The Business Platinum Card® from American Express

Learn How to Apply
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Current Offer


Membership Rewards® Points

after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership

Annual Fee: $695

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards


Earn Membership Rewards® Points on flights and prepaid hotels on amextravel.com


Earn 1.5X Membership Rewards® Points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year


Earn 1x Membership Rewards® Points on each eligible purchase


Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year.

$100 TSA PreCheck/Global Entry Credit

Card is made of metal

Get 35% of your points back when you book a first or business class flight, or any flight with your selected airline, up to 500k points back each year. Enrollment required.

Access to the Global Lounge Collection, allowing you to access 1,300+ airport lounges worldwide. Enrollment required.

Get up to $189 back per year for on your Clear® membership when you use your card.

Up to $400 credit with Dell Technologies, up to $360 with indeed, up to $150 with Adobe, and up to $120 on wireless telephone purchases. Enrollment required.

Terms apply.

Our Take

The Business Platinum Card® by American Express is one of the premier business cards on the entire market, and for good reason.

The card is currently offering a generous 120,000 point welcome offer, though many readers are able to find even better offers via personal referrals. Definitely check those first.

Like Chase Ultimate Rewards, American Express Membership Rewards are incredibly valuable because of their ability to be transferred to 17 airline partners and 3 hotel partners or use to book with Amex Travel.

The spend required to earn the bonus on this card is one of the highest on the market but the 5x on travel bookings with Amex is a great perk for business owners who need to book a significant amount of travel.

Amex Business Platinum cardholders also get complimentary access to the Amex Centurion Lounges, which are some of the best airport lounges in the US.

Cardholders also receive Gold status with Marriott and Hilton.

And lastly, American Express has upgraded this card to a new metal version. Not exactly a travel perk, but it certainly beats a plastic card.

Here is a detailed overview of what the 10xT staff would each do with the bonus points on this card.

Essential The Business Platinum Card® from American Express Reading