How to Navigate the Restrictions on the Marriott Bonvoy Credit Cards
18 Minute Read
10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
(each night valued up to 50,000 points) after spending $3,000 on eligible purchases within 3 months of account opening. Plus, earn 50,000 bonus points after spending $6,000 on eligible purchases within 6 months of account opening.
Terms Apply.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card
Earn 3 Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Earn 2 bonus points per $1 on all other purchases
Receive 15 Elite Night Credits annually
You will automatically receive Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year
Earn 1 Elite Night Credit for every $5,000 you spend
Enjoy a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points.
Free Premium Wi-Fi
No Foreign Transaction Fees
21 Minute Read
13 Minute Read
9 Minute Read
10 Minute Read
11 Minute Read
12 Minute Read
11 Minute Read
21 Minute Read
11 Minute Read
10 Minute Read
11 Minute Read
Our Take
We still penalize this card a bit in our rankings due to the restrictions that have been placed on Bonvoy cards issued by both Chase and American Express.
These restrictions basically make getting the Marriott Bonvoy Boundless® Credit Card somewhat obsolete, as you can get a virtually identical offer from American Express that does not disqualify you from also getting the Marriott Bonvoy Business® American Express® Card.
This card gives you an annual free night on your account anniversary each year, able to be used at any Marriott hotel that costs up to 35,000 points per night. Which covers many Marriott properties in their portfolio and makes the card worth keeping indefinitely for many people. You’ll also get Silver Elite Status with this card.
And finally, the Marriott Bonvoy Boundless® Credit Card allows you to earn up to 17X total points for every $1 spent at hotels participating in Marriott Bonvoy (broken into up to 6X points with Marriott Bonvoy Boundless® Credit Card, up to 10X points from Marriott Bonvoy® for being a member and up to 1X points from Marriott Bonvoy® with Silver Elite Status). Earn 2x points per $1 on everything else. This makes it a decent choice for everyday spend for anyone looking to earn points to use at Marriott properties or with their transfer partners.
You are not eligible to receive this bonus if you have received a bonus on the Marriott Bonvoy Brilliant® American Express® Card or Marriott Bonvoy Business® American Express® Card in the past 24 months