IHG One Rewards Premier Credit Card

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Current Offer

Earn 140,000

Bonus Points

after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee: $99

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

26x

Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts

5x

Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.

3x

Earn 3 points per $1 spent on all other purchases.

Benefits

Enjoy an Anniversary Free Night at IHG Hotels & Resorts.

Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.

Automatic Platinum Elite status as long as you remain a Premier cardmember

Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card

Our Take

The IHG One Rewards Premier Credit Card offers exceptional value for frequent IHG guests with its impressive earning structure. Cardholders can earn up to 26 total points per $1 spent at IHG Hotels & Resorts, 5 points per $1 on travel, gas stations, and restaurants, and 3 points per $1 on all other purchases. This generous rewards system makes it easy to accumulate IHG points quickly through both hotel stays and everyday spending.

Beyond points earning, the card delivers substantial benefits that enhance its appeal despite the modest annual fee. These include an Anniversary Free Night certificate, fourth reward night free when redeeming points for consecutive four-night stays, automatic Platinum Elite status, and statement credits for Global Entry, TSA PreCheck® or NEXUS. With no foreign transaction fees and a well-rounded package of travel perks, this card represents an excellent choice for IHG loyalists and travelers looking to explore IHG’s extensive global portfolio of properties.