American Express® Business Gold Card

Learn How to Apply
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Current Offer


Membership Rewards® Points

after spending $10,000 in the first 3 months. Terms apply.

Annual Fee: $375

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards


Earn 4X points in the 2 select categories where you spend the most each month on the first $150,000 in combined purchases categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.


Earn 3X Membership Rewards® points on flights and prepaid hotels booked on using your Business Gold Card.


Earn 1x Membership Rewards® Points on all other purchases.


Access to the Global Assist Hotline for help with unexpected travel issues

Card is made of metal

Terms Apply

Up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.

Our Take

The real benefit of the American Express® Business Gold Card is the the fact that you earn 4x points on the two categories with the highest spending each month, automatically. These categories include U.S. purchases for advertising, U.S. gas stations, computer hardware and software, U.S. purchases at restaurants, including takeout and delivery, transit and monthly wireless phone purchases, making this one of the best go-to spending cards for business owners.

We use this card for many of our business expenses at 10xTravel.

Be sure to look for a potentially higher bonus offer via CardMatch.

I just used 120,000 Amex Membership Rewards points myself to book a $20,000 First Class flight on ANA to Japan.

Here is what the 10xT Staff would do with a bonus of Amex points.

Terms apply. Rates and fees.