Which United Airlines Credit Card Is Best?
26 Minute Read
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and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
Terms Apply.
miles on United® purchases
miles on all other travel, dining, and select streaming services
mile on all other purchases
Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary (terms apply)
Earn 2 global Economy Plus® seat upgrades after spending $40,000 each calendar year
Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
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Our Take
The New United Quest℠ Card delivers exceptional value for United Airlines frequent flyers through its travel benefits and rewards. Cardholders earn 3X miles on United purchases, 2X miles on travel, dining, and select streaming services, and 1X miles on all other purchases. The card’s standout feature is the $200 annual United travel credit, which significantly offsets the $350 annual fee and applies automatically to any United purchase. This credit, combined with free first and second checked bags, priority boarding and a statement credit for Global Entry, TSA PreCheck® or NEXUS application fees, creates substantial everyday value.
The Quest Card further distinguishes itself with unique benefits including two global Economy Plus® seat upgrades annually and 5,000 bonus miles back when redeeming for United- or United Express-operated award flights (up to 10,000 bonus miles per anniversary year). Cardholders also enjoy a 25% discount on in-flight purchases of food, beverages, Wi-Fi, and Club premium drinks when flying United. For travelers who regularly fly United but don’t need full lounge access, the Quest Card represents an excellent option with premium benefits that easily justify its annual fee for United loyalists.