The Hilton Honors American Express Business Card

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Current Offer

130,000

Hilton Honors Bonus Points

after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.

Annual Fee: $195

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

12x

on eligible Hilton purchases.

5x

on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.

Benefits

Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.

Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.

You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.

As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.

Terms apply

Our Take

The Hilton Honors American Express Business Card offers impressive rewards potential for business owners who frequently stay at Hilton properties, featuring a generous 12X points earning rate on eligible Hilton purchases. The card provides 5X on other purchases for the first $100,000 in purchases each calendar year, 3X points thereafter, creating multiple opportunities to accumulate Hilton Honors points through everyday business spending. One standout benefit is the quarterly statement credit of up to $60 for purchases made directly with Hilton portfolio properties, potentially providing up to $240 in annual credits that help offset the card’s annual fee.

Cardholders automatically receive complimentary Hilton Honors™ Gold Status, which delivers valuable perks including an 80% bonus on Base Points earned during stays, room upgrades when available, and complimentary breakfast at most properties. While the card represents solid value for business owners with regular Hilton stays, it falls into the “middle of the pack” category among hotel co-branded credit cards. That said, for Hilton loyalists who conduct business travel regularly, the combination of elite status, statement credits, and strong points earning potential makes this card worthy of consideration.