The Blue Business® Plus Credit Card from American Express

Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

15,000

Membership Rewards®

after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership

Annual Fee: $0

Terms Apply. | Rates & Fees.

How to Earn Rewards

2x

Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year.

1x

Earn 1x on all purchases after that. Terms and limitations apply

Benefits

Terms apply

Our Take

The Blue Business® Plus Credit Card from American Express delivers exceptional everyday value for business owners, featuring a straightforward rewards structure that earns 2x Membership Rewards points on all purchases up to $50,000 annually (1x thereafter). This simplicity makes it an ideal complement to other business credit cards, effectively filling the “gaps” in non-category spending where specialized cards might only earn base-level rewards. While the welcome offer may not match the higher bonuses of other American Express Membership Rewards-earning cards, the Blue Business Plus stands out for having no annual fee, making it an easy addition to any business owner’s wallet.

Beyond its rewards structure, this card provides valuable business protections including car rental loss and damage insurance, extended warranty coverage and purchase protection. The no-annual-fee structure extends to employee cards as well, allowing business owners to distribute cards to team members without incurring additional costs. For business owners seeking a versatile everyday spending card with premium benefits but without premium costs, the Amex Blue Business Plus card offers an exceptional combination of value and simplicity.