Introducing the 10xTravel Points Prenup

If you’ve been around our community for a while, you may remember when we launched P2: The Dating App for Points People back in 2022.

We’re proud to say it worked.

Our inboxes have been flooded with love stories — couples who met on P2, bonded over their shared hatred of the Delta SkyMiles program, built some extremely impressive combined Amex Membership Rewards balances together, and are now ready for the next step. Marriage!

Now, those couples are reaching out to us again. Not for help booking flights in business class (though we can help with that too). They’re asking us something more important:

“Travis, what happens to my points if things go sideways?”

Great question. Deeply personal. Legally complex.

Which is why today, I’m thrilled to announce that 10xTravel is officially expanding into family law.

Introducing the 10xTravel Points Prenuptial Agreement

Here’s something most of you don’t know about me: before joining 10xTravel, I finished one whole semester of law school. I left to pursue my true passion — helping people fly to the Maldives for next to nothing — but the exquisite legal training never left me.

And over the past several months, I’ve been putting it to good use.

The 10xTravel Points Prenuptial Agreement is the world’s first legally-inspired template specifically designed to protect the points and miles assets of couples entering marriage. It covers everything your standard prenup ignores: transferable points balances, elite status custody, authorized user arrangements, and what happens to a pending award booking when love takes an unexpected routing change.

Think of it as the ultimate trip protection — except for your relationship.

Why Does This Exist?

A standard prenuptial agreement will help you sort out who keeps the house, the car, and the retirement accounts. But it says absolutely nothing about:

• Who retains custody of 847,000 combined airline points
• Whether removing your spouse as an authorized user constitutes financial abuse
• What happens to your Platinum status when you can no longer meet the spend threshold on your own
• Who gets stuck with the $695 annual fee after the breakup

These are real issues. We’ve seen them tear communities apart. We’re here to help.

What’s Covered

The 10xTravel Points Prenuptial Agreement addresses the full lifecycle of a points-and-miles marriage, including:

Article I – Definitions. What legally constitutes a “points person,” how “P2” is defined under this agreement, and the important distinction between a “good redemption” and “burning points.”

Article II – Pre-Marital Points Assets. All points balances, elite status levels, and credit card accounts held prior to the date of marriage are considered separate property — unless one party has been freeloading on the other’s Centurion Lounge access, in which case there will be a reckoning.

Article III – Marital Points Accumulation. Any points earned during the marriage on jointly held cards are considered marital property, subject to equitable distribution. Points earned via solo spend on individually held cards belong to the cardholder, unless said cardholder routinely used their spouse’s referral links, in which case the other party is entitled to a 20% cut.

Article IV – Elite Status. Status cannot be transferred, which makes this the most heartbreaking section of any points divorce. However, both parties acknowledge this going in. The party who accrued status retains it. The party who benefited from the other’s companion upgrade privileges must immediately cease and desist all business class travel at economy prices.

Article V – Authorized User Provisions. The primary cardholder retains the right to remove the other party as an authorized user upon dissolution of the marriage. However, any points earned by the authorized user in the 90 days prior to removal are considered contested assets and subject to negotiation.

Article VI – Open Award Bookings. Any award flights booked but not yet traveled at the time of separation are subject to the “you booked it, you fly it” doctrine, unless the destination was chosen unilaterally by one party, in which case the other party may petition for a full points reinstatement (minus the airline’s redeposit fee, because we’re not magicians).

Article VII – The Cash Back Clause. In the event that either party begins redeeming points for cash back or gift cards during the marriage, the other party reserves the right to void this agreement entirely on grounds of irreconcilable differences.

Download Your Free Template

We’ve made the full 10xTravel Points Prenuptial Agreement available as a free download below. It is ready to fill in, sign, and present to your attorney — who will almost certainly look at it with a mixture of confusion and grudging respect.

DOWNLOAD THE POINTS PRENUP TEMPLATE

Note: The 10xTravel Points Prenuptial Agreement is a work of satire created on April 1, 2026 for entertainment purposes and is not a legally binding document. 10xTravel is not a law firm. Travis did not finish law school. Please consult an actual attorney for real prenuptial agreements. That said, we stand by every clause.

Disclaimer: No authorized users were harmed in the creation of this document. Any resemblance to actual points disputes, living or resolved, is entirely intentional.