Your points are only worth as much as where you can move them. This Transfer Partners tool shows you exactly which airline and hotel programs each major transferable currency — American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, Capital One, Bilt, and Wells Fargo — can transfer to, along with current transfer ratios and any active transfer bonuses. Search by your bank’s points to see every partner you can book, or start with an airline or hotel to find which cards get you there. New to award travel? Start with our guide to partner award bookings.
Transfer Partner Cheat SheetGreen active transfer bonus
* rate varies by card
10xtravel.com/transfer-partners/
Current Transfer Bonuses
From
To
Bonus
Ends
Chase Ultimate Rewards®
Marriott Bonvoy®
+70%
Oct 15, 2026
Citi ThankYou® Rewards
JAL Mileage Bank
+30%
Oct 24, 2026
Citi ThankYou® Rewards
Avianca Lifemiles
+25%
Oct 24, 2026
American Express Membership Rewards®
Aeromexico Club Premier
+20%
Oct 30, 2026
Capital One Miles
British Airways Avios
+20%
Oct 31, 2026
American Express Membership Rewards®
FlyingBlue
+25%
Oct 31, 2026
Rove
JAL Mileage Bank
+50%
Oct 31, 2026
Rove
FlyingBlue
+40%
Oct 31, 2026
Rove
Qatar Airways Privilege Club
+35%
Oct 31, 2026
Citi ThankYou® Rewards
Qatar Airways Privilege Club
+35%
Oct 31, 2026
Rove
JetBlue TrueBlue
+20%
Nov 14, 2026
All Transfer Partners
Airlines & rail
Transfer ratios and typical transfer times from each bank points currency to each airline and rail loyalty program. Each row is a partner program; each column is a transferable bank currency.
Program
Alliance
American Express Membership Rewards®
Bilt Rewards
Brex
Capital One Miles
Chase Ultimate Rewards®
Citi ThankYou® Rewards
Rove
U.S. Bank Altitude Points
Wells Fargo Autograph Rewards®
Days in advance of award space release
Aer Lingus AerClub (EI)
–
1:1(Immediate)
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
1:1(Immediate)
330 days
Aeromexico Club Premier (AM)
1:1.8+20%Standard rate 1:1.5ends Oct 30(2-12 days)
–
3:2(1 day)
1:1(Immediate)
–
–
1:1(Immediate)
–
–
330 days
Air Canada Aeroplan® (AC)
1:1(Immediate)
1:1(Immediate)
–
1:1(Immediate)
1:1(Immediate)
–
–
–
–
355 days
Air India Flying Returns (AI)
–
–
–
–
–
–
1:1(Immediate)
–
–
–
Alaska Atmos Rewards (AS)
–
1:1(Immediate)
–
–
–
–
–
–
–
330 days
American Airlines AAdvantage® (AA)
–
–
–
–
–
1:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
331 days
Amtrak Guest Rewards
–
–
2:1(Immediate)
–
–
–
–
–
–
–
–
ANA Mileage Club (NH)
1:1(3 days)
–
–
–
–
–
–
–
–
355 days
Avianca Lifemiles (AV)
1:1(Immediate)
1:1(Immediate)
3:2(1 day)
1:1(Immediate)
–
1:1.25+25%Standard rate 1:1ends Oct 24(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
1:1
1:1
360 days
British Airways Avios (BA)
1:1(Immediate)
1:1(Immediate)
–
1:1.2+20%Standard rate 1:1ends Oct 31(Immediate)
1:1(Immediate)
–
–
–
1:1(Immediate)
355 days
Cathay Pacific Asia Miles (CX)
5:4(Immediate)
1:1(Immediate)
3:2(1 day)
1:1(1-5 days)
–
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
–
1:1
360 days
Delta SkyMiles® (DL)
1:1(Immediate)
–
–
–
–
–
–
–
–
331 days
Emirates Skywards (EK)
–
5:4(Immediate)
1:1(Immediate)
3:2(1 day)
4:3(Immediate)
–
5:4(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
360 days
Etihad Guest (EY)
–
–
1:1
–
1:1(1 day)
–
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
–
–
330 days
EVA Air Infinity MileageLands (BR)
–
–
–
4:3(1 day)
–
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
360 days
Finnair Plus (AY)
–
–
–
1:1(Immediate)
–
–
1:1
–
–
360 days
FlyingBlue (AF/KL)
1:1.25+25%Standard rate 1:1ends Oct 31(Immediate)
1:1(Immediate)
3:2(1 day)
1:1(Immediate)
1:1(Immediate)
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1.4+40%Standard rate 1:1ends Oct 31(Immediate)
–
1:1(Immediate)
359 days
Free Spirit® (NK)
–
–
1:1(Immediate)
–
–
–
–
–
–
–
330 days
Hainan Airlines Fortune Wings Club (HU)
–
–
–
–
–
–
–
1:1(Immediate)
–
–
–
