Southwest Rapid Rewards® Plus Credit Card

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100,000

Bonus Points

after you spend $4,000 on purchases in the first 5 months from account opening. Limited Time Offer: Our best points offer this year

Annual Fee: $99

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

2x

Earn 2x points on all Southwest® purchases

2x

Earn 2x points on local transit and commuting, rideshares, internet, cable, and phone services; select streaming (until Dec 31, 2025)

2x

Earn 2x points at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year

1x

Earn 1x points on all other purchases

Benefits

3,000 anniversary points each year

All points earned count towards Companion Pass®

2 EarlyBird Check-In® each year (until Dec 31, 2025)

First checked bag free. Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).

Standard seat selection within 48 hours prior to departure, when available

Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins

Receive a 10% promo code each year on your cardmember anniversary (Excludes Basic fare)

Our Take

The Southwest Rapid Rewards® Plus Credit Card offers valuable benefits for Southwest Airlines travelers at a budget-friendly price point. With this card, you’ll earn 2x points on Southwest® purchases and other select categories. All other purchases earn 1x points, helping you accumulate rewards with everyday spending. Cardholders receive 3,000 anniversary points each year as a loyalty bonus, adding extra value to your membership.

As the most affordable option among Chase’s three personal Southwest credit cards, the Plus card serves as an excellent entry point for frequent Southwest flyers looking to start earning valuable Rapid Rewards points. It’s important to note that eligibility restrictions apply – you can only hold one personal Southwest card at a time, and you won’t qualify for the bonus if you’ve received another Southwest personal card bonus within the past 24 months. A key advantage of this card is that all points earned count toward Companion Pass® qualification, potentially allowing a designated companion to fly with you for just taxes and fees.