IHG One Rewards Premier Credit Card

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Current Offer

140,000

Bonus Points

after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee: $99

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

26x

Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts

5x

Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.

3x

Earn 3 points per $1 spent on all other purchases.

Benefits

Enjoy an Anniversary Free Night at IHG Hotels & Resorts.

Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.

Automatic Platinum Elite status as long as you remain a Premier cardmember

Global Entry or TSA PreCheck Fee Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card

Our Take

The IHG card confuses a lot of people because you have probably never seen an “IHG Hotel” along the side of the road. IHG hotels include Intercontinental, Holiday Inn, Crowne Plaza, Candlewood Suites, and more. There are more than 5,000 of them to choose from worldwide.

Many IHG properties go for as little as 10,000 points per night, with their high end properties pricing out around 80,000 points per night.

Personally, I used the annual free night certificate to book a free night at the Intercontinental Osaka. Which normally goes for ~$400 a night.