Best Credit Cards for Electric Vehicles
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Current Offer
$200
bonus
after spending $1,000 in eligible purchases within the first 120 days of account opening.
Annual Fee: $0
Terms Apply.
How to Earn Rewards
5%
cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
2%
cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
1%
cash back on all other eligible purchases
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Our Take
The U.S. Bank Cash+® Visa Signature® Card offers a customizable cash back structure. Cardholders can earn 5% cash back on the first $2,000 in combined purchases each quarter in two categories of their choosing from a diverse selection that includes home utilities, cell phone bills, department stores, ground transportation and more. This flexibility allows you to tailor your rewards to your specific spending habits. Additionally, the card provides 2% cash back in one everyday category such as Gas Stations/EV Charging Stations, Grocery Stores, or Restaurants, with 1% cash back on all other eligible purchases.
While the Cash+® card offers generous category bonuses and multiple redemption options including statement credits, rewards cards, or direct deposits to U.S. Bank accounts, it has notable limitations. The 5% categories are capped at $2,000 in quarterly spending, and despite the impressive cash back rates in select categories, the overall value proposition falls short compared to cards earning transferable points currencies. For travelers seeking to maximize redemption value, cards that earn rewards transferable to airline and hotel partners (like those offered by Chase, American Express, or Capital One) would provide better long-term value.