The Platinum Card® from American Express

The Platinum Card from American Express Learn How to Apply
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Current Offer


Membership Rewards® Points

after you spend $8,000 on purchases in your first 6 months of Card Membership.

Annual Fee: $695

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards


Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year (1x thereafter).


5X Membership Rewards® Points on prepaid hotels booked on


Earn 1x Membership Rewards® Points on all other purchases.


$100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.

Priority Pass + Centurion Lounge access. Enrollment required

$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.

$155 Walmart+ Credit: Walmart+ members enjoy shopping perks - both online and in-store - at Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost each month. $12.95 plus applicable taxes. Plus Up Benefits not eligible.

$200 Airline Fee Credit: Get up to $200 in statement credits per year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®

$189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 100+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card®.

$240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock and The Wall Street Journal. Enrollment required.

$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.

Shop Saks with Platinum: Get up to $50 in statement credits semi-annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.

Terms apply.

Our Take

Like the Chase Sapphire Reserve®, the Platinum Card from American Express is another example of a high-annual fee card that comes with a ton of great benefits. You will also want to check the Card Match tool to see if you are targeted for a higher offer.

Many people can’t get past the hefty fee, but the benefits more than make up for it.

Points earned with the hefty welcome bonus can be transferred to 17 airline and 3 hotel partners or redeemed to book travel directly with American Express. However, you’ll get the most value by transferring to airline partners.

Then throw in the $200 annual Uber credits (up to $15 per month and up to $35 in December). Simply add your Platinum Card to your Uber account and receive credits automatically every month. Note that this also currently works for orders with Uber Eats.

Like The Business Platinum Card® from American Express, you will also receive Gold status with Marriott and Hilton, Priority Pass Select and Centurion Lounge access, and you’ll earn 5x points per dollar on hotel and airfare bookings via Amex Travel.

One key difference is that you can also earn 5x points per dollar on airfare when booking directly with an airline.

Not sure what you would do with these points? Here’s a quick look at how each member of the 10xT staff would spend them.

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