10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
The World of Hyatt Credit Card offers great value for people who stay at Hyatt hotels. For a $95 annual fee, cardholders get a free night each year at Category 1-4 hotels. The card also gives you automatic Discoverist status, which means room upgrades when available, 2 p.m. checkout, and daily bottled water.
This card gives you five elite nights toward status each year just for having the card. You also earn more elite nights when you spend money on the card: two nights for every $5,000 you spend. When using the card, you’ll get 4X bonus points at Hyatt properties and 2X bonus points at restaurants, on airline tickets bought directly from airlines, at gyms, and on local transit.
Plus, you’ll earn this welcome offer if you meet the minimum spending requirements:
The World of Hyatt Credit Card
Earn up to 60,000
Bonus Points
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. Plus, earn 2 total Tier-Qualifying Night Credits per eligible night at any Hyatt hotel or resort completed between October 16, 2025 and January 31, 2026, for up to 15 tier-qualifying nights with this offer. Apply by November 20, 2025.
Annual Fee: $95
With this offer, it would be worth spending $15,000 on the card in the first 6 months because you would:
- Earn the 30,000 bonus points welcome offer
- Earn an extra 30,000 bonus points for 60,000 total Hyatt bonus points
- Earn 6 elite nights (2 nights for every 5k spent)
And with this elevated offer, that would already be 41 elite qualifying nights:
- 30 nights from 15 nights spent with the elevated offer
- 5 nights annually with the card
- 6 nights from $15,000 spent
Our Take
Our team believes this card is worth much more than its $95 annual fee. The free night certificate alone can be used at hotels that would cost over $200 per night. If you spend $15,000 on the card in a year, you get a second free night certificate, making it an even better deal. These free nights can be used at some really nice properties like Andaz hotels or Hyatt Regency locations.
For anyone trying to earn Hyatt elite status, this card gives you a big head start. The five automatic elite nights plus the ability to earn more through spending makes reaching valuable Globalist status much easier. Globalist status offers great benefits like free breakfast, suite upgrades, and late checkout. We’ve found this card to be a must-have for anyone who stays at Hyatt hotels even a few times a year.
New to the world of points and miles? The Chase Sapphire Preferred® Card is the best card to start with.
With a bonus of 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. , 5x points on travel booked through the Chase TravelSM Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
bonus cash back
after you spend $6,000 on purchases in the first 3 months from account opening
miles
once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.
Membership Rewards® Points
after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
