Sapphire Reserve for Business℠

Chase Sapphire Reserve for Business Learn How to Apply
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Current Offer

200,000

bonus points

after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.

Annual Fee: $795

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

8X

Earn 8x points on Chase TravelSM for airline tickets, hotels, including The EditSM, car rentals, cruises, activities and tours.

5x

Earn 5x total points on Lyft rides through 9/30/27.

4X

Earn 4x points on flights & hotels booked direct.

3X

Earn 3x points on social media & search engine advertising.


Benefits

Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority PassTM Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.

Global Entry, TSA Precheck or Nexus credit every four years

Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.


Our Take

The Chase Sapphire Reserve for Business offers substantial value with over $2,500 in annual benefits and credits despite a $795 annual fee.

Benefits include free employee cards, no foreign transaction fees, and high points on business spending (8X on Chase Travel℠, 4X on flights and hotels, 3X on advertising). Key perks include Points Boost for enhanced travel value, $300 travel credit, Global Entry/TSA credits, lounge access, and various business-focused credits like ZipRecruiter and Google Workspace. These benefits make this card what Chase calls its first travel-focused business credit card, fit for small business owners who travel frequently and plan to take advantage of the many credits and benefits it offers.

However, it’s only worthwhile if you maximize these benefits; otherwise, consider Chase Ink Business Cards which offer much lower (or no) annual fees.