Partners
Transfer ratios and typical transfer times from each bank points currency to each airline and hotel loyalty program. Each row is a partner program; each column is a transferable bank currency.
Program
Alliance
American Express Membership Rewards®
Bilt Rewards
Brex
Capital One Miles
Chase Ultimate Rewards®
Citi ThankYou® Rewards
Rove
U.S. Bank Altitude Points
Wells Fargo Autograph Rewards®
Days in advance of award space release
Accor Live Limitless
–
–
3:2(Immediate)
–
2:1(1-2 days)
–
2:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
2:1
–
404 daysdays
Aer Lingus AerClub (EI)
–
1:1(Immediate)
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
1:1(Immediate)
330 daysdays
Aeromexico Club Premier (AM)
1:1.8+20%1:1.5ends Oct 30(2-12 days)
–
3:2(1 day)
1:1(Immediate)
–
1:1(Immediate)
1:1(Immediate)
–
–
330 daysdays
Air Canada Aeroplan® (AC)
1:1(Immediate)
1:1(Immediate)
–
1:1(Immediate)
1:1(Immediate)
–
–
–
–
355 daysdays
Air India Flying Returns (AI)
–
–
–
–
–
–
1:1(Immediate)
–
–
–
Alaska Atmos Rewards (AS)
–
1:1(Immediate)
–
–
–
–
–
–
–
330 daysdays
American Airlines AAdvantage® (AA)
–
–
–
–
–
1:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
331 daysdays
ANA Mileage Club (NH)
1:1(3 days)
–
–
–
–
–
–
–
–
355 daysdays
Avianca Lifemiles (AV)
1:1(Immediate)
1:1(Immediate)
3:2(1 day)
1:1(Immediate)
–
1:1.25+25%1:1ends Oct 24(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
1:1
1:1
360 daysdays
British Airways Avios (BA)
1:1(Immediate)
1:1(Immediate)
–
1:1.2+20%1:1ends Oct 31(Immediate)
1:1(Immediate)
–
–
–
1:1(Immediate)
355 daysdays
Cathay Pacific Asia Miles (CX)
5:4(Immediate)
1:1(Immediate)
3:2(1 day)
1:1(1-5 days)
–
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
–
1:1
360 daysdays
Choice Privileges®
–
1:1(Immediate)
–
–
1:1(Immediate)
–
1:1.5(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
1:2
350 daysdays
Delta SkyMiles® (DL)
1:1(Immediate)
–
–
–
–
–
–
–
–
331 daysdays
Emirates Skywards (EK)
–
5:4(Immediate)
1:1(Immediate)
3:2(1 day)
4:3(Immediate)
1:1(Immediate)
5:4(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
360 daysdays
Etihad Guest (EY)
–
1:1(Immediate)
1:1
–
1:1(1 day)
–
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
–
–
330 daysdays
EVA Air Infinity MileageLands (BR)
–
–
–
4:3(1 day)
–
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
360 daysdays
Finnair Plus (AY)
–
–
–
1:1(Immediate)
–
–
1:1
–
–
360 daysdays
FlyingBlue (AF/KL)
1:1.25+25%1:1ends Oct 31(Immediate)
1:1(Immediate)
3:2(1 day)
1:1(Immediate)
1:1(Immediate)
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1.4+40%1:1ends Oct 31(Immediate)
–
1:1(Immediate)
359 daysdays
Free Spirit® (NK)
–
–
1:1(Immediate)
–
–
–
–
–
–
–
330 daysdays
Hainan Airlines Fortune Wings Club (HU)
–
–
–
–
–
–
–
1:1(Immediate)
–
–
–
Hilton Honors
–
1:2.6+30%1:2ends Oct 14(Immediate)
1:1(Immediate)
–
–
–
–
–
–
–
365 daysdays
I Prefer
–
–
1:2(Immediate)
–
1:2(Immediate)
–
1:2(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
365 daysdays
Iberia Plus (IB)
1:1(1-3 days)
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
1:1(Immediate)
360 daysdays
IHG® One Rewards
–
–
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
–
350 daysdays
JAL Mileage Bank (JL)
–
1:1
–
4:3
–
1:1.3+30%1:1ends Oct 24*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1.5+50%1:1ends Oct 31(Immediate)
–
–
360 daysdays
JetBlue TrueBlue (B6)
–
5:4(Immediate)
–
–
5:3
1:1(Immediate)
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
1:1
1:1
331 daysdays
Lufthansa Miles & More (LH)
–
–
–
–
–
–
1:1(Immediate)
–
–
–
Marriott Bonvoy®
–
1:1(Immediate)
1:1(2 days)
–
–
1:1.7+70%1:1ends Oct 15(2 days)
–
–
–
–
354 daysdays
Qantas Frequent Flyer (QF)
1:1(Immediate)
–
3:2(1 day)
1:1(Immediate)
–
1:1(1-2 days)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
1:1
–
353 daysdays
Qatar Airways Privilege Club (QR)
1:1(Immediate)
1:1
–
1:1
–
1:1(1-2 days)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1.35+35%1:1ends Oct 31
–
–
361 daysdays
Royal Orchid Plus (TG)
–
–
–
–
–
1:1(4-7 days)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
–
–
340 daysdays
SAS Eurobonus (SK)
–
–
–
–
–
–
1:1(Immediate)
–
–
330 daysdays
Singapore Airlines KrisFlyer (SQ)
1:1(Immediate)
–
3:2(1 day)
1:1(2 days)
1:1.7+70%1:1ends Oct 15(2 days)
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
355 daysdays
Southwest Rapid Rewards® (WN)
–
–
1:1
–
–
1:1(Immediate)
–
–
–
–
4-7 monthsdays
TAP Miles&Go (TP)
–
1:1(Immediate)
–
1:1(1 day)
–
–
–
–
–
361 daysdays
The Leading Hotels of the World Leaders Club
–
4:1(Immediate)
–
–
