American Express Platinum Card®

Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

You may be eligible for as high as 175,000

Membership Rewards® Points

after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.

Annual Fee: $895

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

5X

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel^® on up to $500,000 on these purchases per calendar year (1x thereafter).

5X

5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.

1x

Earn 1x Membership Rewards® Points on all other purchases.

Benefits

Access to American Express Global Lounge Collection of over 1,550 airport lounges worldwide for eligible eligible card members, including Centurion Lounges, Delta Sky Clubs (10 visits annually; unlimited with $75,000 card spend), and Priority Pass Select lounges (enrollment required). The collection also includes Escape Lounges, Lufthansa Lounges when flying with Lufthansa Group, Plaza Premium, and other partner lounges, though specific access rules and guest fees may apply to individual locations.

$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.

$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible

$200 Airline Fee Credit: Get up to $200 in statement credits per year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®

$209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.

$300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.

$200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply

$100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required

$400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum

$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.

Terms apply.

Our Take

American Express Platinum Card® represents the pinnacle of premium travel rewards cards, offering exceptional benefits that justify its substantial annual fee for frequent travelers. Cardholders earn an impressive 5X Membership Rewards points on flights booked directly with airlines or through American Express Travel^® (on up to $500,000 annually, then 1X) and on prepaid hotels booked through amextravel.com, plus 1X points on all other purchases. While many potential applicants hesitate at the hefty annual fee, the card delivers remarkable value for those who can maximize its offerings.

The card’s premium benefits include Marriott Bonvoy Gold® elite status and Hilton Gold status (enrollment required), comprehensive airport lounge access including Priority Pass Select and exclusive Centurion Lounges, and an impressive array of annual statement credits. These credits include up to $200 for airline incidentals with a selected qualifying airline, up to $200 in Uber Cash, up to $300 Digital Entertainment Credit, $600 for Fine Hotels + Resorts® or The Hotel Collection bookings, $155 Walmart+ Credit, up to $100 in Saks Fifth Avenue credits, CLEAR® Plus Credit, and TSA PreCheck/Global Entry application fee reimbursement. For travelers who can take advantage of these benefits, American Express Platinum Card® delivers extraordinary value despite its premium pricing.

Note: You will also want to check the Card Match tool to see if you are targeted for a higher offer.