Hilton Aspire Credit Card

Hilton Honors American Express Aspire Card

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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

175,000

Hilton Honors Bonus Points

after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 8/13/2025.

Annual Fee: $550

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

14x

Points per $1 spent on eligible purchases made directly with hotels and resorts within the Hilton portfolio.

7x

Points per $1 spent on eligible airfare, car rentals, and U.S. restaurants

3x

Points per $1 on all other purchases

Benefits

Hilton Honors Diamond Status for as long as the card is open

Two weekend reward nights (one after opening, one after you spend $30,000 in a calendar year)

$400 Hilton Resort Credit. Enjoy up to $200 in statement credits semi-annually, for up to $400 back per year, on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors American Express Aspire Card.

Our Take

The Hilton Honors American Express Aspire Card offers exceptional value for travelers with its generous rewards structure. Cardholders earn an impressive 14X points per dollar on Hilton purchases, 7X points on eligible airfare, car rentals, and U.S. restaurants, and 3X points on all other purchases. One of the card’s standout features is complimentary Hilton Honors Diamond Status, which provides elite benefits like room upgrades and premium Wi-Fi for as long as you keep the card open.

The card’s benefits extend beyond points accumulation with substantial credits that help offset its high annual fee. Cardholders receive a $400 Hilton Resort Credit ($200 semi-annually) for eligible purchases at participating Hilton Resorts. Even occasional Hilton guests can extract significant value from the card through its various statement credits and perks, while frequent Hilton visitors will appreciate the Diamond Status benefits during their stays. Between the welcome bonus value, resort credits and the annual free night reward, the card delivers a compelling value proposition that can far exceed its annual fee.