–
–
5:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
–
Turkish Airlines Miles&Smiles (TK)
–
1:1(Immediate)
–
1:1(Immediate)
–
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1(Immediate)
–
–
355 daysdays
United MileagePlus (UA)
–
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
–
337 daysdays
Vietnam LotusMiles (VN)
–
–
–
–
–
–
1:1
–
–
361 daysdays
Virgin Atlantic Flying Club (VS)
1:1(Immediate)
1:1(Immediate)
–
1:1(Immediate)
1:1(Immediate)
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
1:1(Immediate)
331 daysdays
World of Hyatt®
–
–
1:1(Immediate)
–
–
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
–
394 daysdays
Wyndham Rewards®
–
–
1:1
–
1:1(Immediate)
1:1(Immediate)
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
1:2(Immediate)
364 daysdays
Additional SkyTeam members bookable through this alliance:Aerolineas Argentinas Aerolineas Plus (AR)Air Europa SUMA (UX)AlFursan (SV)China Airlines Dynasty Flyer (CI)China Eastern Airlines Eastern Miles (MU)Garuda Indonesia GarudaMiles (GA)Kenya Airways Asante Rewards (KQ)Korean Air Skypass (KE)MEA Cedar Miles (ME)Xiamen Airlines Egret Miles (MF)
Additional Star Alliance members bookable through this alliance:Aegean Miles+Bonus (A3)Air China Phoenix Miles (CA)Air New Zealand Airpoints (NZ)Asiana Club (OZ)Copa Airlines ConnectMiles (CM)EGYPTAIR Plus (MS)Ethiopian Airlines ShebaMiles (ET)ITA Airways (AZ)SAA Voyager (SA)
Additional Oneworld members bookable through this alliance:Malaysia Airlines Enrich (MH)Royal Air Maroc Safar Flyer (AT)Royal Jordanian Royal Club (RJ)SriLankan Airlines FlySmiLes (UL)
Accor Live LimitlessAward space opens 404 days days ahead
Bilt Rewards 3:2Immediate
Capital One Miles 2:11-2 days
Citi ThankYou® Rewards 2:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
U.S. Bank Altitude Points 2:1
Aer Lingus AerClub (EI)Award space opens 330 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
Aeromexico Club Premier (AM)Active BonusAward space opens 330 days days ahead
American Express Membership Rewards® +20%1:1.81:1.52-12 days
Brex 3:21 day
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate
Rove 1:1Immediate
Air Canada Aeroplan® (AC)Award space opens 355 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Air India Flying Returns (AI)
Rove 1:1Immediate
Alaska Atmos Rewards (AS)Award space opens 330 days days ahead
Bilt Rewards 1:1Immediate
American Airlines AAdvantage® (AA)Award space opens 331 days days ahead
Citi ThankYou® Rewards 1:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
ANA Mileage Club (NH)Award space opens 355 days days ahead
American Express Membership Rewards® 1:13 days
Avianca Lifemiles (AV)Active BonusAward space opens 360 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards +25%1:1.251:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
U.S. Bank Altitude Points 1:1
Wells Fargo Autograph Rewards® 1:1
British Airways Avios (BA)Active BonusAward space opens 355 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Capital One Miles +20%1:1.21:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
Cathay Pacific Asia Miles (CX)Award space opens 360 days days ahead
American Express Membership Rewards® 5:4Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 1:11-5 days
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
Wells Fargo Autograph Rewards® 1:1
Choice Privileges®Award space opens 350 days days ahead
American Express Membership Rewards® 1:1Immediate
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards 1:1.5Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wells Fargo Autograph Rewards® 1:2
Delta SkyMiles® (DL)Award space opens 331 days days ahead
American Express Membership Rewards® 1:1Immediate
Emirates Skywards (EK)Award space opens 360 days days ahead
American Express Membership Rewards® 5:4Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 4:3Immediate
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 5:4Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Etihad Guest (EY)Award space opens 330 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1
Capital One Miles 1:11 day
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
EVA Air Infinity MileageLands (BR)Award space opens 360 days days ahead
Capital One Miles 4:31 day
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Finnair Plus (AY)Award space opens 360 days days ahead
Capital One Miles 1:1Immediate
Rove 1:1
FlyingBlue (AF/KL)Active BonusAward space opens 359 days days ahead
