American Express® Business Gold Card

American Express Business Gold Credit Card

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10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

100,000

Membership Rewards® Points

after spending $15,000 in the first 3 months. Terms apply.

Annual Fee: $375

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

4x

Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.

3x

Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.

1x

Earn 1x Membership Rewards® Points on all other purchases.

Benefits

Access to the Global Assist Hotline for help with unexpected travel issues

The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last.

Terms Apply

Up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.

Our Take

The real benefit of the American Express® Business Gold Card is the the fact that you earn 4x points on the two categories with the highest spending each billing cycle, automatically. These categories include U.S. purchases for advertising, U.S. gas stations, computer hardware and software, U.S. purchases at restaurants, including takeout and delivery, transit and monthly wireless phone purchases, making this one of the best go-to spending cards for business owners.

We use this card for many of our business expenses at 10xTravel.

Be sure to look for a potentially higher bonus offer via CardMatch.

I just used 120,000 Amex Membership Rewards points myself to book a $20,000 First Class flight on ANA to Japan.

Here is what the 10xT Staff would do with a bonus of Amex points.

Terms apply. Rates and fees.