Iberia Plus (IB)
1:1(1-3 days)
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
1:1(Immediate)
360 days
JAL Mileage Bank (JL)
–
1:1
–
4:3
–
1:1.3+30%Standard rate 1:1ends Oct 24*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1.5+50%Standard rate 1:1ends Oct 31(Immediate)
–
–
360 days
JetBlue TrueBlue (B6)
–
5:4(Immediate)
–
–
5:3
1:1(Immediate)
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1.2+20%Standard rate 1:1ends Nov 14(Immediate)
–
1:1
331 days
Lufthansa Miles & More (LH)
–
–
–
–
–
–
1:1(Immediate)
–
–
–
Qantas Frequent Flyer (QF)
1:1(Immediate)
–
3:2(1 day)
1:1(Immediate)
–
1:1(1-2 days)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
1:1
–
353 days
Qatar Airways Privilege Club (QR)
1:1(Immediate)
1:1
–
1:1
–
1:1.35+35%Standard rate 1:1ends Oct 31(1-2 days)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1.35+35%Standard rate 1:1ends Oct 31
–
–
361 days
Royal Orchid Plus (TG)
–
–
–
–
–
1:1(4-7 days)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
–
–
340 days
SAS Eurobonus (SK)
–
–
–
–
–
–
1:1(Immediate)
–
–
330 days
Singapore Airlines KrisFlyer (SQ)
1:1(Immediate)
–
3:2(1 day)
1:1(2 days)
1:1(2 days)
1:1(1 day)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
355 days
Southwest Rapid Rewards® (WN)
–
–
1:1
–
–
1:1(Immediate)
–
–
–
–
4-7 months
TAP Miles&Go (TP)
–
1:1(Immediate)
–
1:1(1 day)
–
–
–
–
–
361 days
Turkish Airlines Miles&Smiles (TK)
–
1:1(Immediate)
–
1:1(Immediate)
–
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1(Immediate)
–
–
355 days
United MileagePlus (UA)
–
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
–
337 days
Vietnam LotusMiles (VN)
–
–
–
–
–
–
1:1
–
–
361 days
Virgin Atlantic Flying Club (VS)
1:1(Immediate)
1:1(Immediate)
–
1:1(Immediate)
1:1(Immediate)
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
1:1(Immediate)
331 days
Additional SkyTeam members bookable through this alliance:Aerolineas Argentinas Aerolineas Plus (AR)Air Europa SUMA (UX)AlFursan (SV)China Airlines Dynasty Flyer (CI)China Eastern Airlines Eastern Miles (MU)Garuda Indonesia GarudaMiles (GA)Kenya Airways Asante Rewards (KQ)Korean Air Skypass (KE)MEA Cedar Miles (ME)Xiamen Airlines Egret Miles (MF)
Additional Star Alliance members bookable through this alliance:Aegean Miles+Bonus (A3)Air China Phoenix Miles (CA)Air New Zealand Airpoints (NZ)Asiana Club (OZ)Copa Airlines ConnectMiles (CM)EGYPTAIR Plus (MS)Ethiopian Airlines ShebaMiles (ET)ITA Airways (AZ)SAA Voyager (SA)
Additional Oneworld members bookable through this alliance:Malaysia Airlines Enrich (MH)Royal Air Maroc Safar Flyer (AT)Royal Jordanian Royal Club (RJ)SriLankan Airlines FlySmiLes (UL)
Aer Lingus AerClub (EI)Award space opens 330 days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
Aeromexico Club Premier (AM)Active BonusAward space opens 330 days ahead
American Express Membership Rewards® +20%1:1.81:1.52-12 days
Brex 3:21 day
Capital One Miles 1:1Immediate
Rove 1:1Immediate
Air Canada Aeroplan® (AC)Award space opens 355 days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Air India Flying Returns (AI)
Rove 1:1Immediate
Alaska Atmos Rewards (AS)Award space opens 330 days ahead
Bilt Rewards 1:1Immediate
American Airlines AAdvantage® (AA)Award space opens 331 days ahead
Citi ThankYou® Rewards 1:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Amtrak Guest Rewards
Bilt Rewards 2:1Immediate
ANA Mileage Club (NH)Award space opens 355 days ahead
American Express Membership Rewards® 1:13 days
Avianca Lifemiles (AV)Active BonusAward space opens 360 days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards +25%1:1.251:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
U.S. Bank Altitude Points 1:1
Wells Fargo Autograph Rewards® 1:1
British Airways Avios (BA)Active BonusAward space opens 355 days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Capital One Miles +20%1:1.21:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
