Citi Rewards+® Card

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Current Offer

20,000

bonus points

after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Annual Fee: $0

Terms Apply.

How to Earn Rewards

5x

Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.

2x

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.

1x

Earn 1x ThankYou® Points on All Other Purchases.

Benefits

Automatically rounds up to the nearest 10 points for every purchase

10% Points Back on Redemption for the first 100,000 points you redeem per year.

Our Take

The Citi Rewards+® Card offers a unique points-earning structure that maximizes even your smallest purchases. Cardholders earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations (up to $6,000 annually, then 1 point per $1), and 1 ThankYou® Point per $1 on all other purchases. What truly distinguishes this card is its automatic round-up feature—the only credit card on the market that rounds up to the nearest 10 points on every purchase. This means a $2 parking fee earns 10 points instead of just 2, and a $12 drugstore purchase nets 20 points rather than 12, with no cap on rounded-up transactions.

The Citi Rewards+® Card carries no annual fee, making it an excellent complement to a broader Citi card strategy. When paired with the Citi Strata Premier℠ Card, the ThankYou points earned with the Rewards+ card can be transferred to your Strata Premier account, unlocking the ability to transfer points to Citi’s travel partners. This strategic pairing significantly enhances the value of your everyday spending, particularly for small purchases that benefit from the round-up feature.

The information related to Citi Rewards+® Card has been collected by 10xTravel and has not been reviewed or provided by the issuer or provider of this product or service.