Which Southwest Credit Card is Best?
18 Minute Read
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after spending $4,000 on purchases in the first 5 month from account opening. Limited Time Offer: Our best points offer this year.
Terms Apply.
Earn 4x points on all Southwest® purchases
Earn 2x points on local transit and commuting, rideshares, internet, cable, and phone services; select streaming (until Dec 31, 2025)
Earn 1x points on all other purchases
Earn 2x points at gas stations and restaurants
Upgraded Boardings each year when available for 2025 flights (until Dec 31, 2025)
$75 Southwest® annual travel credit (until Dec 31, 2025)
25% back on inflight drinks and WiFi
First checked bag free. Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
Preferred seat selection at booking, when available
Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
10,000 companion pass qualifying points boost each year
No foreign transaction fees
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Our Take
The Southwest Rapid Rewards® Priority Credit Card stands as the premium option among Southwest’s personal credit card lineup, offering an impressive array of benefits for devoted Southwest travelers. This card rewards cardholders with 4x points on all Southwest® purchases, plus 1x points on all other purchases. The Priority card truly shines with its exclusive perks, including unlimited upgrades to
an Extra Legroom seat within 48 hours prior to departure, priority boarding and 25% back on inflight drinks and WiFi.
For travelers working toward Companion Pass® status, the Priority card provides a significant advantage with its 10,000 Companion Pass qualifying points boost annually, helping you reach this coveted benefit faster. The card also eliminates foreign transaction fees, making it ideal for international travelers. While the annual fee is higher than other Southwest personal card options, the benefits easily offset this cost for frequent Southwest flyers. Remember that eligibility restrictions apply – you won’t qualify for this card if you’ve received a bonus on another Southwest personal card within the past 24 months.