American Express is changing the Dell and Adobe credits for The Business Platinum Card® from American Express (rates & fees) cardholders starting July 1, 2025. The Dell credit will drop from $400 per year to $150 for most users. However, if you spend $5,000 or more at Dell, you can get an extra $1,000 statement credit. The Adobe credit is increasing from $150 to $250, but you’ll need to spend at least $600 to get it. These new benefits will apply to purchases made in the second half of 2025 and beyond.

If you already use these benefits, you’ll be automatically enrolled in the new versions. You don’t need to do anything except start making purchases after July 1, 2025. For the first half of 2025, the current benefits will still apply. This means you can get both sets of benefits in 2025 – the old ones for January through June, and the new ones for July through December.

The Business Platinum Card from American Express

The Business Platinum Card® from American Express

150,000

Membership Rewards® Points

after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

Annual Fee: $695

Terms Apply. | Rates & Fees

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Our Take

These changes are not beneficial for most Business Platinum cardholders. The Adobe credit is more generous, going from $150 to $250, but requires more spending ($600) to unlock it. This is good if you already use Adobe products regularly, but might be a waste if you don’t need their services as much.

The Dell benefit change is worse for most cardholders. Unless you plan to spend over $5,000 at Dell, you’re losing $250 in annual value (dropping from $400 to $150). This makes the Business Platinum card less valuable for small business owners who don’t make large tech purchases. These changes might make some cardholders think about whether the card’s high annual fee is still worth it for their business needs.