Three Types of Points: Which One Should You Prioritize?
22 Minute Read
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Current Offer
20,000
Bonus Points
after you spend $1,000 in eligible purchases in the first 90 days of account opening.
Annual Fee: $0
Terms Apply.
How to Earn Rewards
4x
points on takeout, dining, and restaurant delivery
2x
points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations
1x
on all other eligible purchases
Benefits
$15 credit for annual streaming purchases
Essential U.S. Bank Altitude® Go Visa Signature® Card Reading
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Our Take
The U.S. Bank Altitude® Go Visa Signature® Card is a no-annual-fee option that offers solid rewards for everyday spending, particularly for food enthusiasts. Cardholders earn an impressive 4X points on takeout, dining, and restaurant delivery, along with 2X points at grocery stores, grocery delivery, streaming services, gas stations, and EV charging stations. All other eligible purchases earn 1X points, with redemption options including cash back, gift cards, travel, and more.
While the card does provide a modest $15 annual streaming service credit applicable to popular platforms like Netflix, Apple TV+, and Spotify®, there are more competitive options available in the market. Particularly worth considering are cards connected to flexible rewards programs like Chase Ultimate Rewards or Capital One Miles, which offer valuable airline and hotel transfer partners that can yield higher redemption values than what this straightforward U.S. Bank offering provides.