The Business Platinum Card® from American Express

Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

Elevated Welcome Offer: Earn 200,000

Membership Rewards® Points

after you spend $20,000 in eligible purchases on the Business Platinum Card^® within the first 3 months of Card Membership.

Annual Fee: $895

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

5x

5x points on flights and prepaid hotels on AmexTravel.com

2x

Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.

1x

1X points on other eligible purchases

Benefits

Up to $120 Global Entry Credit: Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.

Get 35% points back after you use Pay with Points for flights booked through Amex Travel with your selected qualifying airline, up to 1,000,000 points back per calendar year.

The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.

Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).

New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.

New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.

New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.

Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.

Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.

Card is made of metal

Terms apply.

Our Take

The Business Platinum Card® from American Express stands as a premier business card option, offering exceptional value through its comprehensive suite of premium travel benefits and rewards opportunities. Cardholders gain access to the valuable American Express Membership Rewards program along with an impressive array of premium perks, including TSA PreCheck or Global Entry application fee statement credits, annual statement credits for Dell and Adobe purchases, CLEAR® Plus credit, and complimentary Gold status with both Hilton and Marriott hotel programs (enrollment required). The card’s travel benefits extend to an up to $200 annual airline fee credit for incidental charges with one selected qualifying airline per calendar year.

Perhaps most valuable for frequent business travelers is the complimentary access to the American Express Global Lounge Collection®, featuring more than 1,550 airport lounges across 140 countries, including the highly regarded Amex Centurion Lounges. While the spending requirement to earn the welcome bonus ranks among the highest in the market, business owners who regularly book travel expenses can maximize value through the card’s 5x points earning rate on flights and prepaid hotels booked on AmexTravel.com. For business owners seeking a premium travel experience with elite benefits and strong rewards potential, the Business Platinum Card delivers exceptional value despite its significant annual fee.