Which Southwest Credit Card is Best?
18 Minute Read
10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
after you spend $4,000 on purchases in the first 5 months from account opening. Limited Time Offer: Our best points offer this year
Terms Apply.
Earn 2x points on all Southwest® purchases
Earn 2x points on local transit and commuting, rideshares, internet, cable, and phone services; select streaming (until Dec 31, 2025)
Earn 2x points at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
Earn 1x points on all other purchases
3,000 anniversary points each year
All points earned count towards Companion Pass®
2 EarlyBird Check-In® each year (until Dec 31, 2025)
First checked bag free. Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
Standard seat selection within 48 hours prior to departure, when available
Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
Receive a 10% promo code each year on your cardmember anniversary (Excludes Basic fare)
18 Minute Read
34 Minute Read
13 Minute Read
10 Minute Read
34 Minute Read
17 Minute Read
7 Minute Read
21 Minute Read
7 Minute Read
Our Take
The Southwest Rapid Rewards® Plus Credit Card offers valuable benefits for Southwest Airlines travelers at a budget-friendly price point. With this card, you’ll earn 2x points on Southwest® purchases and other select categories. All other purchases earn 1x points, helping you accumulate rewards with everyday spending. Cardholders receive 3,000 anniversary points each year as a loyalty bonus, adding extra value to your membership.
As the most affordable option among Chase’s three personal Southwest credit cards, the Plus card serves as an excellent entry point for frequent Southwest flyers looking to start earning valuable Rapid Rewards points. It’s important to note that eligibility restrictions apply – you can only hold one personal Southwest card at a time, and you won’t qualify for the bonus if you’ve received another Southwest personal card bonus within the past 24 months. A key advantage of this card is that all points earned count toward Companion Pass® qualification, potentially allowing a designated companion to fly with you for just taxes and fees.