Bilt Mastercard Review: Rewards & Features

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Current Offer

No current offer

Annual Fee: $0

Terms Apply. | Rates & Fees.

How to Earn Rewards

3X

Earn 3X points on dining

2X

Earn 2X points on flights, hotels, rental cars, and cruises when booked directly with airlines, hotels, and car rental agencies.

1X

Earn 1X point on other purchases

1X

Earn 1X rewards point per $1 spent on rent payments without the transaction fee, up to 100,000 points in a calendar year.

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Use the card 5 times each statement period to earn points.

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Select Learn How to Apply to learn more about the product features, terms, and conditions

Benefits

Trip Cancellation and Interruption Protection

Trip Delay Reimbursement

Auto Rental Collision Damage Waiver

Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard.

Our Take

The Bilt Mastercard is a good opportunity to earn points for paying rent, with a good number of transfer partners including Turkish Airlines, World of Hyatt and more.

With BiltProtect, you can pay rent without using your available credit line. When you submit rent payments with BiltProtect turned on, a debit will be initiated from your linked bank account and money will be transferred to pay your rent through the Bilt Mastercard network, while also providing points on rent payments without using your available credit line. A BiltProtect ACH transaction is not a credit card transaction and will not affect your Bilt Mastercard account.

It isn’t the best card to go after if you’re under 5/24, but if rent is one of your only major expenses or if you’re below 5/24 and looking for a way to earn points on rent, then don’t ignore the Bilt Mastercard.