Unlock Exclusive Statement Credits on American Express Personal Credit Cards with the Corporate Advantage Program

Besides amazing personal credit cards and small business credit cards, American Express also offers one of the best corporate credit card programs available. So, it’s no surprise that some of the most well-known corporations in the United States issue corporate Amex cards to certain employees. If you’re among the many employees in the United States that have a corporate Amex card, then you should be aware that you can potentially earn an exclusive annual statement credit when you sign up for an Amex personal credit card through the Amex Corporate Advantage program.

If you have an eligible corporate Amex card and you sign up for either The Platinum Card® from American Express, Blue Cash Preferred® Card from American Express, American Express® Gold Card or American Express® Green Card, you could be eligible for an annual statement credit of up to $150 (depending on which personal card you sign up for) that isn’t available to personal cardholders without a corporate Amex card.

So, if you currently have a corporate Amex card and you’re in the market for a new personal credit card, the Amex Corporate Advantage program is something you should definitely look into.

In this article, we’re going to break down how this program works and all of its different features.

Who Is Eligible for the Amex Corporate Advantage Program?

The Amex Corporate Advantage program is available to U.S. employees who have an Amex Corporate Green, Corporate Gold, Corporate Platinum or Corporate Centurion Card. Corporate cardmembers who are employees of PricewaterhouseCoopers International Limited and those whose Amex Corporate Green card is a Business Extra® Corporate Card are ineligible for this program.

Once you’ve been accepted to the program, you must keep the same corporate card account and same personal card account in order to continue to receive your statement credit. If either your corporate card or personal card is canceled, you will no longer receive your Corporate Advantage statement credit. You will also be ineligible for this program if either your corporate credit card or personal credit card is past due.

How to Sign Up for the Amex Corporate Advantage Program

In order to access your exclusive statement credit through the Amex Corporate Advantage program, you’ll need to visit the offer page on the Amex website and enter your 15-digit card number as well as your 4-digit card ID. From there, you’ll be able to see if your Amex corporate card account is eligible for a statement credit through the Corporate Advantage program.

If your corporate card is eligible for the Corporate Advantage program, you’ll then need to sign up for one of the four eligible personal Amex cards to receive your statement credit. These four cards include:

• American Express® Gold Card
• American Express Green Card
• Blue Cash Preferred® Card from American Express
• The Platinum Card® from American Express

If you sign up for your personal card through the Corporate Advantage offer page on the Amex website, you should be automatically enrolled in the program and receive your statement credit within 8 to 12 weeks from your enrollment (as well as 8 to 12 weeks after each personal cardmember anniversary).

If you aren’t automatically enrolled in the program, you can contact Amex customer service and ask them to link your corporate card and personal card and enroll you in the Corporate Advantage program.

Amex Corporate Advantage Program Statement Credits

The statement credit you receive will depend on which personal Amex card you sign up for. The type of corporate card you have only determines your eligibility for the Corporate Advantage program and has no bearing on the size of the statement credit you’ll receive.

Here are the statement credits you’ll receive for each personal card through the Corporate Advantage program:

These statement credits will be applied to your personal credit card statement once per year.

As you can see, with both the Green card and the Blue Cash Preferred card, these Corporate Advantage statement credits can offset your annual fee by 50% or more. So, if you currently have an eligible Amex corporate credit card and you’re considering signing up for a new personal credit card, utilizing the Corporate Advantage program is certainly a financially savvy decision.

Amex Corporate Advantage Program Usage and Credit Implications

Understandably, before you go linking your corporate credit card to a personal credit account, you’ll want to know how it will affect your corporate account as well as your personal credit score.

For one, your employer will not be notified of you enrolling in the Corporate Advantage program, nor does your employer receive any incentive for you to sign up for the program. Your employer will have no access to any information about your Amex personal credit card or its activity.

Likewise, your company will not be liable for any of your personal card payments. All activity on your personal card will only affect your personal credit score and will have no impact on your existing Corporate Card Membership Rewards accounts.

If you leave your company or you close your Amex corporate credit card account, you’ll still be able to keep your personal credit card account open. However, you may not be eligible to receive the Corporate Advantage annual statement credit any longer.

The Bottom Line

All in all, if you’re one of the many corporate employees in the United States that has an Amex corporate credit card, you should absolutely look into the Amex Corporate Advantage program if you’re looking into getting a new personal credit card. If you have an Amex corporate credit card and you sign up for either the Amex personal Platinum, Gold, Green or Blue Cash Preferred, you can receive an annual statement credit of up to $150 that’s not available to other personal cardmembers.

Each of the Amex personal cards listed above already offers great value. And the Corporate Advantage statement credits add even more value to these cards. Plus, using the Corporate Advantage program won’t have any impact on your corporate credit card account. In fact, your employer will have no way of even knowing that you enrolled in the program.