Cathay Pacific Asia Miles (CX)Award space opens 360 days ahead
American Express Membership Rewards® 5:4Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 1:11-5 days
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
Wells Fargo Autograph Rewards® 1:1
Delta SkyMiles® (DL)Award space opens 331 days ahead
American Express Membership Rewards® 1:1Immediate
Emirates Skywards (EK)Award space opens 360 days ahead
American Express Membership Rewards® 5:4Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 4:3Immediate
Citi ThankYou® Rewards 5:4Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Etihad Guest (EY)Award space opens 330 days ahead
Bilt Rewards 1:1
Capital One Miles 1:11 day
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
EVA Air Infinity MileageLands (BR)Award space opens 360 days ahead
Capital One Miles 4:31 day
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Finnair Plus (AY)Award space opens 360 days ahead
Capital One Miles 1:1Immediate
Rove 1:1
FlyingBlue (AF/KL)Active BonusAward space opens 359 days ahead
American Express Membership Rewards® +25%1:1.251:1Immediate
Bilt Rewards 1:1Immediate
Brex 3:21 day
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove +40%1:1.41:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
Free Spirit® (NK)Award space opens 330 days ahead
Bilt Rewards 1:1Immediate
Hainan Airlines Fortune Wings Club (HU)
Rove 1:1Immediate
Iberia Plus (IB)Award space opens 360 days ahead
American Express Membership Rewards® 1:11-3 days
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Wells Fargo Autograph Rewards® 1:1Immediate
JAL Mileage Bank (JL)Active BonusAward space opens 360 days ahead
Bilt Rewards 1:1
Capital One Miles 4:3
Citi ThankYou® Rewards +30%1:1.31:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove +50%1:1.51:1Immediate
JetBlue TrueBlue (B6)Active BonusAward space opens 331 days ahead
American Express Membership Rewards® 5:4Immediate
Capital One Miles 5:3
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove +20%1:1.21:1Immediate
Wells Fargo Autograph Rewards® 1:1
Lufthansa Miles & More (LH)
Rove 1:1Immediate
Qantas Frequent Flyer (QF)Award space opens 353 days ahead
American Express Membership Rewards® 1:1Immediate
Brex 3:21 day
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards 1:11-2 days*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
U.S. Bank Altitude Points 1:1
Qatar Airways Privilege Club (QR)Active BonusAward space opens 361 days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1
Capital One Miles 1:1
Citi ThankYou® Rewards +35%1:1.351:11-2 days*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove +35%1:1.351:1
Royal Orchid Plus (TG)Award space opens 340 days ahead
Citi ThankYou® Rewards 1:14-7 days*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
SAS Eurobonus (SK)Award space opens 330 days ahead
Rove 1:1Immediate
Singapore Airlines KrisFlyer (SQ)Award space opens 355 days ahead
American Express Membership Rewards® 1:1Immediate
Brex 3:21 day
Capital One Miles 1:12 days
Chase Ultimate Rewards® 1:12 days
Citi ThankYou® Rewards 1:11 day*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Southwest Rapid Rewards® (WN)Award space opens 4-7 months ahead
Bilt Rewards 1:1
Chase Ultimate Rewards® 1:1Immediate
TAP Miles&Go (TP)Award space opens 361 days ahead
Bilt Rewards 1:1Immediate
Capital One Miles 1:11 day
Turkish Airlines Miles&Smiles (TK)Award space opens 355 days ahead
Bilt Rewards 1:1Immediate
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1Immediate
United MileagePlus (UA)Award space opens 337 days ahead
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Vietnam LotusMiles (VN)Award space opens 361 days ahead
Rove 1:1
Virgin Atlantic Flying Club (VS)Award space opens 331 days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:1Immediate
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wells Fargo Autograph Rewards® 1:1Immediate
