The World of Hyatt Credit Card

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Current Offer

Earn up to 60,000

Bonus Points

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Annual Fee: $95

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

Up to 9X

Bonus Points per $1 spent with Hyatt. Earn 4X bonus points from the card and up to 5 base points as a World of Hyatt member.

2x

Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.

1x

Earn 1 Bonus Point per $1 on everything else, 2X in the first 6 months up to the first $15,000 spent.

Benefits

Receive World of Hyatt Discoverist status for as long as your account is open.

Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.

Earn an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during your cardmember calendar year.

Earn 2 additional qualifying night credits every time you spend $5,000 on your card.

Our Take

The World of Hyatt Credit Card offers exceptional value for Hyatt loyalists through its impressive earning structure and valuable perks. Cardholders can earn up to 9X total points per dollar spent with Hyatt—4X bonus points from the card plus up to 5 base points as a World of Hyatt member. The card also rewards other spending categories with 2X points on restaurants, airline tickets purchased directly, local transit, commuting, and fitness memberships, while offering 1X on all other purchases (with a special 2X rate on everything in the first 6 months up to $15,000).

What truly makes this card worth keeping is the anniversary free night certificate valid at category 1-4 Hyatt properties. While the category restriction limits its use at premium locations, this perk alone can easily offset the modest annual cost of card membership. For frequent Hyatt guests, the card provides a straightforward way to accelerate points earning, though travelers seeking maximum flexibility might find better general rewards rates with Chase Sapphire products, which offer the added benefit of 1:1 point transfers to Hyatt through the Ultimate Rewards program.