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Points and miles are often associated with large businesses and six-figure monthly spending. Julie’s experience shows that even a smaller professional practice can generate meaningful travel rewards.
As the owner of a law firm, Julie uses business credit cards to capture rewards on recurring operating expenses and everyday purchases. Over time, those rewards have become an important tool for maintaining travel flexibility.
Starting With Simple Business Expenses
Like many business owners, Julie’s journey began with recurring expenses that could be placed on a rewards card.
Monthly subscriptions, office expenses, advertising, and routine business purchases created a steady stream of points without requiring any additional spending.
Rather than viewing rewards as a primary goal, she initially saw them as a useful side benefit of running her business.
That perspective changed as her balances grew.
She primarily uses two Chase business cards for her business expenses.
Chase Ink Business Preferred® Credit Card
100,000
bonus points
after you spend $8,000 on purchases in the first 3 months from account opening.
Annual Fee: $95
Sapphire Reserve for Business℠
Special Limited-Time Offer!
Earn 200,000
bonus points
after you spend $30,000 on purchases in your first 6 months from account opening
Annual Fee: $795
Travel Opportunities Made Possible By Points
One of Julie’s favorite aspects of points and miles is the flexibility they provide.
Having a healthy points balance allows her to make travel decisions quickly without worrying about sudden airfare costs.
One particularly memorable example involved a trip to London for a dinner party.
Without points, booking a last-minute international trip may have felt much harder to justify. With rewards available, the decision became significantly easier.
Plus, she gets access to airport lounges with the business cards she has, which makes her business trips that much more enjoyable.
Why Flexibility Matters
For many business owners, travel plans can change rapidly.
Client needs, family obligations, and unexpected opportunities often require quick decisions.
Points and miles provide a financial cushion that allows Julie to respond to those situations without absorbing the full cost of expensive airfare.
That flexibility has become one of the most valuable aspects of her rewards strategy.
Advice for Other Professionals
Julie encourages business owners to start with the expenses they already have.
Many professional service businesses assume they don’t spend enough to earn meaningful rewards, but recurring expenses can add up surprisingly quickly over time.
The key is consistency.
The Bottom Line
Julie’s experience demonstrates that business rewards aren’t only for companies with massive monthly spending.
Even a smaller law practice or other service-oriented business can generate valuable points that create travel opportunities, improve flexibility, and make spontaneous trips more accessible.
New to the world of points and miles? The Chase Sapphire Preferred® Card is the best card to start with.
With a bonus of Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. , 5x points on travel booked through the Chase TravelSM Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.