Additional SkyTeam members bookable through this alliance:Aerolineas Argentinas Aerolineas Plus (AR)Air Europa SUMA (UX)AlFursan (SV)China Airlines Dynasty Flyer (CI)China Eastern Airlines Eastern Miles (MU)Garuda Indonesia GarudaMiles (GA)Kenya Airways Asante Rewards (KQ)Korean Air Skypass (KE)MEA Cedar Miles (ME)Xiamen Airlines Egret Miles (MF)
Additional Star Alliance members bookable through this alliance:Aegean Miles+Bonus (A3)Air China Phoenix Miles (CA)Air New Zealand Airpoints (NZ)Asiana Club (OZ)Copa Airlines ConnectMiles (CM)EGYPTAIR Plus (MS)Ethiopian Airlines ShebaMiles (ET)ITA Airways (AZ)SAA Voyager (SA)
Additional Oneworld members bookable through this alliance:Malaysia Airlines Enrich (MH)Royal Air Maroc Safar Flyer (AT)Royal Jordanian Royal Club (RJ)SriLankan Airlines FlySmiLes (UL)
Hotels
Transfer ratios and typical transfer times from each bank points currency to each hotel loyalty program. Each row is a partner program; each column is a transferable bank currency.
Program
American Express Membership Rewards®
Bilt Rewards
Brex
Capital One Miles
Chase Ultimate Rewards®
Citi ThankYou® Rewards
Rove
U.S. Bank Altitude Points
Wells Fargo Autograph Rewards®
Days in advance of award space release
Accor Live Limitless
–
3:2(Immediate)
–
2:1(1-2 days)
–
2:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
1:1
2:1
–
404 days
Choice Privileges®
1:1(Immediate)
–
–
1:1(Immediate)
–
1:1.5(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
1:2
350 days
Hilton Honors
1:2(Immediate)
1:1(Immediate)
–
–
–
–
–
–
–
365 days
I Prefer
–
1:2(Immediate)
–
1:2(Immediate)
–
1:2(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
365 days
IHG® One Rewards
–
1:1(Immediate)
–
–
1:1(Immediate)
–
–
–
–
350 days
Marriott Bonvoy®
1:1(Immediate)
1:1(2 days)
–
–
1:1.7+70%Standard rate 1:1ends Oct 15(2 days)
–
–
–
–
354 days
The Leading Hotels of the World Leaders Club
4:1(Immediate)
–
–
–
–
5:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
–
World of Hyatt®
–
1:1(Immediate)
–
–
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
–
–
394 days
Wyndham Rewards®
–
1:1
–
1:1(Immediate)
1:1(Immediate)
1:1(Immediate)*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
–
–
1:2(Immediate)
364 days
Accor Live LimitlessAward space opens 404 days ahead
Bilt Rewards 3:2Immediate
Capital One Miles 2:11-2 days
Citi ThankYou® Rewards 2:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Rove 1:1
U.S. Bank Altitude Points 2:1
Choice Privileges®Award space opens 350 days ahead
American Express Membership Rewards® 1:1Immediate
Capital One Miles 1:1Immediate
Citi ThankYou® Rewards 1:1.5Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wells Fargo Autograph Rewards® 1:2
Hilton HonorsAward space opens 365 days ahead
American Express Membership Rewards® 1:2Immediate
Bilt Rewards 1:1Immediate
I PreferAward space opens 365 days ahead
Bilt Rewards 1:2Immediate
Capital One Miles 1:2Immediate
Citi ThankYou® Rewards 1:2Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
IHG® One RewardsAward space opens 350 days ahead
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Marriott Bonvoy®Active BonusAward space opens 354 days ahead
American Express Membership Rewards® 1:1Immediate
Bilt Rewards 1:12 days
Chase Ultimate Rewards® +70%1:1.71:12 days
The Leading Hotels of the World Leaders Club
American Express Membership Rewards® 4:1Immediate
Citi ThankYou® Rewards 5:1*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
World of Hyatt®Award space opens 394 days ahead
Bilt Rewards 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wyndham Rewards®Award space opens 364 days ahead
Bilt Rewards 1:1
Capital One Miles 1:1Immediate
Chase Ultimate Rewards® 1:1Immediate
Citi ThankYou® Rewards 1:1Immediate*Rate varies by cardThe ratio shown is the standard rate. Some cards earn a different rate on this transfer — check your card before you transfer.
