Citi Strata Premier℠ Card

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Current Offer

Earn 60,000

bonus ThankYou® Points

after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Annual Fee: $95

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

10X

Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com

3X

Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations

1X

Earn 1 Point per $1 spent on all other purchases

Benefits

$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.

Our Take

Citi is an advertising partner.

This card is basically Citi’s version of the Chase Sapphire Preferred® Card. The ThankYou Points can either be used to book travel (airfare, hotels, etc.) via Citi Travel or transferred to any of Citi’s transfer partners, which include 14 airlines and four hotels. Most, but not all, of the transfer rates are 1:1.

Unlike its predecessor, the Citi Strata Premier℠ Card includes travel protection benefits, such as trip cancellation and interruption insurance, trip delay protection, lost or damaged luggage insurance and MasterRental auto rental collision damage waiver coverage. These benefits can save you hundreds or thousands of dollars if you find yourself in an unfortunate situation while traveling (such as having your flight canceled or getting into a collision in a rental car).

If you are over 5/24 and eligible to receive this card’s welcome offer, this card is a must for any traveler looking to add Citi points to your points-earning strategy. You’ll want to be aware of Citi’s bonus and application rules before applying for this card.