American Express Membership Rewards® +25%1:1.251:1Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove +40%1:1.41:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
Free Spirit® (NK)Award space opens 330 days days ahead
Bilt Rewards 1:1Immediate
Hainan Airlines Fortune Wings Club (HU)
Rove 1:1Immediate
Hilton HonorsActive BonusAward space opens 365 days days ahead
American Express Membership Rewards® +30%1:2.61:2Immediate
Bilt Rewards 1:1Immediate
I PreferAward space opens 365 days days ahead
Bilt Rewards 1:2Immediate
Capital One Miles 1:2Immediate
Citi ThankYou® Rewards 1:2Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Iberia Plus (IB)Award space opens 360 days days ahead
American Express Membership Rewards® 1:11-3 days
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
IHG® One RewardsAward space opens 350 days days ahead
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
JAL Mileage Bank (JL)Active BonusAward space opens 360 days days ahead
Bilt Rewards 1:1
Capital One Miles 4:3
Citi ThankYou® Rewards +30%1:1.31:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove +50%1:1.51:1Immediate
JetBlue TrueBlue (B6)Award space opens 331 days days ahead
American Express Membership Rewards® 5:4Immediate
Capital One Miles 5:3
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
U.S. Bank Altitude Points 1:1
Wells Fargo Autograph Rewards® 1:1
Lufthansa Miles & More (LH)
Rove 1:1Immediate
Marriott Bonvoy®Active BonusAward space opens 354 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:12 days
Chase Ultimate Rewards® +70%1:1.71:12 days
Qantas Frequent Flyer (QF)Award space opens 353 days days ahead
American Express Membership Rewards® 1:1Immediate
Brex 3:21 day
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards 1:11-2 days*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
U.S. Bank Altitude Points 1:1
Qatar Airways Privilege Club (QR)Active BonusAward space opens 361 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1
Capital One Miles 1:1
Citi ThankYou® Rewards 1:11-2 days*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove +35%1:1.351:1
Royal Orchid Plus (TG)Award space opens 340 days days ahead
Citi ThankYou® Rewards 1:14-7 days*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
SAS Eurobonus (SK)Award space opens 330 days days ahead
Rove 1:1Immediate
Singapore Airlines KrisFlyer (SQ)Active BonusAward space opens 355 days days ahead
American Express Membership Rewards® 1:1Immediate
Brex 3:21 day
Capital One Miles 1:12 days
Chase Ultimate Rewards® +70%1:1.71:12 days
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Southwest Rapid Rewards® (WN)Award space opens 4-7 months days ahead
Bilt Rewards 1:1
Chase Ultimate Rewards® 1:1Immediate
TAP Miles&Go (TP)Award space opens 361 days days ahead
Bilt Rewards 1:1Immediate
Capital One Miles 1:11 day
The Leading Hotels of the World Leaders Club
American Express Membership Rewards® 4:1Immediate
Citi ThankYou® Rewards 5:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Turkish Airlines Miles&Smiles (TK)Award space opens 355 days days ahead
Bilt Rewards 1:1Immediate
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1Immediate
United MileagePlus (UA)Award space opens 337 days days ahead
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Vietnam LotusMiles (VN)Award space opens 361 days days ahead
Rove 1:1
Virgin Atlantic Flying Club (VS)Award space opens 331 days days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wells Fargo Autograph Rewards® 1:1Immediate
World of Hyatt®Award space opens 394 days days ahead
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wyndham Rewards®Award space opens 364 days days ahead
Bilt Rewards 1:1
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wells Fargo Autograph Rewards® 1:2Immediate
Additional SkyTeam members bookable through this alliance:Aerolineas Argentinas Aerolineas Plus (AR)Air Europa SUMA (UX)AlFursan (SV)China Airlines Dynasty Flyer (CI)China Eastern Airlines Eastern Miles (MU)Garuda Indonesia GarudaMiles (GA)Kenya Airways Asante Rewards (KQ)Korean Air Skypass (KE)MEA Cedar Miles (ME)Xiamen Airlines Egret Miles (MF)
Additional Star Alliance members bookable through this alliance:Aegean Miles+Bonus (A3)Air China Phoenix Miles (CA)Air New Zealand Airpoints (NZ)Asiana Club (OZ)Copa Airlines ConnectMiles (CM)EGYPTAIR Plus (MS)Ethiopian Airlines ShebaMiles (ET)ITA Airways (AZ)SAA Voyager (SA)
Additional Oneworld members bookable through this alliance:Malaysia Airlines Enrich (MH)Royal Air Maroc Safar Flyer (AT)Royal Jordanian Royal Club (RJ)SriLankan Airlines FlySmiLes (UL)
No programs match your search.
