Ink Business Premier® Credit Card

Learn How to Apply

Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

$1,000

Bonus cash back

after you spend $10,000 on purchases in the first 3 months from account opening.

Annual Fee: $195

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

5%

Earn unlimited 5% total cash back on travel purchased through Chase Travel℠

2.5%

Earn unlimited 2.5% total cash back on purchases of $5,000 or more.

2%

Unlimited 2% cash back on all other business purchases

Benefits

Trip Cancellation and Interruption Insurance

Our Take

The Ink Business Premier® Credit Card has a distinct difference from other Chase Ink products. Unlike its siblings, this card focuses exclusively on cash back, but not the kind of cash back that can be turned into Ultimate Rewards points like some other Ink cards. Rather than transferable Ultimate Rewards points, this card is exclusively a cash back card, offering unlimited 5% cash back on travel purchased through Chase Travel℠, unlimited 2.5% cash back on purchases of $5,000 or more, and unlimited 2% cash back on all other business purchases.

The card provides solid travel benefits including trip cancellation and interruption insurance and no foreign transaction fees, making it suitable for businesses with significant expenses and international travel. However, its inability to earn transferable points means it generally receives less enthusiasm from our team and our readers compared to other Ink cards, which typically offer more flexibility and higher value through transfer partners. For businesses prioritizing straightforward cash back over travel rewards optimization, this card offers a simplified rewards structure with competitive earning rates on large purchases.