Wells Fargo Autograph Rewards® 1:2Immediate
Bonus end dates:Chase Ultimate Rewards® → Marriott Bonvoy® ends Oct 15Citi ThankYou® Rewards → Avianca Lifemiles ends Oct 24Citi ThankYou® Rewards → JAL Mileage Bank ends Oct 24American Express Membership Rewards® → Aeromexico Club Premier ends Oct 30Capital One Miles → British Airways Avios ends Oct 31American Express Membership Rewards® → FlyingBlue ends Oct 31Rove → FlyingBlue ends Oct 31Rove → JAL Mileage Bank ends Oct 31Citi ThankYou® Rewards → Qatar Airways Privilege Club ends Oct 31Rove → Qatar Airways Privilege Club ends Oct 31Rove → JetBlue TrueBlue ends Nov 14
No programs match your search.
*
Rate varies by card. A ratio marked with an asterisk is not the same on every card — the ratio shown is the standard rate, and some cards earn a different one on that transfer. Citi and Hyatt transfers are the usual examples. Check the terms of the card your points are sitting on before you transfer.
Notes
Marriott Bonvoy is also a transfer partner of many airlines, at a rate of 3:1. Those points can help top off an award booking, but Marriott points are usually best served being used for Marriott stays. The only airlines on this page that are not Marriott partners are EVA Air, Finnair, and JetBlue.
Southwest releases award flights in chunks throughout the year rather than all at once, so award space you cannot find today may open up later.
Airlines that use Avios as their currency can all transfer Avios to each other — British Airways Avios can be moved to Qatar Airways Avios, for example.
While airlines regularly advertise transfers as instant, in reality they can take anywhere from a couple of minutes to up to 7 business days. Delays happen if information does not match between your accounts, or if there is a technical glitch. The transfer times on this page should be used as a general guideline only. Lastly, bear in mind that transfers are one-way: once points leave your transferable currency account, they cannot come back.
The code in parentheses after each airline name is its IATA code. You can look any of them up in the official IATA airline code search.
Filtering the table by an airline alliance adds a row listing that alliance's other member airlines. You can book those airlines' flights with any of the programs shown for that alliance — use the IATA code lookup above if you are not familiar with an airline code.
For new JAL Mileage Bank accounts: JAL may restrict award redemptions for up to 60 days after enrollment. However, accounts funded by a transfer from Bilt or Capital One specifically can generally redeem the transferred miles after the account has been open for 7 days.
See the full transfer bonus history
This page shows the transfer bonuses that are live today. My10x unlocks every past bonus — so you can see which transfers go on sale, how often, and by how much before you move your points.
A transfer partner is an airline or hotel loyalty program that a flexible points currency — like Amex Membership Rewards, Chase Ultimate Rewards, or Capital One miles — lets you move your points into. Once transferred, you redeem those points directly with the airline or hotel for award flights and stays.
A transfer ratio tells you how many partner points you get per bank point. Most are 1:1, meaning 1,000 bank points becomes 1,000 airline miles. Some are less favorable (e.g. 1,000 points to 500 miles), so the ratio directly affects how much value you get.
A transfer bonus is a limited-time promotion that boosts your ratio — for example, a 30% bonus turns a 1:1 transfer into roughly 1:1.3. Bonuses can dramatically increase redemption value, so it is often worth waiting for one before transferring. This tool flags every bonus active today.
It varies by program. Many transfers are instant, while others can take a few hours to several days. Each partner row shows the typical transfer time so you are not caught waiting on points for a time-sensitive booking.
No. Transfers are one-way and final — once your bank points become airline miles or hotel points, you cannot move them back. Only transfer what you need for a specific redemption you intend to book.
Alliances (Star Alliance, Oneworld, and SkyTeam) let member airlines book award seats on one another, so a single currency can often reach dozens of airlines. Learn more in our guide to airline alliances and partners.
Transfer your points to the program with the best rate, then search and book the partner flight through that program. For a full walkthrough with real examples, see Partner Award Bookings: Everything You Need to Know.
