How an Amazon Seller Uses Business Expenses To Travel More Without Spending More

For many e-commerce entrepreneurs, inventory purchases represent one of the largest expenses in their business. For Tanner Moeves, they have also become one of the largest sources of travel rewards.

As the owner of Midwest Exchange LLC, Tanner spends between $30,000 and $40,000 each month on inventory, software, and operating expenses. By strategically routing those purchases through rewards credit cards, he has built a system that consistently generates valuable points and miles.

Building a Rewards Strategy Around E-Commerce

Tanner primarily uses a combination of the Capital One Venture X Business, Chase Ink Business Unlimited® Credit Card, and American Express® Business Gold Card.

These cards allow him to earn rewards on both everyday spending and large inventory purchases.

In addition to business expenses, he also uses credit cards to pay estimated taxes when the math makes sense, creating another avenue for earning points.

Even without pursuing welcome bonuses, his business spending regularly generates between 40,000 and 50,000 points every month.

Using Welcome Bonuses To Accelerate Earnings

One of the keys to Tanner’s success has been strategically incorporating welcome bonuses into his overall strategy.

When strong offers become available, he directs business spending toward new cards to unlock large point bonuses.

This approach allows him to generate rewards much faster than relying solely on ongoing spending.

For business owners with predictable expenses, welcome bonuses can create tremendous opportunities to build balances quickly.

A Memorable Trip to Belize

One of Tanner’s favorite redemptions helped fund a trip to Belize with his partner.

The trip became even more memorable when the couple got engaged during their travels.

Since then, points earned through his business have also helped support trips to Spain, Paris, and other destinations that may not have happened as frequently without the rewards generated from business spending.

“I’m able to travel way more and not even bat an eye about it,” Tanner said.

Advice for New Business Owners

Tanner encourages entrepreneurs to avoid trying to do everything at once.

Rather than opening multiple cards immediately, he recommends learning the fundamentals of points and miles first, then gradually expanding a strategy over time.

Understanding application timing, spending requirements, and redemption opportunities can make a significant difference in long-term results.

The Bottom Line

For Tanner, business spending has become a reliable engine for earning travel rewards.

By combining everyday expenses with strategic welcome bonuses, he has transformed routine business purchases into opportunities to travel more frequently and create lasting memories around the world.