Citi Strata℠ Card

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Current Offer

For a limited time, earn 30,000

Bonus Points

after spending $1,000 in the first 3 months of account opening.

Annual Fee: $0

Terms Apply. | Rates & Fees.

How to Earn Rewards

3X

Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.

5X

Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com

3X

Earn 3 ThankYou® Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations

2X

Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.

Our Take

Citi is an advertising partner.

This card is basically a no annual fee version of the Citi Strata Premier® Card , but with limited 3X categories and a foreign transaction fee. The ThankYou Points can either be used to book travel (airfare, hotels, etc.) via Citi Travel® or transferred to any of Citi’s hotel and airline transfer partners. Most, but not all, of the transfer rates are 1:1.