The Chase Sapphire Reserve Card is Live!

Hi Travel Junkies,

The Chase Sapphire Reserve application is now publicly available!

The Sapphire Reserve is arguably the greatest travel credit card we have ever seen and I plan on getting one myself. Here’s why you should consider it too:

Chase Sapphire Reserve:

  • 100,000 Ultimate Rewards points (worth $1,500 when redeemed through Chase Ultimate Rewards) after you spend $4,000 in the first 3 months (valued at ~$1,500)
  • $450 annual fee
  • $300 annual travel credit
  • $100 Global Entry credit
  • Complimentary access to over 900 airport lounges
  • 3 points per $1 spend on travel and restaurants, 1 point per $1 on all else.

Personally I would value the 100,000 Ultimate Rewards points closer to $2,000 thanks to the ability to transfer them to Chase’s many travel partners (Southwest, United, Hyatt, Marriott, etc.). But even redeeming them through The Ultimate Rewards portal will get you at least $1,500 of travel.

The $300 annual travel credit is also an amazing perk because it can be used for travel purchases such as airfare and hotels. This certainly makes the $450 annual fee a little more bearable.

Bottom line, this card is an absolute must for any travel enthusiast.

Happy Travels,



Part 2: Small Business Credit Card Perks – Bringing Corporate Perks to Your Business

Spencer Howard – 10xTravel Contributor

Disclosure: We receive compensation from some links that are on this site. We appreciate your support.

When we last spoke, we explored who is eligible for a small business credit card. If you missed Part 1, you can check it out here.

In this post, we’ll discuss some of the basics to help you get started.

Small Business Credit Cards

Points and Perks

Small business credit cards provide a great opportunity to utilize different bonus categories and enjoy a few other perks that can save you money or make your travel experience just a little bit better.

There are a number of possible bonus categories depending on the card you choose. Some of the categories include:

  • Airfare
  • Gas stations
  • Hotels
  • Office supply stores
  • Shipping
  • Telecommunications (hello, cell phone bills!)

With categories like these, small business cards will not only help you keep your business expenses separate, but also earn you some serious points you can use to travel.

But what about the perks?! Continue Reading


New Card Alert: Chase Sapphire Reserve

Spencer Howard – 10xTravel Contributor 

Just when the summer credit card season was feeling a little dull, Chase swoops in with the Chase Sapphire Reserve.

This card has the potential to be a strong choice for earning Ultimate Rewards points and enjoying some massive benefits.

Airport Lounges

What We Know:

Thanks to a leaked application today, we are able to share some details about what to expect from the Chase Sapphire Reserve. Several lucky folks were able to apply and be approved today but you will be able to get this card on August 21. Continue Reading


Part 1: Small Business Credit Cards – Do You Need A Business To Get One?

Spencer Howard – 10xTravel Contributor 

Disclosure: We receive compensation from some links that are on this site. We appreciate your support.

Hey world travelers,

This is the first of a three-part series in which we’ll investigate how small business credit cards can play a role in your points-earning strategy.

Today, we’re going to start with one of the questions we hear most often.

“Who can get a small business credit card?”

If you’re like me, your first thought when you heard about business cards was something like:

“Those look great! But I don’t have anything that even resembles a business.”

Well, let’s get into that and investigate this assumption.

Man with laptop at coffee shop working on small business


So, who can get a business card? Business owners, of course!

Glad we could solve that mystery for you. Now, why did we need an article to tell us that? Continue Reading


Step-by-Step How to Profit When Denied Boarding Due to Overbooking

Luke Sims – 10xTravel Contributor

Last week I received this text from my wife, “Sooo I may not have a seat on the plane… what do I do?!”

Like any good husband, I turned off my phone and continued stuffing my face at Smorgasburg so she could figure out her own problems. Just kidding.

I sprang to action, like a superhero, to save my damsel in distress. I remembered reading somewhere that being denied from your flight can turn into some big bucks, so I texted Bryce to confirm my game plan and then walked my wife through the steps.

About three hours after her original arrival time, my wife walked in the door with a tired smile and a check for $1,100. Here’s how she did it.

People Waiting to Board Flight

What Is Overbooking And Why Does It Happen

Before I explain how to capitalize on your poor situation, let me briefly outline the overbooking conundrum that airlines put you in.

Airlines oversell flights because they expect a certain percentage of passengers not to show up.

There’s a bunch of math and diagrams I could bore you with that explain why airlines do this, but I’d rather get to the part where I tell you how get back at these evil airlines for the crap they pull. Continue Reading


Citi ThankYou Points – A Simple Guide on Earning and Redeeming

Hi Travel Junkies,

There are many different kinds of points in the travel game, which can make things a bit confusing and complicated. So today I want to break down one of the most overlooked points currency, Citi ThankYou Points, and talk about how to use them for maximum value without making your head spin.

Let’s get right to it.


How to Earn Citi ThankYou Points

By far the fastest and easiest way to earn Citi ThankYou Points is to take advantage of one of Citi’s credit card offers.



The Citi Prestige CardCiti Prestige is currently offering a signup bonus of 40,000 points after you spend $4,000 in your first 3 months. Prestige earns 3x points on travel, 2x points on dining and entertainment, and 1 point per $1 on all other purchases.