*
Rate varies by card. A ratio marked with an asterisk is not the same on every card — the ratio shown is the standard rate, and some cards earn a different one on that transfer. Citi and Hyatt transfers are the usual examples. Check the terms of the card your points are sitting on before you transfer.
Notes
Marriott Bonvoy is also a transfer partner of many airlines, at a rate of 3:1. Those points can help top off an award booking, but Marriott points are usually best served being used for Marriott stays. The only airlines on this page that are not Marriott partners are EVA Air, Finnair, and JetBlue.
Southwest releases award flights in chunks throughout the year rather than all at once, so award space you cannot find today may open up later.
Airlines that use Avios as their currency can all transfer Avios to each other — British Airways Avios can be moved to Qatar Airways Avios, for example.
While airlines regularly advertise transfers as instant, in reality they can take anywhere from a couple of minutes to up to 7 business days. Delays happen if information does not match between your accounts, or if there is a technical glitch. The transfer times on this page should be used as a general guideline only. Lastly, bear in mind that transfers are one-way: once points leave your transferable currency account, they cannot come back.
The code in parentheses after each airline name is its IATA code. You can look any of them up in the official IATA airline code search.
Filtering the table by an airline alliance adds a row listing that alliance's other member airlines. You can book those airlines' flights with any of the programs shown for that alliance — use the IATA code lookup above if you are not familiar with an airline code.
For new JAL Mileage Bank accounts: JAL may restrict award redemptions for up to 60 days after enrollment. However, accounts funded by a transfer from Bilt or Capital One specifically can generally redeem the transferred miles after the account has been open for 7 days.
See the full transfer bonus history
This page shows the transfer bonuses that are live today. My10x unlocks every past bonus — so you can see which transfers go on sale, how often, and by how much before you move your points.
A transfer partner is an airline or hotel loyalty program that a flexible points currency — like Amex Membership Rewards, Chase Ultimate Rewards, or Capital One miles — lets you move your points into. Once transferred, you redeem those points directly with the airline or hotel for award flights and stays.
A transfer ratio tells you how many partner points you get per bank point. Most are 1:1, meaning 1,000 bank points becomes 1,000 airline miles. Some are less favorable (e.g. 1,000 points to 500 miles), so the ratio directly affects how much value you get.
A transfer bonus is a limited-time promotion that boosts your ratio — for example, a 30% bonus turns a 1:1 transfer into roughly 1:1.3. Bonuses can dramatically increase redemption value, so it is often worth waiting for one before transferring. This tool flags every bonus active today.
It varies by program. Many transfers are instant, while others can take a few hours to several days. Each partner row shows the typical transfer time so you are not caught waiting on points for a time-sensitive booking.
No. Transfers are one-way and final — once your bank points become airline miles or hotel points, you cannot move them back. Only transfer what you need for a specific redemption you intend to book.
Alliances (Star Alliance, Oneworld, and SkyTeam) let member airlines book award seats on one another, so a single currency can often reach dozens of airlines. Learn more in our guide to airline alliances and partners.
Transfer your points to the program with the best rate, then search and book the partner flight through that program. For a full walkthrough with real examples, see Partner Award Bookings: Everything You Need to Know.
