The Platinum Card® from American Express

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Current Offer

80,000

Membership Rewards® Points

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Annual Fee: $695

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

5X

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year (1x thereafter).

5X

5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.

1x

Earn 1x Membership Rewards® Points on all other purchases.

Benefits

$120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.

Access to American Express Global Lounge Collection of over 1,400 airport lounges worldwide, including Centurion Lounges, Delta Sky Clubs (10 visits annually; unlimited with $75,000 card spend), and Priority Pass Select lounges (enrollment required). The collection also includes Escape Lounges, Lufthansa Lounges when flying with Lufthansa Group, Plaza Premium, and other partner lounges, though specific access rules and guest fees may apply to individual locations.

$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.

$155 Walmart+ Credit: Walmart+ members enjoy shopping perks - both online and in-store - at Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost each month. $12.95 plus applicable taxes. Plus Up Benefits not eligible.

$200 Airline Fee Credit: Get up to $200 in statement credits per year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®

$199 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 100+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card®.

$240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock and The Wall Street Journal. Enrollment required.

$200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.

Shop Saks with Platinum: Get up to $50 in statement credits semi-annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.

Terms apply.

Our Take

The Platinum Card® from American Express represents the pinnacle of premium travel rewards cards, offering exceptional benefits that justify its substantial annual fee for frequent travelers. Cardholders earn an impressive 5X Membership Rewards points on flights booked directly with airlines or through Amex Travel (on up to $500,000 annually, then 1X) and on prepaid hotels booked through amextravel.com, plus 1X points on all other purchases. While many potential applicants hesitate at the hefty annual fee, the card delivers remarkable value for those who can maximize its offerings.

The card’s premium benefits include elite Gold status with both Marriott and Hilton hotel programs (enrollment required), comprehensive airport lounge access including Priority Pass Select and exclusive Centurion Lounges, and an impressive array of annual statement credits. These credits include up to $200 for airline incidentals with a selected qualifying airline, $200 in Uber Cash, $240 Digital Entertainment Credit, $200 for Fine Hotels + Resorts® or The Hotel Collection bookings, $155 Walmart+ Credit, up to $100 in Saks Fifth Avenue credits, CLEAR® Plus Credit, and TSA PreCheck/Global Entry application fee reimbursement. For travelers who can take advantage of these benefits, The Platinum Card delivers extraordinary value despite its premium pricing.

Note: You will also want to check the Card Match tool to see if you are targeted for a higher offer.