IHG® Rewards Premier Credit Card

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Current Offer

140,000

bonus points + 1 Free Night

after spending $3,000 on purchases in the first 3 months from account opening

Annual Fee: $99

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

26x

Earn up to 26 points total per $1 spent when you stay at an IHG hotel.

5x

Earn 5 points per $1 spent on purchases on travel, gas stations and restaurants.

3x

Earn 3 points per $1 spent on all other purchases.

Benefits

Free Anniversary Night at one of IHG®’s eligible Hotels & Resorts worldwide, every year.

Automatic Platinum Elite Status as long as you remain an IHG® Rewards Premier Cardmember

Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

Fourth Reward Night Free when you redeem points for any stay of 3 or more nights

Our Take

The IHG card confuses a lot of people because you have probably never seen an “IHG Hotel” along the side of the road. IHG hotels include Intercontinental, Holiday Inn, Crowne Plaza, Candlewood Suites, and more. There are more than 5,000 of them to choose from worldwide.

Many IHG properties go for as little as 10,000 points per night, with their high end properties pricing out around 80,000 points per night.

Personally, I just used the annual free night certificate to book a free night at the Intercontinental Osaka. Which normally goes for ~$400 a night.