Three Types of Points: Which One Should You Prioritize?
22 Minute Read
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Current Offer
20,000
Bonus Points - Intro Offer
after you spend $1,000 in eligible purchases in the first 90 days of account opening
How to Earn Rewards
5x
points per $1 spent on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
4x
points per $1 spent on travel, gas stations, and EV charging stations on your first $1,000 each quarter
2x
points per $1 spent on dining, streaming services and at grocery stores
1x
on all other eligible purchases
Benefits
statement credit toward TSA PreCheck® or Global Entry® (every 4 years)
Complimentary Priority Pass™ Select Membership gives you 4 free visits to over 1,600 airport VIP lounges and experiences worldwide.
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Our Take
A pretty good travel card from U.S. Bank, the U.S. Bank Altitude® Connect Visa Signature® Card has no annual fee and it comes with four free visits to airport lounges, a TSA/Global Entry statement credit, trip protections and no foreign transaction fees. These are pretty unique offerings for a no-annual-fee credit card. Of course, the downside to this card is that U.S. Bank doesn’t have transfer partners, so the points you earn with this card are not as valuable as transferrable currencies you’d earn from some Chase, Amex, Capital One or Citi cards.
That said, the category spend rewards on this card make it an attractive option for everyday spend, earning 4X points on travel and gas station purchases, 2X on grocery stores, dining and streaming services, and 1X on all other eligible purchases. Though we’d recommend other cards before this one, it might have a place in your wallet in certain circumstances or if you’re looking for a no annual fee card that offers some airport lounge access and TSA/Global Entry statement credit.