Citi Prestige has an annual fee of $450 that is not waived for the first year. It does however come with a $250 annual airline credit, which can be applied to flight-related expenses such as airline tickets, baggage fees, upgrades, and more.

Prestige also comes with a number of other premium benefits, including Priority Pass membership and a $100 Global entry application fee credit.


Continue Reading

5 Thoughts, Blog

Guest Post: 5 Thoughts – Florence

Hi Travel Junkies,

Today I want to introduce you to Preedee Chenhansa, an avid traveler and longtime reader of 10xT. Preedee sent me a wonderful “5 Thoughts” piece after a recent trip to Italy that was too good not to share with the rest of the 10xT community.

So I asked him to share it with all of you here on the blog, complete with a few amazing photos.

Take it away, Preedee.


Florence is my favorite city in Italy and I don’t mind going back there year after year, even if I haven’t explored other cities in the country. Florence is one of those charming cities that simply puts a smile on my face, similar to Portland, Oregon. I have nothing but good memories from there. Here are my 5 thoughts of Florence:



1. Florence is underrated when compared to Rome and Venice – Florence doesn’t have the same name recognition as Rome, Venice, and Milan. Rome has The Colosseum, Venice has the famous canals, and Milan is known as one of the fashion capitals of the world. But what comes to mind when you think Florence? Before I visited Florence, I had no idea what to expect. Now, I think of a big town (not to be mistaken with being a small city) with lots of culture, great food, beautiful sites, and deep Italian history. I’ve spent time in Florence both by myself in hostels and with friends, both of which were very positive experiences, so it’s great for solo travelers, as a couple, or in a group. Continue Reading


7 Sneaky Travel Fees (And How to Avoid Them)

There are few things that I despise more than hidden travel fees that chip away at your vacation budget. Unfortunately these fees have become much more prevalent as hotels, airlines, and other travel companies fight to show the lowest rate on travel booking websites.

Today we are going to talk about seven of the most common hidden travel fees and a few tips on how you can avoid them. Let’s get started.

1) Checked bag fees – Most airlines charge ~$25 per bag each way, with that number being closer to $50 per bag for some of the budget airlines. And of course that fee can more than double if your bag exceeds the posted weight limited for each airline.

Sure, you can try to fit everything in to a carry-on bag to avoid this fee, but that just isn’t realistic for some trips.

A better way to get around checked bag fees is to consider picking up the airline’s credit card before booking and taking your trip. Most major airline credit cards provide free checked bags as one of their many perks, which can add up to some serious savings if you travel frequently or with a large group.

Another option is to consider using points from a card such as the Barclays Arrival Plus or Capital One Venture card, which earn points that can be used to erase any travel charge made with the card (including checked bag fees). You can read more about those cards by clicking the banner on our credit cards page.


You can erase checked baggage fees with the Capital One Venture Card


2) Resort fees – Resort fees are mandatory fees added to a hotel stay in exchange for the use of amenities such as Wi-Fi, fitness centers, parking, etc. These fees have become incredibly common over the past few years, particularly in popular destinations like Las Vegas and the Caribbean.  Continue Reading


Introducing Two New Members of the 10xT Team – Dillon and Spencer!


Hi Travel Junkies,

Today I am very proud to announce that we have added two very talented individuals to the 10xT team, Spencer Howard and Dillon Carter!

Spencer and Dillon will be joining as Contributor/Travel Gurus, so you’ll be seeing a lot of them both on the blog and one-on-one as they work with you to accomplish your travel goals.

I’ll let them introduce themselves in their own words. Take it away guys!


Spencer Howard

Hello, fellow world travelers!

My name is Spencer and I’m told that I’m obsessed with miles and points. Just because I spend three to four hours a day reading, talking, or thinking about points and the many ways to use them to travel doesn’t mean… fine, I’m obsessed.

I spend my days working for a trade association in D.C. (and thinking about travel). Fortunately, my office has made it their mission to get employees to use their vacation time and I’m happy to live the mission, and live it in style. Continue Reading


Now Or Never: Earn Up To 60k Bonus Miles with Delta (Expires Tomorrow 7/6/16)

Luke Sims – 10xTravel Contributor

[Please note – these deals have since expired. For updated information – visit our Credit Cards page here.]

Unless you’re brand new to 10xT you’ve probably noticed that Delta SkyMiles don’t get a lot of good coverage in the points/miles world.

SkyMiles generally don’t stack up in value to many of the other frequent flyer programs because of their lack of transparency and generally high number of miles required to book otherwise inexpensive flights.

However……. (in a melodramatic tone)

When you have the opportunity to earn up to 60,000 of them at once we are obligated to let our friends know that this is a great opportunity.

So, whether you frequently fly with Delta or not, let me show you why you should consider taking advantage of a Delta Airlines credit card before the current offers expire tomorrow, July 6.


Where Delta SkyMiles Shine

One of the major reasons that I am not a big fan of Delta SkyMiles is because they do not have an award chart.

That’s right. NO award chart.

With nothing set in stone, it’s hard to plan on using Delta SkyMiles for award travel for any specific flight. (And I’m an obsessed over-planner)

That said, because they don’t publish an award chart… that also leaves opportunities for some pretty good finds if you are 1. Lucky or 2. Know where to look.

Let me walk you through my top 3 uses of Delta SkyMiles. Continue Reading