IHG One Rewards Premier Business Credit Card

Learn How to Apply

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Current Offer

Earn up to 200,000 Bonus Points

Our Best Points Offer Ever!

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.

Annual Fee: $99

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

26X

Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts

5X

Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants

3X

Earn 3 points per $1 spent on all other purchases

Benefits

Enjoy an Anniversary Free Night at IHG Hotels & Resorts.

Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay

Automatic Platinum Elite status as long as you remain a Premier Business cardmember

Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card

Our Take

The IHG One Rewards Premier Business Credit Card delivers substantial value for business owners who frequently stay at IHG properties. Cardholders can earn up to 26 total points per $1 spent at IHG Hotels and Resorts, 5 points per $1 on travel, gas stations, select advertising, and restaurants, and 3 points per $1 on all other purchases. This earning structure generously rewards both IHG stays and common business expenses, making point accumulation straightforward for business travelers.

The card provides impressive benefits that enhance its overall value proposition, including automatic Platinum Elite status, an Anniversary Free Night, fourth reward night free on point redemptions, and statement credits for Global Entry, TSA PreCheck®, or NEXUS. With no foreign transaction fees and a modest annual fee compared to similar business travel cards, it presents a compelling option for business owners loyal to the IHG brand. While IHG points may not offer the flexibility of some transferable currencies, the card’s combination of elite status, free night certificates, and bonus earning categories makes it worth consideration for IHG-focused business travelers.