The Business Platinum Card® from American Express

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Current Offer

150,000

Membership Rewards® Points

after you spend $20,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership

Annual Fee: $695

Terms Apply. | Rates & Fees.

No Foreign Transaction Fees

How to Earn Rewards

5x

Earn 5X Membership Rewards Points® on Flights, and Prepaid Hotels Booked through AmexTravel.com

1.5x

Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year

1x

1X points on other eligible purchases

Benefits

Up to $120 Global Entry Credit: Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.

Card is made of metal

Get 35% of your points back when you book a first or business class flight, or any flight with your selected airline, up to 1,000,000 points back each year. Enrollment required.

Access to American Express Global Lounge Collection of over 1,400 airport lounges worldwide, including Centurion Lounges, Delta Sky Clubs (10 visits annually; unlimited with $75,000 card spend), and Priority Pass Select lounges (enrollment required). The collection also includes Escape Lounges, Lufthansa Lounges when flying with Lufthansa Group, Plaza Premium, and other partner lounges, though specific access rules and guest fees may apply to individual locations.

$199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use yourBusiness Platinum Card®.

Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.

Up to $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.

Terms apply.

Our Take

The Business Platinum Card® from American Express stands as a premier business card option, offering exceptional value through its comprehensive suite of premium travel benefits and rewards opportunities. Cardholders gain access to the valuable American Express Membership Rewards program along with an impressive array of premium perks, including TSA PreCheck or Global Entry application fee statement credits, annual statement credits for Dell and Adobe purchases, CLEAR® Plus credit, and complimentary Gold status with both Hilton and Marriott hotel programs (enrollment required). The card’s travel benefits extend to an up to $200 annual airline fee credit for incidental charges with one selected qualifying airline per calendar year.

Perhaps most valuable for frequent business travelers is the complimentary access to the American Express Global Lounge Collection®, featuring more than 1,400 airport lounges across 140 countries, including the highly regarded Amex Centurion Lounges. While the spending requirement to earn the welcome bonus ranks among the highest in the market, business owners who regularly book travel expenses can maximize value through the card’s 5x points earning rate on travel bookings made through Amex Travel. For business owners seeking a premium travel experience with elite benefits and strong rewards potential, the Business Platinum Card delivers exceptional value despite its significant annual fee.