American Express Product Change Rules
7 Minute Read
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after you make $3,000 in purchases on your Card in your first 3 months.
Terms Apply. | Rates & Fees.
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year (1% after). Cash back earned is automatically credited to your statement.
Earn 1% cash back automatically credited to your statement after the first $50,000 spent
Car rental loss and damage insurance (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.)
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Our Take
This business card from American Express is a great everyday spender for business owners because of its 2% cash back earning rate on all purchases up to $50,000 annually (1% thereafter) that is automatically credited to your statement.
This card is ideal for non category spending to fill in the “gaps” left by other popular business credit cards, so if you’d only get 1% back on purchases within certain categories with other business cards you can use this one instead to get 2% back. However, it’s important to note that the cash back you earn from this card cannot be transferred to American Express Membership Rewards.
Terms apply. See rates and fees.